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The 10 Best Home Care Agencies for Seniors in Wagoner, OK for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Wagoner, OK, residents and their loved ones rate In Home Care agencies across the 13 options below.

Home Care Services in Wagoner, Oklahoma

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Paying for Home Care in Wagoner, OK

The Cost of Home Care in Wagoner, OK

According to the Genworth 2021 Cost of Care Survey, home care agencies in Wagoner charge $4,767 per month for full-time nonmedical care, which is roughly $100 less than the state norm and $200 lower than the national average. In Tulsa, care costs are a little higher than in Wagoner at $4,862 per month, and in Oklahoma City, monthly care costs come in at $4,957. Seniors in Lawton pay hundreds of dollars less for care, with local rates averaging $3,813, and across state lines in Wichita Falls, seniors pay $4,029 for services.

Wagoner

$4,767

Oklahoma

$4,862

United States

$4,957

Tulsa

$4,862

Oklahoma City

$4,957

Lawton

$3,813

Wichita Falls, TX

$4,029

The Cost of Home Care vs. Other Senior Care Options in Wagoner, OK

In Wagoner, home care agencies charge $4,767 per month for nonmedical services. Home health care, which includes skilled nursing along with basic services, is available for the same monthly rate. This type of care is an affordable alternative to nursing home placement, which costs $5,323 per month for semiprivate accommodations. However, seniors may save money by opting for assisted living, which costs $3,855 per month, or adult day health care, which is the most economical option at $1,517.

Home Care

$4,767

Home Health Care

$4,767

Adult Day Health Care

$1,517

Assisted Living

$3,855

Nursing Home Care (semiprivate room)

$5,323

Note: Data for Wagoner was unavailable, so data for the nearest city, Tulsa, was used instead.

Financial Assistance for Home Care in Wagoner, OK

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Wagoner, OK

Wagoner seniors who want to remain in their homes for as long as possible can find support and services through several local agencies and programs, including the senior center and the Area Agency on Aging. Through the following resources, seniors can connect with free and low-cost services to supplement or reduce their reliance on home care services.

ResourceContactService
Wagoner County Senior Citizens Center(918) 485-2554The senior center hosts a range of activities and programs for older adults in Wagoner, helping those who live alone to avoid isolation and boredom. The center is open on Tuesdays for table games and on Thursdays for lunch and games. Membership dues are $10 annually.
Area Agency on Aging(918) 682-7891The AAA has specialists who listen to seniors’ needs and make recommendations for local services and resources, including volunteer-based transportation and chore services, home-delivered and congregate meals and respite care. The agency can also help seniors apply for public benefits that help pay for home care.
SAC Nutrition Services(918) 775-7708Seniors in Wagoner can arrange home-delivered and congregate meal service through this resource, helping them avoid hunger and isolation and reducing their reliance on family caregivers or paid home care services for meals.
 Northeast Oklahoma Continuum of Care(918) 253-4683This agency administers programs to support older adults who want to avoid nursing home or residential care placement, including weatherization services and emergency utility bill assistance. The organization also operates the Produce & Posies garden project, which provides fresh, affordable produce, and it offers annual income tax preparation assistance.
OKCares Respite Locator(405) 271-2710OKCares Respite Locator is an online tool available through the state that makes it simple for seniors and families to identify respite programs and providers in their region. Through this tool, individuals can locate adult day centers, voucher programs, veterans’ programs and Medicaid waivers that can help them afford care.
Property Tax Assistance(918) 485-2367Wagoner County seniors and veterans have access to several programs that can help them reduce what they pay in property taxes, including the 100% Disabled Veterans Exemption, the Property Tax Refund/Credit and the Property Valuation Limitation.
Ability Resources(918) 592-1235Ability Resources is a nonprofit organization based out of Tulsa that provides free medical equipment loans. Through this program, seniors can obtain wheelchairs, walkers, bedside commodes and shower seats, helping them maintain independence and safety at home.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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