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The 5 Best Home Care Agencies for Seniors in Victoria, TX for 2024

Victoria is a small city in South Texas with approximately 65,000 residents, 14.8% of which are part of the senior community — which is only slightly lower than the national average of 16.8%. Victoria is only 35 miles from the scenic Gulf of Mexico, and major cities including Austin, Houston and San Antonio are all within a 2-hour driving distance. Victoria has a relatively low cost of living compared to the surrounding area. There are also several hospitals in and around Victoria, including the highly rated DeTar Healthcare System. According to the 2021 Genworth Cost of Care Survey, seniors in Victoria pay an average of $4,338 for home health care. This is slightly lower than the state average for Texas.

Below we’ve compiled a comprehensive directory of every home care provider in Victoria– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Victoria, TX

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Paying for Home Care in Victoria, TX

The Cost of Home Care in Victoria, TX

Monthly home care costs are affordable in Victoria when compared to average rates in Texas. Home care in Victoria is $200 less than the Texas average and over $800 less than the national average. It’s also over $200 cheaper than home care in nearby Houston and San Antonio, but more expensive than Corpus Christi and the Brownsville area to the south. 

Victoria

$4,388

Texas

$4,576

United States

$5,148

Houston

$4,576

San Antonio

$4,576

Corpus Christi

$3,623

Brownsville Area

$2,860

The Cost of Home Care vs. Other Senior Care Options in Victoria, TX

Home care costs in Victoria are about $1200 less than assisted facility costs, and about $800 less than nursing home care. Home care typically consists of in-home basic nursing and assistive care, but can also include occupational therapy. Seniors in need of additional medical attention may benefit from assisted living or a nursing home, both of which cost considerably more.

Home Care

$4,338

Home Health Care

$4,338

Assisted Living Facility

$5,600

Nursing Home Facility (semiprivate room)

$5,171

Financial Assistance for Home Care in Victoria, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Victoria Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Victoria:

ResourceContactAddressService
Meals on Wheels Victoria(361) 576-2189603 E Murray, Victoria, TX 77901Participants in the nonprofit Meals on Wheels program can receive five home-delivered meals per week. Fresh meals are made daily from a dietician-designed menu. This program is open to homebound seniors aged 60 and up who cannot cook their own meals and do not have in-home assistance that can do so for them. There is a voluntary donation of $3 per meal, but eligible clients are not required to pay. Meals on Wheels offers a related pet assistance program that can provide cat or dog food once a month.
Golden Crescent Aging & Disability Resource Center(855) 937-23721908 N. Laurent, Suite 600, Victoria, TX 77901The local ADRC works as a central point for seniors, military veterans and the disabled to access information regarding community support services. Its knowledgeable staff can help seniors understand whether they meet eligibility and income requirements for assistance programs, put family caregivers in touch with support programs and guide seniors through the process of transitioning out of a hospital or rehabilitation facility and back into home life. 
Weatherization Assistance Program(512) 475-3800221 East 11th Street, Austin, Texas 78701-2410Funded by the federal Department of Energy and Department of Health and Human Services but locally administered by the Texas Department of Housing and Community Affairs, this program helps participants lower their energy costs via upgrades, additions and alterations to their homes. Program participants are eligible for energy audits that find key areas for efficiency improvement, followed by weatherization measures that can include ductwork, HVAC repair or replacement and the installation of additional insulation. 
Alzheimer’s Association(210) 822-644910223 McAllister Fwy #100, San Antonio, TX 78216The local branch of this national nonprofit organization organizes support groups for family members and primary caregivers of those living with Alzheimer’s disease and related cognitive challenges. Groups are designed to provide participants with educational resources, coping tools and healthy emotional outlets. The Alzheimer’s Association also maintains a national 24/7 helpline at (800) 272-3900.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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