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The 3 Best Assisted Living Facilities in Washington, IN for 2024

Also serving communities of Odon.

The average cost of assisted living in Washington is $3,291 per month. This is lower than the national median of $3,750.

To help you with your search, browse the review below for assisted living facilities in Washington. On average, consumers rate assisted living in Washington .

Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Washington, call (855) 948-3865.

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Assisted Living Facilities in Washington, Indiana

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What to Consider About Assisted Living in Washington

Washington is a small city in southern Indiana that is home to just over 12,000 people.  About 16 percent of the population is over the age of 65. When it comes to choosing an assisted living facility, seniors in Washington have limited options. The city itself is home to just three facilities, and there is only one located nearby. These facilities are officially known as Residential Care Facilities and are licensed by the Family and Social Services Agency Division of Aging. According to state law, facilities must provide at least one health-related service and two or more scheduled supportive services to five or more residents. 

Benefits and Drawbacks of Assisted Living in Washington

 

  • Washington has a low cost of living that is nearly 30 percent below the national average. While groceries only cost slightly less than they do in other U.S. cities, seniors can expect to spend nearly 20 percent less on health care expenses and 30 percent less on transportation costs.  
     
  • While the property crime rate in Washington is high compared to the national average, its rate of violent crime is considerably lower. 
     
  • Public bus service in Washington is provided courtesy of the Washington Transit System which operates more than two dozen routes throughout the city. Older adults who are over the age of 60 are eligible to receive a fare discount. 
     
  • While Indiana seniors don’t pay a tax on their Social Security benefits, they are taxed on income they receive from pensions and retirement accounts. This may affect how much they can budget for assisted living expenses.   
     
  • Washington has an array of community resources for seniors, including the Med X-Press, an organization that provides medical transportation services to seniors who are Medicaid recipients, as well as one senior center.    
     
  • The Washington area is home to world-class medical facilities, including Daviess Community Hospital, in the event of medical emergencies or illness.  

 

The Cost of Assisted Living in Indiana

When trying to decide how to pay for assisted living, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of over 75,000 senior living providers to offer insight into the average cost of assisted living in Indiana and its 48 cities.

Inflation's Impact on the Cost of Assisted Living in Indiana

In Indiana, average assisted living costs saw a slight decrease from $4,360 in 2022 to $4,357 in 2023. Based on current inflationary trends, costs are expected to increase by 7.8% to $4,699 by 2024. Between 2022 and 2023, inflation caused the national average to change from $4,070 to $4,459, representing a 9.6% increase. Inflation impacts states differently. While fees in Illinois fell from $4,959 to $4,742 between 2022 and 2023, Kentucky, Ohio and Michigan saw increases of 14%, 9% and 12%, respectively, for the same period. Planning ahead financially is crucial.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Indiana$4,360$4,357$4,699
U.S. Average$4,070$4,459$4,802
Illinois$4,959$4,742$5,313
Kentucky$3,288$3,748$4,397
Ohio$4,110$4,478$5,268
Michigan$3,668$4,111$4,577

The Cost of Assisted Living in Indiana's Top Cities

Assisted living prices vary considerably across Indiana. At 2023, seniors typically pay $4,036 per month in the state capital of Indianapolis, which is lower than the statewide average. Assisted living communities in Fort Wayne and South Bend are also more affordable than the Indiana average, costing $4,174 and $3,773, respectively. Monthly rates in Carmel are particularly modest, at $3,609. Cost variations make it important that seniors fully research their options.

Indiana

$4,357

Indianapolis

$4,036

South Bend

$3,773

Fort Wayne

$4,174

Carmel

$3,609

The Costs of Other Types of Senior Living

In Indiana, long-term senior care costs differ according to the care type. Assisted living costs $4,357 per month in 2023, which is less than memory care ($5,894) but more than independent living ($2,355). Factors such as required care services, amenities, staffing and specialized programming can affect care costs. Therefore, seniors should carefully consider their needs, preferences and budget when exploring their care options.

Assisted Living

$4,357

Memory Care

$5,894

Independent Living

$2,355

Financial Assistance for Assisted Living in Washington

Seniors in Washington can apply to receive financial assistance from several programs to help pay for their assisted living expenses, including Indiana Medicaid, the state’s Medicaid Aged and Disabled 1915 (c) Waiver program, the Indiana Residential Care Assistance Program and Supplemental Security Income.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Financial Assistance in Indiana

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free and Low-Cost Resources for Seniors in Indiana

There are many resources in Indiana that assist seniors in their retirement. caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

Area Agency on Aging

Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.

