In Kansas, retirees enjoy a very low cost of living compared to the national average, 18.4% lower overall, giving seniors more financial flexibility than in most states. Lots of sunny days, 212 on average, and only 16 inches of snow per year combine to make Kansas a retirement destination with lots to offer active, independent seniors. 

Independent living is a great option for seniors who don’t need regular assistance with activities such as preparing a meal or getting dressed but who may not want to be responsible for major home maintenance tasks or mowing the lawn. Independent living communities average $3,309 per month in Kansas, though prices vary depending on services offered, amenities and location. 

In this guide, seniors and their loved ones can explore the cost of retirement and independent living in Kansas and get information about low- and no-cost resources available to senior residents.

The Cost of Independent Living in Kansas

Note: Independent Living is a senior living option that rarely includes hands-on care like Assisted Living, so it’s usually 30-40% cheaper. However, there aren’t any average costs established for Independent Living. We calculated Independent Living costs for comparisons by using the Assisted Living prices featured in the 2021 Genworth Financial Cost of Care Survey and reducing those amounts by 35%.

The average cost of Independent Living in Kansas is higher than the national average, but only by $52 per month. Compared to surrounding states, the cost in Kansas is higher than most but lower than Colorado’s by $111. The average cost is even lower in Nebraska ($328), Oklahoma ($471), and Missouri ($1,027), respectively.

$2977

Kansas

$2925

The United States

$3088

Colorado

$2649

Nebraska

$2506

Oklahoma

$1950

Missouri

When comparing the average cost of Independent Living among popular cities in Kansas, all but one have costs that are higher than the national average. Wichita’s and Manhattan’s costs are the highest averages, at $3,526 and $3,509, respectively. While Lawrence’s cost of $2,950 is higher than the national average by $25, it’s lower than the state average by $27. The state’s capital, Topeka, has the lowest cost at $2,922 per month.

$3526

Wichita

$3509

Manhattan

$2950

Lawrence

$2922

Topeka

Seniors have a wide range of care options. Independent Living is the least expensive within a residential setting. Adult Day Health Care is cheaper at $1,788, but it doesn’t include housing. Assisted Living is similar to Independent Living but offers hands-on care, so the cost is higher at an average of $4,580. Nursing Home Care offers an even higher level of care, which is why it’s the highest cost option at $6,296 for a semiprivate room or $6,813 for a private room. Seniors can also opt to receive care in their own homes with In-Home Care averaging $4,576 and Home Health Care averaging $4,671.

$2977

Independent Living

$4580

Assisted Living

$1788

Adult Day Health Care

$4576

In-Home Care

$4671

Home Health Care

$6296

Nursing Home Care (semiprivate room)

$6813

Nursing Home Care (private room)

Can You Use Medicare or Medicaid to Pay for Independent Living in Kansas?

Unfortunately, you cannot use Medicaid and Medicare to help pay the monthly fee for residing in an Independent Living community. For seniors who need help with Activities of Daily Living (ADLs), there may be financial assistance programs available to help cover the cost of care in Independent Living. For more information about financial assistance for those who need a higher level of care, read our guide to Assisted Living in Kansas.

Read on for more information about using alternative means to make Independent Living more affordable, such as retirement funds, the sale of a home, etc.

Paying for Independent Living in Kansas

Independent living is typically paid for entirely by the resident or their family members. No public programs offer financial assistance with the monthly costs. However, there are ways to get help paying for independent living communities using existing assets. A reverse mortgage is a great way to help with the cost of independent living, particularly in family situations where a child or loved one continues to live in the family home while a senior is moving on to retirement housing. 

Long-term care insurance is another possible option. While long-term care insurance won’t usually cover room and board, it may cover some of the a la carte services often offered in independent living communities, including meal preparation and housekeeping. 

Independent Living Resources in Kansas

Seniors in Kansas may need assistance with various daily tasks or places to meet up with other enthusiasts for hobbies. This list includes where seniors can meet, get help or find more information about benefits and other available local programs. 

