Home Care in Goldsboro, NC
Goldsboro is a midsize city located between North Carolina’s Piedmont and Coastal Plains regions, about 50 miles southeast of Raleigh. The community has 34,186 residents, and seniors represent 16.4% of the population, which is very close to the national average. Older adults in the local area enjoy a number of benefits, including a very low cost of living that’s almost 25% below the national average. The community is served by five medical centers, including the high-performing Wayne UNC Health Care, and the area offers a number of home care providers. According to Genworth Financial, home care in Goldsboro costs an average of $3,449 per month, which is more affordable than assisted living costs in the state and the nation. Home health care costs the same average amount, even though it includes medical services and physical therapy.
Below we’ve compiled a comprehensive directory of every home care provider in the Goldsboro area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Goldsboro, NC
7925 Jones Branch Drive, Suite LL 140, Mclean, VA, 22102
P.O. Box 1341, Apex, NC, 27502
1708 Wayne Memorial Drive, Goldsboro, NC, 27534
209 W 3rd Street, PO Box 1030, Pembroke, NC, 28372
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Paying for Home Care in Goldsboro, NC
The Cost of Home Care in Goldsboro, NC
According to Genworth Financial’s Cost of Care Survey for 2020, seniors in Goldsboro pay $3,449 per month for in-home care or home health care. Local rates are $364 lower than the state median of $3,813, and seniors save $1,032 compared to the U.S. average of $4,481. Home care prices are similar in Rocky Mount at $3,432. Seniors in Fayetteville and Greenville pay $3,623, an increase of $174, and rates rise to $4,004 in Raleigh, an increase of $555 or 16%.
The Cost of Home Care vs. Other Senior Care Options in Goldsboro, NC
Home care is a competitively priced option for seniors who need help with household chores, personal care and errands. Average prices are similar for home health care, which includes medical monitoring and help with medications. Assisted living costs $224 more per month, including room and board. Prices for skilled nursing rise dramatically. The average cost for a semiprivate room in a nursing home is $8,752 per month, which is about 2.5 times higher than the cost of in-home care. Pricing data for adult day health care programs isn’t available, but these programs cost $1,278 per month across the state.
Home Health Care
Adult Day Health
Nursing Home Care (semi-private room)
Financial Assistance for Home Care in Goldsboro, NC
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Goldsboro, NC
Home care agencies are a valuable resource for seniors who want to age in place. However, many other services are available in the Goldsboro area, including Meals on Wheels, transportation and help with yardwork or home repairs. Learn more about some of the most helpful services below.
Eastern Carolina Council Area Agency on Aging is a single point of contact for seniors who want to learn more about healthy aging and in-home care. It offers evidence-based programs to help older adults manage chronic disease, and it helps Goldsboro residents apply for Medicaid long-term care benefits, including financial assistance and case management services.
This Community Action Agency provides supportive services to older adults and other vulnerable residents. It manages congregate dining sites in Goldsboro and Mt. Olive, and it offers home-delivered meals to homebound residents. Seniors can also contact this organization for weatherization or utility assistance, companionship and volunteer opportunities.
This county department operates the Peggy M. Seegars Senior Center in Goldsboro. The agency offers three levels of in-home care as well as programs to help seniors age in place, including transportation, group respite care, long-term care options counseling and insurance consultations to help seniors maximize their benefits.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
What types of services can a home care agency in Goldsboro provide?
Home care agencies in Goldsboro are permitted to help clients with personal care and household chores, such as cleaning, meal preparation, dressing and bathing. They are limited to providing nonmedical services. However, home health care and hospice services may be available through the same providers.
How many home care agencies are there near Goldsboro?
Fve home care agencies are based in the Goldsboro area. Caring.com provides a comprehensive directory of local providers. The North Carolina Department of Health and Human Services, Division of Health Service Regulation also offers a detailed guide that lists all home care agencies in Goldsboro and other communities.
How do you pay for senior care at home?
Seniors in Goldsboro may have numerous payment options depending on their situation. Home care may be covered by Medicaid, and Medicare pays for some medical services. Veterans and spouses who receive a military pension may qualify for an additional Aid & Attendance payment designed to cover the cost of medically necessary in-home care. Other options may be available to seniors and family caregivers.
Assisted living homes vs. home care: how to decide?
Home care and assisted living are both viable options for seniors who need help with day-to-day tasks, such as cooking, cleaning, bathing and home maintenance. Assisted living may provide a better overall value since rates include personal care as well as food, housing, utilities and social activities. However, home care allows seniors to enjoy greater independence.
What is private pay home care?
Private-pay home care is designed for seniors who aren’t eligible for Medicaid and other financial assistance programs. Seniors who pay for care out of pocket may be able to control their costs by signing up for limited service plans that offer several hours of care at a time.