The 3 Best In Home Care Service in Mountain Home, AR for 2023
Located near Arkansas’s northern border with Missouri, Mountain Home has 12,825 residents, of which 29% are aged 65 and older compared to the state’s 17.4%. It has a relatively low cost of living, which is 22.5% below the national average, as well as a below-average violent crime rate. Emergency and acute health care services are available through the Baxter Regional Health System, a nonprofit organization that operates Mountain Home’s 268-bed hospital and numerous primary care and specialty clinics. Mountain Home seniors who need personal pay about $4,957 per month for home care services, while home health care, which includes some limited medical services, also costs $4,957.
Below we’ve compiled a comprehensive directory of every home care provider in the Mountain Home area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Mountain Home, AR
Home Instead – Mountain Home, AR
124 Highway 201 N, Mountain Home, AR, 72653
Superior Senior Care – Jonesboro & Paragould
701 S. Main St., Jonesboro, AR, 72401
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is a Caring Star Community
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Paying for Home Care in Mountain Home, AR
The Cost of Home Care in Nearby Cities
Home care costs an average of $4,957 per month in Mountain Home, which matches the nationwide average and is notably higher than the statewide average of $4,185. Rates are much lower in a number of cities throughout northern Arkansas, including Jonesboro ($3,909), Fort Smith ($4,176) and Hot Springs ($4,290).
The Cost of Home Care vs. Other Senior Care Options in Mountain Home, AR
There are several long-term care services available to Mountain Home seniors. Assisted living, which includes room and board and some non-medical assistance with activities of daily living, costs an average of $3,650 per month. Home care and home health care run about $4,957 per month based on 44 hours of service per week, while a semiprivate room in a Mountain Home skilled nursing facility costs an average of $6,083.
Note: Data for Mountain Home was unavailable, so data for the nearest city, Fayetteville, AR, was used instead.
Financial Assistance for Home Care in Mountain Home, AR
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Mountain Home, AR
Mountain Home seniors wanting to age in place will find a number of government and community-based programs to help older adults remain independent. These programs can help seniors with their home energy bills, provide free case management services and ensure that housebound seniors have access to healthy, balanced meals.
Resource
Contact
Service
(870) 741-1144 or
(800) 432-9721
The Area Agency on Aging of Northwest Arkansas is a government-funded nonprofit organization that plans and oversees many senior services. These services include a caregiver support program, adult day care, assistance with in-home care and care coordination.
(870) 424-3054
Open Monday through Friday from 8 a.m. to 4:30 p.m., the Van Matre Senior Activity and Wellness Center is a multipurpose community center for Baxter County seniors. Programming at the Center includes a daily, low-cost hot lunch, organized games and social clubs.
(870) 425-8155
Mountain Home veterans, dependents and survivors can contact the Baxter County Veterans Services Office for information on county, state and federal benefits for vets and their families. The office can also assist with VA benefits applications and appeals, arrange transportation to the nearest VA hospital and help vets secure their service records.
(870) 741-8008
The North Arkansas Transportation Service provides on-demand, low-cost public transit service within Mountain Home and throughout Baxter County.
(870) 425-5118
Low-income seniors may qualify for assistance with their home heating and cooling costs through the Low Income Home Energy Assistance Program (LIHEAP). In Baxter, Ozark Opportunities Incorporated, a designated Community Action Agency, administers LIHEAP.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
What is the difference between in-home care and home health care?
Home care is a type of non-medical, one-on-one care designed to help individuals remain safe and independent in their own homes. An unlicensed caregiver who received state-mandated training and background checks may provide this type of care.
By comparison, one or more licensed medical professionals, such as a nurse, speech pathologist, physiotherapist or occupational therapist, deliver home health care. A physician may prescribe home health care following an illness, injury or surgery to reduce the risk of hospitalization and promote rehabilitation.
How do you pay for senior care at home?
There are a number of ways to pay for senior care at home, including using personal funds, taking out a reverse mortgage or setting up an annuity. Seniors who receive a VA pension may be eligible for additional cash to use toward home care services through the VA Aid and Attendance benefits or the VA Housebound allowance.
What are some popular services in home care?
Some of the more popular services in home care include companionship and assistance with bathing and grooming, light housekeeping, laundry and meal preparation. Many seniors also rely on their home care provider to help them travel to and from medical appointments and run errands.
What is a home care assessment?
A home care assessment evaluates a senior’s needs, abilities and preferences, conducted in collaboration with the senior, their family members and a case manager, social worker or nurse. This assessment determines what kind of help the senior requires to remain safe and independent in their own home, as well as what the home care goals will be.
What is the average cost for in-home elderly care in Mountain Home, AR?
According to the Genworth 2021 Cost of Care Survey, the average monthly cost of non-medical home care services in Mountain Home is $4,957, or around $26 per hour. Service providers base this monthly rate on 44 hours of care weekly, so each senior’s actual costs will vary depending on their care needs. Home health care, a type of care that includes some limited in-home medical services, also costs an average of $4,957 per month.