Resource
Contact
Service
(785) 235-1367
Helping seniors maintain their independence often starts with a range of in-home services that can include everything from a home health aide to minor home repairs and modifications. Jayhawk Area Agency on Aging (JAAA) has nearly four decades of experience working with seniors to match retirees with needed assistive services and benefits. Programs and services are available statewide, though the JAAA serves Douglas, Jefferson and Shawnee Counties. Visit the Area Agency on Aging website to find a local office.
(855) 200-2372
The Kansas Department for Aging and Disability Services operates a network of Aging and Disability Resource Centers. These centers offer person-centered assistance tailored to meet the needs of each individual. Assistance offered includes options counseling and referral services. 
(855) 200-2372
The Senior Care Act offers seniors assistance at home as their functional needs increase and they become unable to live independently safely without assistance. This program is offered on a sliding scale basis and has income limitations for applicants. Housekeeping, home health aides and other services may be covered by the program, even for seniors living in a senior community setting. 
(800) 798-1366
Kansas participates in various nutrition programs administered through local Area Agencies on Aging, senior centers or partnering nonprofit organizations. Programs might include Choosing Healthy Appetizing Meal Plan Solutions for Seniors, which allows seniors to visit CHAMPSS locations in their county and enjoy a hot meal any time, 7-days a week. Each participant is given a card loaded with the available number of meals, and there is a suggested donation amount. Other programs such as congregate meals or Meals on Wheels are also available to ensure seniors are fed when preparing a meal becomes a challenge. 
(800) 860-5260
Medicare and Medicaid programs can be complicated to understand, even for people who specialize in healthcare services. The Senior Health Insurance Counseling for Kansas programs offers senior residents the services of a trained, unbiased counselor knowledgeable about Original Medicare, Medicare Part C or Medicare Supplement Plans and Medicaid benefits that may apply to some seniors. For help determining the best combination of insurance products available, seniors can work with a SHICK member before finalizing their plan enrollment. 

COVID-19 Rules for Independent Living in Kansas

The following information is based on research done on several government websites, including kdads.ks.gov/covid-19). These rules apply to Independent Living Communities and other types of senior living facilities. We’ve most recently updated this data on 2/8/2022, but since COVID-19 is a rapidly evolving pandemic, contact your local senior living facility or Area Agency on Aging for more specific and up-to-date information.

Visitation Policies

Rules for Kansas Communities

Are loved ones allowed to visit to provide emotional support?

Yes (Conditions Apply)

Are relatives allowed to visit for end-of-life care?

Yes

Are residents required to quarantine after visiting with a loved one?

No

Are visitors required to wear PPE (including masks) in order to visit residents?

Yes

Are non-medical contractors (such as hairdressers and entertainers) allowed in senior living facilities?

Yes

Are visitors checked for elevated temperatures?

Yes

Are visitors required to answer questions about health, travel, and potential virus contact?

Yes

Outings & Social Activities

Rules for Kansas Communities

Are residents allowed to leave (errands, visiting family, etc.) for non-medical reasons?

Yes

Are residents who leave required to quarantine when they return?

No (Conditions Apply)

Are senior living communities required to cancel all group outings?

No

Are residents allowed to eat meals together in a common area?

Yes (Conditions Apply)

Are residents allowed to gather in common areas for group activites?

Yes (Conditions Apply)

COVID-19 Safety Measures for Staff and Residents

Rules for Kansas Communities

Are staff members regularly required to do a temperature check?

Yes

Are staff members regularly tested for COVID-19?

Yes (Conditions Apply)

Are staff members members regularly required to do a health and safety screening, including questions about travel, contact with positive cases, etc?

Yes

Are residents regularly screened for COVID-19 symptoms?

Yes

Are residents regularly checked for elevated temperatures?

Yes

Are residents regularly tested for COVID-19?

Yes (Conditions Apply)

Find Independent Living Communities in Kansa

Use the tool below to find Independent Living Communities near you – if you’d like to search in a specific city in Kansas, simply put that in the search bar below.

Victory Hills Senior Living

1900 N 70 St, Kansas City, KS, 66102

Victory Hills Senior Living is located in Kansas City, Kansas, just minutes from the Kansas Speedway and Providence Medical Center. Residents and visitors agree that the staff at Victory Hills are sup … (read more)
Victory Hills Senior Living is located in Kansas City, Kansas, just minutes from the Kansas Speedway and Providence Medical Center. Residents and visitors agree that the staff at Victory Hills are sup … (read more)

Parallel Senior Villas

6246 Parallel Parkway, Kansas City, KS, 66102

Parallel Senior Villas was convenient and close. The apartment is spacious. They have Bingo, Halloween parties, and they take them out to stores. The staff is helpful and friendly. Mom likes it there. … (read more)
Parallel Senior Villas was convenient and close. The apartment is spacious. They have Bingo, Halloween parties, and they take them out to stores. The staff is helpful and friendly. Mom likes it there. … (read more)

Senior Star at Wexford Place

6500 North Cosby Avenue, Kansas City, MO, 64151

Senior Star at Wexford Place offers Assisted Living, Independent Living and Memory Care on a beautifully landscaped campus north of Kansas City, Missouri. The community is located near the airport and … (read more)
Senior Star at Wexford Place offers Assisted Living, Independent Living and Memory Care on a beautifully landscaped campus north of Kansas City, Missouri. The community is located near the airport and … (read more)

