The 5 Best In-Home Care Services in Monaca, PA for 2023
Situated 25 miles north of Pittsburgh, Monaca Borough, Pennsylvania, is a community of just over 5,600 residents. Nearly 18% are seniors, higher than the national average of 16.5%. Monaca offers seniors a low cost of living, a low crime rate and quick access to advanced cardiovascular care through Heritage Valley Health System, providing a senior-focused LIFE program. Monaca seniors pay approximately $5,339 per month for home care, slightly higher than the national and state averages of $4,957. In-home care helps seniors with non-medical personal care and home management tasks in contrast to home health care, which provides medical treatment and services administered by certified nurses or other medical professionals.
Below we’ve compiled a comprehensive directory of every home care provider in the Monaca area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Monaca, PA
Home Instead – Zelienople, PA
At Home Senior Services – Coraopolis
Home Stay Comfort Care
Home Care Assistance of Pittsburgh
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Paying for Home Care in Monaca, PA
The Cost of Home Care in Monaca, PA
Monaca seniors pay $5,339 per month for home care. This cost is approximately $570 more each month than the state and national averages. It is also around $1,500 more per month than Johnstown and $1,050 higher than Altoona. Monaca’s home care cost is higher than its western neighbors, Wheeling and Weirton, WV, a difference of $1,900 and $760 per month, respectively.
The Cost of Home Care vs. Other Senior Care Options in Monaca, PA
In-home care and home health care cost the same in Monaca. Seniors needing minimum daytime supervision may use adult day health care at under $1,500 a month, approximately $3,800 less per month than home care. Seniors who require more attention but can still live independently may use assisted living communities, costing $2,100 less than home care. Nursing home care is the most expensive option. For a semiprivate room, seniors will pay more than $9,700 per month, almost $4,400 more per month than home care.
Note: Data for Monaca was unavailable, so data for the nearest city, Pittsburgh, was used instead.
Financial Assistance for Home Care in Monaca, PA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Monaca, PA
Monaca borough is small but has a lot of senior-based services to help older residents live in their homes for as long as possible. The following table lists free and low-cost home care resources for Monaca and Beaver County seniors.
Resource
Contact
Service
(877) 550-4227
The Beaver County Office on Aging (BCOA) offers a large selection of services to county seniors. Its Community Health Choices program provides in-home services to seniors who need them and referral services and information regarding elder care. BCOA also hosts special events for seniors, such as Senior Day and Surprises for Shut-Ins.
(724) 847-2262
The OPTIONS program is only one of many Beaver County senior programs. This community-based program serves the elderly by delivering in-home meals and assisting with home and personal care. It also hosts the Senior Farmers’ Market Nutrition Program (FMNP), which offers seniors vouchers to local farm stands to purchase fresh fruits and vegetables.
(724) 728-4255
The Beaver County Transit Authority allows seniors aged 65 and over to ride free on its four fixed routes through its DART program. The program also applies to any fixed route location throughout the state of Pennsylvania. Seniors are also eligible for reduced rates on para-transit services.
(888) 954-2424
CLASS is a Durable Medical Equipment (DME) lending service for Pittsburg-area seniors. They can purchase gently used equipment for personal care, including walkers, bath benches, commode chairs and other medical goods. There is a nominal fee of $10 for those who can afford it; it does not require low-income seniors and veterans to pay.
(724) 775-9154
Senior Gardens is a Beaver County program for seniors who love gardening and want to raise their own foods. The program provides seniors with their own gardening plot, and BCOA and Brighton First host it.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
How many home care agencies are there near Monaca, Pennsylvania?
There are nine home care agencies in the vicinity of Monaca, Pennsylvania, including agencies based in Beaver, located across the Ohio River. Many Beaver County home care agencies offer in-home care such as assistance with personal care tasks and cleaning or laundry service. They may also provide some level of home health care, a service that provides medical care through a registered medical professional.
What types of services can a home care agency in Monaca provide?
Home care agencies in Monaca typically assist seniors with personal care needs such as ambulating, incontinence care and dressing/grooming, in addition to home management services. These services might include meal preparation for regular or special diets, running errands and organizing. Some in-home health companies also offer medication reminders or administration.
What is the difference between in-home care and home health care?
Both in-home care and home health care provide seniors with a way to stay at home longer when they have limited mobility or a chronic illness that makes it hard for them to manage household tasks. In-home care only focuses on non-clinical personal care needs. Home health care concentrates on personal care and includes skilled nursing. Those who provide home health care are typically registered nurses (RNs), physical or occupational therapists or other medical professionals.
What is in-home respite care?
In-home respite care helps the primary caregivers of a senior loved one. Respite caregivers come to relieve these primary caregivers when they cannot stay with their loved one or need a temporary break from providing care. In-home respite workers are usually qualified to administer medical treatments and provide services, such as catheter care.
What can you expect with hospice care at home?
When faced with end-of-life decisions and medical treatment, hospice care can step in to help support seniors and their families through regular home visits. A hospice program is a cooperative effort between families, physicians, spiritual advisors and medical caregivers in the home. Their job is to make the end-of-life transition comfortable for seniors and less stressful for families by providing medical care and support, including assistance with completing an advanced directive or other paperwork. They may also facilitate using home medical equipment such as a hospital bed or oxygen tank.