The 5 Best Home Care Agencies for Seniors in Shreveport, LA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Shreveport, LA, residents and their loved ones rate In Home Care agencies 4.6 out of 5 stars across the 9 options below.

Shreveport seniors pay $3,241 monthly for home care based on estimates in the Genworth 2021 Cost of Care Survey.  This is about $400 lower than the state average of $3,623 and it’s very affordable compared to the national average of $4,957. It’s also competitive compared to rates in nearby cities including Monroe, where rates are about $100 higher at $3,337, and Alexandria, where agencies charge $3,527. In Lafayette, care costs are $600 higher than in Shreveport at $3,813 and in Lake Charles, seniors pay $3,909, nearly $700 more than in Shreveport. 

Home care agencies in Shreveport charge $3,241 for basic services such as companion care and nonmedical personal care services. Home health care is similar but includes skilled nursing services such as medication management and wound care for the same monthly rate. Adult day health care is a cheaper alternative at $1,842 per month. Assisted living costs about $600 more, with rates coming in at $3,870. Nursing homes, which provide institutionalized care for those with advanced medical needs, cost over $2,000 more than home care at approximately $5,384 per month for shared rooms.

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.