The 10 Best In-Home Care Services in Wagoner, OK for 2023
The scenic city of Wagoner offers a retirement-friendly environment with warm weather and a low cost of living, making it an attractive long-term option for seniors, an age group that makes up 16% of the 7,600 residents. The city is home to Wagoner Community Hospital, offering access to diverse medical services, and there are numerous home care agencies that provide nonmedical care to enable seniors to remain in their homes for as long as possible. On average, in-home care in Wagoner costs $4,767 per month. This type of care includes companionship, personal care, transportation services and light housekeeping. Seniors who need skilled nursing may be good candidates for home health care, which is available in Wagoner for the same monthly rate.
Below we’ve compiled a comprehensive directory of every home care provider in the Wagoner area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Wagoner, OK
4825 S Peoria Ave , Tulsa, OK, 74105
1831 E. 71st Street, Tulsa, OK, 74136
1102 East Washington Avenue, Suite 3, Mcalester, OK, 74501
420 South 22nd Street, Chickasha, OK, 73018
2830 NW 32nd Street, Suite 302, Newcastle, OK, 73065
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Paying for Home Care in Wagoner, OK
The Cost of Home Care in Wagoner, OK
According to the Genworth 2021 Cost of Care Survey, home care agencies in Wagoner charge $4,767 per month for full-time nonmedical care, which is roughly $100 less than the state norm and $200 lower than the national average. In Tulsa, care costs are a little higher than in Wagoner at $4,862 per month, and in Oklahoma City, monthly care costs come in at $4,957. Seniors in Lawton pay hundreds of dollars less for care, with local rates averaging $3,813, and across state lines in Wichita Falls, seniors pay $4,029 for services.
Wichita Falls, TX
The Cost of Home Care vs. Other Senior Care Options in Wagoner, OK
In Wagoner, home care agencies charge $4,767 per month for nonmedical services. Home health care, which includes skilled nursing along with basic services, is available for the same monthly rate. This type of care is an affordable alternative to nursing home placement, which costs $5,323 per month for semiprivate accommodations. However, seniors may save money by opting for assisted living, which costs $3,855 per month, or adult day health care, which is the most economical option at $1,517.
Home Health Care
Adult Day Health Care
Nursing Home Care (semiprivate room)
Note: Data for Wagoner was unavailable, so data for the nearest city, Tulsa, was used instead.
Financial Assistance for Home Care in Wagoner, OK
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Wagoner, OK
Wagoner seniors who want to remain in their homes for as long as possible can find support and services through several local agencies and programs, including the senior center and the Area Agency on Aging. Through the following resources, seniors can connect with free and low-cost services to supplement or reduce their reliance on home care services.
The senior center hosts a range of activities and programs for older adults in Wagoner, helping those who live alone to avoid isolation and boredom. The center is open on Tuesdays for table games and on Thursdays for lunch and games. Membership dues are $10 annually.
The AAA has specialists who listen to seniors’ needs and make recommendations for local services and resources, including volunteer-based transportation and chore services, home-delivered and congregate meals and respite care. The agency can also help seniors apply for public benefits that help pay for home care.
Seniors in Wagoner can arrange home-delivered and congregate meal service through this resource, helping them avoid hunger and isolation and reducing their reliance on family caregivers or paid home care services for meals.
This agency administers programs to support older adults who want to avoid nursing home or residential care placement, including weatherization services and emergency utility bill assistance. The organization also operates the Produce & Posies garden project, which provides fresh, affordable produce, and it offers annual income tax preparation assistance.
OKCares Respite Locator is an online tool available through the state that makes it simple for seniors and families to identify respite programs and providers in their region. Through this tool, individuals can locate adult day centers, voucher programs, veterans’ programs and Medicaid waivers that can help them afford care.
Wagoner County seniors and veterans have access to several programs that can help them reduce what they pay in property taxes, including the 100% Disabled Veterans Exemption, the Property Tax Refund/Credit and the Property Valuation Limitation.
Ability Resources is a nonprofit organization based out of Tulsa that provides free medical equipment loans. Through this program, seniors can obtain wheelchairs, walkers, bedside commodes and shower seats, helping them maintain independence and safety at home.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
There are about a dozen home care agencies in Wagoner, promoting competitive pricing and access to diverse care services. Combined, these agencies have 11 client reviews and average 4.8 out of 5 stars, indicating that most seniors are satisfied with the level and quality of care they receive. When choosing the best home care agency, it’s helpful to consider factors such as availability, affordability, the vetting and training process caregivers go through and whether a given agency provides the services an individual is seeking.
In-home care is for seniors who are generally independent but have difficulty managing day-to-day activities, such as housekeeping and laundry, meal planning and preparation and personal care. This type of care provides nonmedical assistance to help older adults avoid transitioning to a residential community environment. Home health care is often used as an alternative to nursing home placement. This level of care is administered by licensed or certified health care professionals who provide wound care, rehabilitative therapies and medical monitoring. In most cases, home health care is the costlier option, though both types of care have the same monthly rate in Wagoner.
The Genworth 2021 Cost of Care Survey shows that home care agencies in Wagoner charge $4,767 per month, or $25 per hour, for nonmedical care and companionship services. This monthly rate assumes the individual receives 44 hours of weekly care, which equals a little less than 9 hours of care per weekday. Agencies typically charge a higher hourly rate for evening and weekend care, so those who need care outside normal business hours may pay significantly higher monthly rates. On the other hand, seniors who supplement paid services with community-based options, such as Meals on Wheels, may pay more affordable monthly rates.
Home care agencies in Wagoner offer nonmedical services to help seniors remain in their homes, including companion care services, such as transportation for errands and medical appointments, light housekeeping and laundry, meal planning and preparation and serving as an extra set of hands around the home. Home care agencies can also help with personal care that may become more challenging with age or disability, such as dressing, personal grooming, bathing and mobility.
Hospice care is for those who are no longer pursuing curative treatment for a medical condition. The services an individual receives are highly customized to their needs and those of their family. The hospice team may be made up of licensed nurses, clergy, social workers, home health aides and mental health professionals who provide help with basic household chores, medical services to manage pain and uncomfortable symptoms, rehabilitative therapies, medication administration and respite care. The hospice team can also provide referrals for community-based services that offer appropriate services.