The 5 Best Memory Care Facilities in Talbot County, MD for 2024

Talbot County, Maryland’s senior population makes up 28.4 percent of the area’s 37,103 residents, and 10.6 percent of those aged 65 years and older live with dementia or Alzheimer’s disease. The area has three memory care facilities to help this population. They are known in Maryland as Assisted Living Programs (ALPs) and are licensed by the Department of Health and Mental Hygiene.

• Tax benefits in Talbot County are somewhat retirement-friendly. Seniors do not pay taxes on Social Security income, and they only pay partial taxes on retirement accounts. Public pensions are also only partially-taxed, but private pensions do not receive tax breaks. Some inheritances are not taxed, depending on the relationship of the inheritors to the estate owners.
• Seniors who need memory care in Talbot County can expect a cost of living that’s 18 percent higher than the national average. The median home cost in Talbot County is $299,200, which puts it 60 percent above the U.S. average where the median price of a house is $216,200.
• Talbot County is home to world-class medical facilities, including those specializing in brain health and dementia care, such as the University of Maryland Shore Medical Center at Easton, in the event of medical emergencies or illness.
• Crime should not be a great concern for seniors in Talbot County. On a scale of 1 to 100, with 1 being the safest, Talbot County ranks 36.9 in violent crime and 41.4 in property crime. The U.S. average rankings are 31.1 and 38.1 for each category, respectively, so the county ratings are close to the median. The crime rate in Maryland is high overall, with 12.25 violent crime incidents per 1000 residents, compared to the national average of 4.49 per 1000 people. Property crime is similarly high with 38.29 occurrences per 1000 people in comparison to the national average of 27.11 per 1000. ALPs also have a strong set of security measures in place to protect residents.

Memory Care costs in Talbot County start around $5,809 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Talbot County and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Learn more about these programs, plus who’s eligible, on our Memory Care in Maryland page.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Maryland page.

Talbot County-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in Maryland are required to follow. Visit our Memory Care in Maryland page for more information about these laws.