Memory Care Communities in Paducah, Kentucky

With monthly memory care rates at $4,019, Paducah is approximately $291 below Kentucky's average of $4,310, and significantly more affordable than the national average of $5,625, offering a savings of $1,606. In comparison, Elizabethtown's rates are marginally higher at $4,031, while Lexington's are substantially higher at $5,710. Owensboro, however, offers more economical options, with its monthly rates at $3,860, saving $159 compared to Paducah.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care costs in Paducah are approximately $4018.75 per month, or $1606.25 lower than the $5,625 national average. 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Kentucky page.

Memory care services, designed to meet the specific cognitive needs of seniors, are available at a monthly average rate of $4,019. For those with budget constraints, adult day health care offers an affordable alternative at approximately $1,083. In-home care, addressing daily activities, and home health care, providing some medical services at home, are both priced at $4,767 monthly, offering viable options. In comparison, nursing home facilities, offering around-the-clock skilled nursing care, charge $6,753 for a semi-private room, representing an additional cost of approximately $2,734.25 compared to memory care. 

Monitoring and licensing of memory care facilities in Paducah and throughout Kentucky are overseen by the Kentucky Department for Aging and Independent Living. To ensure compliance, the agency conducts routine and unannounced investigations to assess adherence to established regulations. 

• The overall cost of living in Paducah is more affordable than the U.S. average and most surrounding cities in Florida. On a 100-point index, Paducah ranks a 77, making it 23% cheaper than the U.S. national median. Additionally, budget-minded seniors can benefit from the fixed monthly rates that memory care communities offer.  
• Paducah, Kentucky, experiences humid, hot summers and mild winters which can reduce expenses and make travel easier. Despite occasional temperature extremes, residents appreciate the beauty of the area and the diverse seasons. 
• While some types of crime are higher than average in the area, the violent crime rate in Paducah is 21.3, which is slightly below the national average of 22.7. In addition to the relatively lower crime rate, Paducah offers top-notch memory care facilities with security measures such as access control systems and 24/7 surveillance to ensure the safety of its residents.
• Paducah is a member of the AARP Network of Age-Friendly Communities, which means the city has adopted features such as safe, walkable streets, transportation and affordable housing options, as well as access to community activities and key services. This commitment to age-friendly features benefits seniors in memory care facilities by providing them with a supportive and accessible environment that enhances their overall quality of life. 
• There are a number of well-rated health care options in the area. Paducah residents have access to three award-winning hospitals, including Mercy Health - Lourdes Hospital.