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The 10 Best Home Care Agencies for Seniors in Morristown, NJ for 2024

Morristown, New Jersey is a great place to consider for home care. Of the 20,276 residents, 13.6% of the population are seniors, lower than the national average of 16.8%. The city is also relatively close to New York City, so the average monthly home care cost is expensive at $5,529 per Genworth Financial’s 2021 Cost of Care Survey. Despite this, Morristown offers many amenities and activities for seniors that make it a great place to consider for home care. There are museums, parks and other forms of light entertainment; there are also hospitals nearby when required, such as the highly-rated Morristown Medical Center.

Below we’ve compiled a comprehensive directory of every home care provider in Morristown– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Morristown, NJ

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Paying for Home Care in Morristown, NJ

The Cost of Home Care in Morristown, NJ

Per Genworth Financial’s 2021 Cost of Care Survey, which counts Morristown as part of the larger New York area, the cost of home care in Morristown is $5,529. This is the same as the state average of $5,529 and higher than the national average of $4,957. The cost of home care in Morristown is higher than in other cities, such as Trenton ($5,148) and Vineland ($4,767). Meanwhile, Atlantic City and Ocean City have the same cost of home care as Morristown.

Morristown

$5,529

New Jersey

$5,529

The United States

$4,957

Atlantic City

$5,529

Ocean City

$5,529

Trenton

$5,148

Vineland

$4,767

The Cost of Home Care vs. Other Senior Care Options in Morristown, NJ

When compared to other types of care, home care is one of the most affordable senior care options in Morristown. Home care costs $5,529 per month, while assisted living costs $5,750 and nursing home care costs $12,471. Adult day programs are the most affordable at $1,950 per month. For seniors who require medical assistance at home, home health care, which may include services such as nursing care, wound care and physical therapy, costs about $5,720.

Home Care

$5,529

Home Health Aide

$5,720

Adult Day Care

$1,950

Assisted Living

$5,750

Nursing Home Care (semiprivate room)

$12,471

Note: Data for Morristown, NJ was unavailable, so data for the nearest city, New York, NY, was used instead.

Financial Assistance for Home Care in Morristown, NJ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Morristown Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Morristown:

ResourceContactAddressService
Low Income Home Energy Assistance Program1 (800) 510-310245 Clyde Potts Ct., Morristown, NJ 07960The federally funded LIHEAP helps low-income people pay their cooling and heating bills. Credit received via LIHEAP can be applied directly to the applicant’s electric company account or issued as a check. Applying for LIHEAP also allows Morristown residents to automatically apply for the related Universal Service Fund, which lowers gas and electric bills for those eligible. Income and usage requirements apply.
Weatherization Assistance Program(609) 984-194795-97 Bassett Hwy, Dover, NJ 07801Funded by the U.S. Department of Energy and staffed by local community-based organizations, New Jersey’s Weatherization Assistance Program helps low-income citizens update their homes to increase energy efficiency. Services include caulking and installing new windows and insulation. Available at no cost to those who qualify, the program can help low-income families reduce their energy costs by approximately $400 a year. Senior and disabled residents receive priority when determining eligibility. 
Morristown Meals on Wheels(973) 532-2706PO Box 1706, Morristown, NJ 07962The nonprofit Meals on Wheels organization is staffed by volunteers who bring hot meals directly to homebound people. Any Morristown resident who is not able to cook for herself, has a physical disability or is actively in recovery from illness is eligible to participate in the program. Payments are on a sliding scale and can be waived if necessary.
Morris Habitat for Humanity(973) 891-1934274 S Salem St #100, Randolph, NJ 07869The local Habitat for Humanity chapter provides aging-in-place support for seniors 62 years of age or older. Organization volunteers, directed by official Habitat for Humanity staff, perform home upgrades that make it easier for seniors to navigate their surroundings. Such upgrades can include widening doorways, installing safety bars in bathrooms and adding accessibility ramps to porches.
Morris County Adult Protective Services(973) 326-7282340 West Hanover Avenue, Morris Township, PO Box 900, Morristown, NJ 07963-0900Morris County’s APS agency works to ensure the safety of vulnerable adults in the area by looking into reports of exploitation, neglect or abuse. Reports should contain a specific allegation and be provided by a person with direct knowledge of the suspected mistreatment. All communications involved in the process are fully confidential. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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