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The 5 Best Home Care Agencies for Seniors in Rogersville, TN for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Rogersville, TN, residents and their loved ones rate In Home Care agencies across the 7 options below.

Home Care Services in Rogersville, Tennessee

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Paying for Home Care in Rogersville, TN

The Cost of Home Care in Rogersville, TN

According to the 2021 Genworth Cost of Care Survey, home care costs in Rogersville are relatively low at $4,004 per month. They fall $572 below the Tennessee state average and $953 below the U.S. average. When compared to other Tennessee cities, Rogersville stands at the bottom of the cost spectrum. Jackson’s rates are nearly $200 higher, and costs rise from there with Knoxville coming in at $4,757 for home care and Nashville and Chattanooga both at $4,767.

Rogersville

$4,004

Tennessee

$4,576

United States

$4,957

Chattanooga

$4,767

Nashville

$4,767

Jackson

$4,195

Knoxville

$4,757

The Cost of Home Care vs. Other Senior Care Options in Rogersville, TN

Home care is one of many senior care options in Rogersville. Home health care costs the same per month, but provides light medical services such as vital signs monitoring and therapy performed by licensed nurses and therapists. Adult day programs are less expensive by $971 per month but do not offer the same services. Assisted living is only about $100 more for seniors who prefer to live in a community. Nursing home care may be right for those with complex medical conditions, and it costs approximately $6,692 per month.

Home Care

$4,004

Home Health Care

$4,004

Adult Day Health Care

$3,033

Assisted Living

$4,109

Nursing Home Care (semiprivate room)

$6,692

Note: Data for Rogersville was unavailable, so data for the nearest city, Morristown, was used instead.

Financial Assistance for Home Care in Rogersville, TN

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Rogersville, TN

Rogersville’s seniors have access to several programs that can help them remain safely and comfortably in their own homes and obtain the resources they need. These include a senior center, the Neighbors program, a home repair program, an agency on aging, a veteran service office and a property tax relief program.

ResourceContactService
Hawkins County/Rogersville Senior Citizens Center(423) 272-9186The Hawkins County/Rogersville Senior Citizens Center offers on-site and home-delivered meals as well as classes, clubs, games and exercise sessions. Health screenings are also available, and the center provides assistance with Medicare, health insurance, Social Security, living wills, power of attorney and more. Transportation is available.
Neighbors(423) 246-6180The Neighbors division of the Upper East Tennessee Human Development Agency offers an energy assistance program, a weatherization assistance program, emergency assistance in crisis situations and a food assistance program. Financial counseling and individual services based on need are also available.
Good Neighbor Home Repair Program(423) 921-8044The Good Neighbor Home Repair Program helps seniors fix up their homes to make them safer and more livable. Repairs may include plumbing, foundations, electrical systems, windows and floors. Services are provided by volunteer teams.
Property Tax Relief(800) 221-9927Tennessee offers a property tax relief program to qualifying seniors. Eligible homeowners who meet income requirements will receive a refund for a portion of property tax payments. The amount is determined by assessments and tax rates. Seniors can apply through their city's collecting officials or county trustees.
First Tennessee Area Agency on Aging and Disability(423) 928-3258The First Tennessee Area Agency on Aging and Disability has information on care options, Medicare assistance, educational events and a convenient resource directory. The agency also offers legal services and elder abuse assistance. Transportation services and wellness programs are available as well.
Hawkins County Veterans Services(423) 272-5077Hawkins County Veterans Services help veterans and their families determine if they are eligible for veterans' benefits. The office also assists in the application process and in accessing military records. Benefits may include health care, pensions, burial funds and memorials.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.Contains flex elementsImage width (percent):85

Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.Contains flex elementsImage width (percent):85

Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

In Home Care near Rogersville, TN

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Other Options in Rogersville, TN

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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