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Murphy is a small rural town in the Appalachian Mountains with just over 1,600 residents. Over a quarter (27.7%) of the local population is 65 or older, compared to the U.S. average of 17.3%. Residents have easy access to health care, as the town is home to an urgent care facility, Cherokee County Health Department and a full-service community hospital. Furthermore, local nursing home rates are 10.6% below North Carolina's norm, averaging $6,692 per month, according to the Genworth 2021 Cost of Care Survey.
In addition to round-the-clock supervision, medical monitoring, skilled nursing services and personal care, nursing homes provide rehabilitative therapies and tailored activity programs. Seniors best-suited to these facilities include those with extensive health care needs and limited mobility. Alternatives, such as assisted living or home care, may be more beneficial to seniors who don't require 24/7 medical care.
This guide shows how Murphy's nursing home rates compare to alternative long-term senior living costs — and nursing home rates in nearby cities. What's more, it contains links to local resources and nationwide financial assistance programs that may help cover skilled nursing care costs.