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The 5 Best Home Care Agencies for Seniors in Oilville, VA for 2024

Oilville is located in eastern Virginia, approximately 25 miles west of Richmond and close to the major east-west U.S. Route 64. The estimated population for the larger  Goochland Countyis  25,500, with a relatively large senior community of  23.4% — higher than the national rate of 16.8%. Crime rates are significantly lower than national averages and the area has more doctors per capita than the national norm. Nationally ranked Virginia Commonwealth University Health is nearby.

According to Genworth’s Cost of Care Survey 2021, home care in Oilville costs $5,148 monthly. Unlike home health care, home care doesn’t include medical or therapeutic care.

Below we’ve compiled a comprehensive directory of every home care provider in Oilville– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Oilville, VA

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Paying for Home Care in Oilville, VA

The Cost of Home Care in Oilville, VA

Because of Oilville’s proximity to Richmond, it shares the same average cost of home care as the state capital. At $5,148 per month, the median home care cost in Oilville is higher than the Virginia and U.S. average rates of $4,767 and $4,957, respectively. To the west, in Lynchburg, prices decrease by almost $1,000 to $4,185 per month. Further west in Roanoke, seniors also pay less than their Oilville counterparts, with average monthly home care costs of $4,195. Southeast in Virginia Beach, the average rate of $4,767 is in line with the state median.  

Oilville

$5,148

Virginia

$4,767

The United States

$4,957

Lynchburg

$4,185

Virginia Beach

$4,767

Roanoke

$5,148

The Cost of Home Care vs. Other Senior Care Options in Oilville, VA

Home health care, which includes clinical services such as skilled nursing and rehabilitation therapies, costs an average of $5,243 per month in Oilville. This is almost $100 higher than home care, which runs around $5,148 each month. At $4,901, assisted living is almost $250 a month more affordable than home care. Adult day health care has the lowest monthly rates of $1,712. Conversely, nursing homes are the priciest option; semiprivate rooms average $8,654 per month.

Home Care

$5,148

Home Health Care

$5,243

Adult Day Care

$1,712

Assisted Living

$4,901

Nursing Home Care (semiprivate room)

$8,654

Note: Data for Oilville was unavailable, so data for the nearest city, Richmond, was used instead.

Financial Assistance for Home Care in Oilville, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Oilville Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Oilville:

ResourceContactAddressService
Senior Connections(804) 343-300024 East Cary Street, Richmond, VA 23219Senior Connections is a non-profit, volunteer-based organization that provides a wealth of free services to seniors in Goochland County. The organization receives government funding and donations to provide home-delivered meals to seniors who can’t get out and friendship cafes at the Goochland County Recreation Center, where seniors can enjoy free lunches, participate in organized activities and receive basic health screenings at no charge. Senior Connections also runs Telebridges, which matches volunteers with seniors for friendly phone calls two-to-five times weekly.
Goochland Cares(804) 556-62602999 River Road West, Goochland, VA 23063Through this private, non-profit organization, low-income seniors who meet specific criteria can get a free, pre-packaged bag of food weekly from the Food Pantry or find gently-used clothing at subsidized prices through The Clothes Closet. Community volunteers and professionals provide critical minor home repairs. Free basic medical services, assistance with chronic illness management and wellness visits are provided through the medical clinic. 
No Wrong Door(800) 989-228624 East Cary Street, Richmond, VA 23219Designed by the Administration for Community Living, No Wrong Door is a state-wide network of resources for seniors and other individuals with disabilities. It was created to save time and promote efficiency in identifying and accessing services. Professionals interview individuals to determine the supports they need to remain independent. The network has access to over 26,300 programs and services for people with disabilities in Virginia. There is no cost for No Wrong Door although individuals are responsible for any costs associated with the various services.
Dominion Virginia Power(866) 366-4357Not ListedDominion Virginia Power is the designated company to run the government energy assistance programs for people in Goochland County. Through the Energy Share program, it provides one-time grants for low-income seniors and others to pay heating and cooling costs. They also provide crisis assistance through the Low Income Energy Assistance Program, which can help pay bills and replace heating and cooling equipment. 
Virginia Weatherization Assistance Program(804) 371-7000600 E Main Street #300, Richmond, VA 23219Run by the Virginia Department of Housing and Community Development, this program provides funds to low-income seniors and others to reduce the cost of heating and cooling their homes. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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