Holiday Garden Village

8550 N Granby Ave, Kansas City, MO, 64154

We toured Garden Village and we were only there for less than five minutes. The receptionist had no information that we were coming. It’s also very dated. The rooms looked like a college dorm. My firs … (read more)
We toured Garden Village and we were only there for less than five minutes. The receptionist had no information that we were coming. It’s also very dated. The rooms looked like a college dorm. My firs … (read more)

Armour Oaks Senior Living

8100 Wornall Road, Kansas City, MO, 64114

Armour Oaks Senior Living is located in a peaceful neighborhood just outside of Kansas City, MO. Guests have access to a fitness room, book club, religious services and cooking classes. Further amenit … (read more)
Armour Oaks Senior Living is located in a peaceful neighborhood just outside of Kansas City, MO. Guests have access to a fitness room, book club, religious services and cooking classes. Further amenit … (read more)

Mission Chateau

4100 West 85th Street, Prairie Village, KS, 66206

I toured Mission Chateau. The staff treated me very well, they were friendly, they were informative, they did a very thorough tour of the facility, and made sure I had any questions answered. The faci … (read more)
I toured Mission Chateau. The staff treated me very well, they were friendly, they were informative, they did a very thorough tour of the facility, and made sure I had any questions answered. The faci … (read more)

The Grand Royale

2900 NE Kendallwood Parkway, Gladstone, MO, 64119


Linden Woods Village

2901 NE 72nd St, Gladstone, MO, 64119

My experience with the Linden Woods Community has been great. The staff are helpful and engaging and the community itself is open and bright. The activity calendar is full of different activities for … (read more)
My experience with the Linden Woods Community has been great. The staff are helpful and engaging and the community itself is open and bright. The activity calendar is full of different activities for … (read more)

Overland Park Place

6555 West 75th Street, Overland Park, KS, 66204

I have placed my mother in Overland Park Place. What I love about this place is that it’s an independent home, but they have a contract with a home health agency on the lower level, so I can actually … (read more)
I have placed my mother in Overland Park Place. What I love about this place is that it’s an independent home, but they have a contract with a home health agency on the lower level, so I can actually … (read more)

St. Anthony’s Senior Living

1000 East 68th Street, Kansas City, MO, 64131

I went to St. Anthony’s Senior Living. I was very impressed with that facility as well. I saw a lot of residents out and about, and even they voluntarily told me how much they liked it. I met some of … (read more)
I went to St. Anthony’s Senior Living. I was very impressed with that facility as well. I saw a lot of residents out and about, and even they voluntarily told me how much they liked it. I met some of … (read more)

McCrite Plaza at Briarcliff

1201 NW Tullison Road, Kansas City, MO, 64116

This place is amazing! I cannot believe how beautiful it is. What really makes this facility is the caring staff members who make you feel like you’re truly at home.
This place is amazing! I cannot believe how beautiful it is. What really makes this facility is the caring staff members who make you feel like you’re truly at home.

The Welstone at Mission Crossing

6050 Broadmoor Street, Mission, KS, 66202

The Wellstone at Mission Crossing was nice. It’s a lot smaller, but it was very nice and the people were nice too. The location is right in the heart of the city and that’s nice for some people. At on … (read more)
The Wellstone at Mission Crossing was nice. It’s a lot smaller, but it was very nice and the people were nice too. The location is right in the heart of the city and that’s nice for some people. At on … (read more)

Primrose Retirement Community of Kansas City

8559 North Line Creek, Kansas City, MO, 64154

Nestled in a suburban corner of Kansas City, Missouri, Primrose Retirement Community of Kansas City is close to golf courses, retail centers and the University of Kansas Hospital. Residents’ relatives … (read more)
Nestled in a suburban corner of Kansas City, Missouri, Primrose Retirement Community of Kansas City is close to golf courses, retail centers and the University of Kansas Hospital. Residents’ relatives … (read more)

Avenue 81 Senior Living

8055 Metcalf Ave, Overland Park, KS, 66204

Avenue 81 Senior Living was a new place. They just opened in August last year, and they’re not full yet. The apartments were beautiful because they’re brand new, and they were big. They had a lot of l … (read more)
Avenue 81 Senior Living was a new place. They just opened in August last year, and they’re not full yet. The apartments were beautiful because they’re brand new, and they were big. They had a lot of l … (read more)

Mount Washington

570 South Evanston Avenue, Independence, MO, 64053

Mount Washington was an old school turned into apartments. I was not able to see an apartment because they were full. They didn’t have a washer and dryer inside the units, so you have to go to the l … (read more)
Mount Washington was an old school turned into apartments. I was not able to see an apartment because they were full. They didn’t have a washer and dryer inside the units, so you have to go to the l … (read more)

Martin Luther King Village Apartments

2525 Euclid Avenue, Kansas City, MO, 64127