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The 10 Best Home Care Agencies for Seniors in Yuma, AZ for 2024

Yuma, Arizona, is home to just over 97,000 residents including about 15,000 seniors aged 65 or older or about 15% of the population — slightly less than the state average of 18%. Seniors living at home pay an average cost of $4,290 for home care services in Yuma, according to Genworth’s 2021 Cost of Care Survey. Yuma’s cost is much less than the national average and even lower than the state average. Home care offers aging adults personal support services to safely age in place, but doesn’t include medical services such as home health care.

Below we’ve compiled a comprehensive directory of every home care provider in the CITY area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Yuma, AZ

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Paying for Home Care in Yuma, AZ

The Cost of Home Care in Yuma, AZ

Of the Arizona cities highlighted in the 2021 Genworth Cost of Care Survey, Yuma has the lowest monthly average home care cost. This isn’t surprising, considering it’s more than $1,000 lower than the state average of $5,339. It’s also lower than the national average of $4,957 by $667. Compared to other cities, it’s less than Prescott Valley’s average of $5,053 by $763, Tucson’s $5,434 average by $1,144 and Phoenix’s cost of $5,958 by $1,668. However, it’s below Flagstaff’s cost of $6,673 by nearly $2,400. 

Yuma

$4,290

Arizona

$5,339

The United States

$4,957

Prescott Valley

$5,053

Tucson

$5,434

Phoenix

$5,958

Flagstaff

$6,673

The Cost of Home Care vs. Other Senior Care Options in Yuma, AZ

Home care includes personal care combined with chore services, while home health involves medical services from registered nurses or therapists. Although home health care tends to be higher, the average cost of both is identical in Yuma. Other senior care options in Yuma include adult day health at only $1,625, which offers limited services outside the home. Assisted living and nursing home care both require seniors to move to a long-term care facility and average $3,800 and $6,844 a month, respectively. 

Home Care

$4,290

Home Health Care

$4,290

Adult Day Health Care

$1,625

Assisted Living Facility

$3,800

Nursing Home Facility (semiprivate room)

$6,844

Financial Assistance for Home Care in Yuma, AZ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Yuma, AZ

Seniors in Yuma benefit from several programs that help them save money and/or make it safer for them to age in place in their homes. Various nonprofit organizations and city, county or state programs provide these services, which are generally free for those who qualify.

ResourceContactService
Arizona Department of Housing (ADH) Weatherization Assistance Program(928) 782-1886The ADH Weatherization Assistance Program helps income-eligible homeowners or renters improve their homes' energy efficiency to lower their utility bills. Improvements include adding insulation, shading sun-exposed windows, maintaining heating and cooling equipment, reducing duct leaks and other energy-saving efforts.
Catholic Community Services - Yuma(928) 782-1105, (928) 782-4489CCS – Yuma operates the home-delivered meals program in Yuma. The program provides five meals weekly, with deliveries three times a week. During each delivery, drivers perform a well check and phone calls two times weekly. Applicants must be aged 60 or older or disabled and be homebound.
Western Arizona Council of Governments Area Agency on Aging (WACOG AAA)(800) 782-1886WACOG AAA provides home- and community-based services to help older adults throughout Yuma County remain in their homes as long as possible. Services and assistance include in-home attendant care and respite care. Assistance is based on physical limitations and funding availability but isn’t income restricted.
Low-Income Home Energy Assistance Program (LIHEAP)(928) 782-3462The Community Action Agency in La Paz County contracts with the LIHEAP to assist with utility bills for residents of Yuma. Applicants must meet the program guidelines, with priority given to households with seniors aged 60 or older, disabled persons or children under age 6.
Tax Relief for Seniors(928) 373-6040Low-income seniors may qualify for several tax relief programs by contacting the Yuma County Tax Assessor’s Office. Seniors may be eligible to postpone their property taxes until they sell their homes or no longer live there. They may also be able to freeze their property’s value to keep certain property taxes from increasing.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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