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Nursing Homes in Murphy, NC

 

Murphy is a small rural town in the Appalachian Mountains with just over 1,600 residents. Over a quarter (27.7%) of the local population is 65 or older, compared to the U.S. average of 17.3%. Residents have easy access to health care, as the town is home to an urgent care facility, Cherokee County Health Department and a full-service community hospital. Furthermore, local nursing home rates are 10.6% below North Carolina's norm, averaging $6,692 per month, according to the Genworth 2021 Cost of Care Survey.

In addition to round-the-clock supervision, medical monitoring, skilled nursing services and personal care, nursing homes provide rehabilitative therapies and tailored activity programs. Seniors best-suited to these facilities include those with extensive health care needs and limited mobility. Alternatives, such as assisted living or home care, may be more beneficial to seniors who don't require 24/7 medical care.

This guide shows how Murphy's nursing home rates compare to alternative long-term senior living costs — and nursing home rates in nearby cities. What's more, it contains links to local resources and nationwide financial assistance programs that may help cover skilled nursing care costs.

Nursing Home Facilities in Murphy, North Carolina

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On this page:

  • Nursing Home Facilities in Murphy, North Carolina
  • Nursing Home Costs in Murphy, NC
  • Financial Assistance for Nursing Home Care in Murphy, NC
  • Free & Low-Cost Resources for Seniors in Murphy, NC
  • Helpful Articles

Nursing Home Costs in Murphy, NC

 

In Murphy, nursing home care costs around $6,692 for a semi-private room and $7,908 for private accommodation.

The Cost of Nursing Home Care in Nearby Cities

Monthly rates for semi-private accommodation in nursing homes in Murphy average $6,692, which is 15.4% lower than the national average and 10.6% below the North Carolina state average. The town's monthly rates also compare favorably to those in specific nearby areas. For instance, Murphy's prices are $973 lower than Asheville's, $1,064 more affordable than Charlotte's and $1,460 cheaper than Hickory's. Over the state border in South Carolina, average nursing home costs in Spartanburg are identical to Murphy's.

Murphy

$6,692

North Carolina

$7,483

United States

$7,908

Asheville

$7,665

Hickory

$8,152

Charlotte

$7,756

Spartanburg, SC

$6,692

The Cost of Other Types of Senior Care

Murphy's nursing homes charge $6,692 monthly for comprehensive round-the-clock care and semi-private rooms — while private accommodation is 18.2% pricer. Adult day health care is 74.1% cheaper, offering seniors supervision and medical services during daytime hours. Assisted living facilities, providing residential services and some personal care assistance, charge $1,857 per month less. Meanwhile, in-home care and home health care, offering nonmedical daily living assistance or skilled nursing services at home, are 40.3% more affordable than a private room in a nursing home.

In-Home Care

$4,719

Home Health Care

$4,719

Adult Day Health Care

$1,733

Assisted Living Facility

$4,835

Nursing Home Care (semiprivate room)

$6,692

Nursing Home Care (private room)

$7,908

Note: Data for Murphy, NC, was unavailable, so data for the nearest city, Cleveland, TN, was used instead.

Financial Assistance for Nursing Home Care in Murphy, NC

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

 

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one's stay in a nursing home and a portion of the costs until day 100. After 100 days, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those who need long-term care will have to either pay out-of-pocket or use another source of financial assistance.

 

  • Medicaid: Medicaid covers most of the cost of living expenses in a skilled nursing facility for qualifying seniors. Care and room and board are covered with no time limit, but residents may be charged for extras such as specially prepared food or cosmetic services. Medicaid eligibility requirements are strict and complex, so not all seniors qualify for Medicaid benefits.

 

  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

 

If these options aren't available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about local financial assistance programs for seniors.

Free & Low-Cost Resources for Seniors in Murphy, NC

The table below highlights several organizations and agencies that offer support to current and prospective residents of nursing homes in Murphy. Additionally, families can contact certain listed providers for unbiased information and expert guidance as they compare long-term care options for loved ones seeking nursing care in the area.

Reviews of Communities Nearby

Nursing Homes

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Review of Murphy Medical Center

I visited this facility and my mom is moving in here. I particularly chose this facility because they have an Alzheimer's care unit. My daughter also works here and so she can look after my...

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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