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The 5 Best Home Care Agencies for Seniors in Belpre, OH for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Belpre, OH, residents and their loved ones rate In Home Care agencies across the 6 options below.

Home Care Agencies in Belpre, OH

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Paying for Home Care in Belpre, OH

The Cost of Home Care in Belpre, OH

According to the Genworth Cost of Care Survey for 2020, the average cost of home care in Belpre is $3,718 per month. Compared to the state and national averages, which are both $4,481 per month, Belpre has very affordable home care. The town also has much less expensive home care than nearby cities in Ohio. In the state capital of Columbus, the average monthly rate is $4,576. Further north in Canton, the average price is $4,338 per month. Cincinnati, which is just down the Ohio River from Belfre, has an average rate of $4,767 per month for home care. 

Belpre

$3,718

Ohio

$4,481

The United States

$4,481

Canton

$4,338

Columbus

$4,576

Cincinnati

$4,767

The Cost of Home Care vs. Other Senior Care Options in Belpre, OH

While the estimated cost for both home care and home health care in Belpre is the same, families usually pay a bit more for home health care due to the light medical services it provides. A high level of medical services is available in the area’s nursing facilities, which explains their average price of $9,384 per month. Assisted living facilities in Belpre have an average cost of $4,769 per month. The least expensive type of care in the city is adult day health with an average rate of $2,058 per month. 

Home Care

$3,718

Home Health Care

$3,718

Adult Day Health

$2,058

Assisted Living

$4,769

Nursing Home Care (semi-private room)

$9,384

NoteData for Belpre was unavailable, so data for the nearest city, Parkersburg, OH, was used instead.   

Financial Assistance for Home Care in Belpre, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Belpre, OH

Seniors aging at home in Belpre have free and low-cost resources available to help with lowering property taxes, weatherizing their home, making home modifications, improving nutrition and health and ensuring socialization. Contact the programs and organizations below for more information. 

ResourceContactService
Ohio Homestead Exemption(740) 373-6623This property tax exemption program reduces taxes for low-income seniors who live in homes they own in Belpre. The program works by reducing the assessed value of a property up to $25,000. For example, a house with a market value of $100,000 would only be taxed on $75,000, saving the homeowner a few hundred dollars. To be eligible, seniors must demonstrate that they are aged 65 or older and occupy the property getting the exemption as a primary residence.
Home Weatherization Assistance Program(740) 373-7671Seniors may be able to save money on their heating and cooling bills by signing up for this Home Weatherization Assistance Program. Efficiency experts will perform a home assessment to determine which aspects of a property can be improved, including insulation, weather stripping and other repairs. This weatherization program is operated by WashingtonMorgan Community Action, which also offers the Electrical Partnership Program, helping low-income seniors make other improvements to their homes that save energy.
Buckeye Hills Area Agency on Aging(800) 331-2644The Buckeye AAA promotes the independence of health of seniors living at home through a variety of programs, including caregiver support, nutrition assistance, home accessibility, mobility management and home energy assistance. The Passport Waiver Program offers in-home care services to seniors who may be at risk for nursing home placement. To qualify, you must be aged 60 or older, meet state Medicaid requirements and require assistance with daily activities. An in-home assessment is also required.
Belpre Senior Center(740) 423-6022The Belpre Senior Center is a popular destination for older adults in the city who enjoy games, parties and other social events. Seniors also visit the center for health services, including blood pressure monitoring, hearing aid cleaning, immunizations and blood sugar readings. Counselors can help visitors manage their chronic health conditions and offer support and guidance that makes living at home easier. Nutritious meals are served at Belpre Senior Center regularly.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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