Program NamePhone NumberDescription
Indiana Area Agencies on AgingArea Agencies on Aging in Indiana support older adults and their caregivers by providing services ranging from case management, Medicare fraud prevention and referrals to local programs that support the daily needs of seniors. Sixteen agencies across Indiana work with local programs to provide services such as meal delivery, transportation to medical appointments, assistance paying for heating and cooling bills and training for caregivers. Indiana seniors can call a toll-free number to learn about additional services.

Financial Assistance for Senior Care and Senior Living

Whether living in their own home or in a senior living community, Indiana seniors can find financial assistance from numerous local resources. These organizations help residents cover some of the costs associated with in-home or long-term care and connect them with other helpful community-based resources.

Program NamePhone NumberDescription
Indiana's Aged and Disabled (A&D) WaiverHoosier Care participants whose health conditions make them eligible for state-funded care in a nursing home may be able to avoid placement with services provided by Indiana's Aged and Disabled (A&D) Waiver. This waiver pays for many different types of care services that support seniors in their own homes or in assisted living communities and stay out of the more intensive care offered at nursing homes. Services paid for or directly provided by the Indiana Aged and Disabled Waiver include: • Adult day health care • Assisted living expenses • Attendant Care • Self-directed attendant care in the home • Case management support • Transitional care • Home delivered meals • Personal emergency response system (PERS) hardware • Pest control • Respite care • Transportation • Personal vehicle modifications

Cash Assistance Programs

Cash assistance programs in Indiana provide financial support to help low-income retirees remain in their own homes for as long as possible. Seniors and caregivers can apply for tax rebates and reductions, discounts on vital services and help covering the cost of heating and cooling their home.

Program NamePhone NumberDescription
Indiana Lifeline Program800-234-9473The LifeLine Program offers a discount on landline or mobile telephone service, ensuring that participants can stay in contact with loved ones. Contact your telephone company to begin the application process.
Indiana State Government Division of Family Resources800-403-0865Indiana State Government Division of Family Resources is responsible for administering cash assistance programs and benefits, including the Temporary Assistance for Needy Families (TANF) program. TANF offers temporary financial aid and support for low-income families with dependent children under the age of 18. Payments are based on a family's countable monthly income in relation to the size of the family. The program also offers support for basic needs, job training and employment services to help families work toward long-term self-sufficiency.

Food Assistance Programs

Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Indiana seniors afford the nutritious food they need.

Program NamePhone NumberDescription
Indiana Meals on WheelsMeals on Wheels is a food assistance program for Indiana seniors aged 60 and over. To qualify, seniors must have diminished mobility that makes meal preparation and shopping difficult. Seniors receive nutritious meals via home delivery or in a congregate setting at their local senior center. Meals are provided on a sliding scale, so they range from free to full price, and no senior is denied for inability to pay. The program also provides safety checks and friendly visits.
Indiana State Government Division of Family Resources800-403-0864The Indiana Supplemental Nutrition Assistance Program helps low-income Indiana residents, including eligible seniors ages 60 and over, obtain healthy food. To qualify, seniors must meet financial, state residency and citizenship requirements. Financial criteria apply to income and asset limits. Seniors are given an electronic benefits transfer card known as the Hoosier Works card, which functions like a debit card and is accepted at most grocery stores for eligible food items. It can't be used for alcohol or tobacco.

Free Used Medical Equipment

Due to the high cost of purchasing new medical equipment, several organizations in Indiana collect lightly used medical devices such as wheelchairs, ramps and walkers and distribute them to local seniors and residents in need.

Program NamePhone NumberDescription
Indiana The National Federation of the Blind (NFB)410-659-9314NFB offers assistive equipment for blind and visually impaired people throughout the state. The program maintains a large inventory, but customers are encouraged to reserve equipment before a visit.
National Federation of the Blind410-659-9314The National Federation of the Blind operates a Free White Cane Program that distributes free canes to blind or visually impaired seniors. Seniors residing in any state, the District of Columbia or Puerto Rico are eligible to receive a free cane, provided they have a need for it. The National Federation website has information for seniors about deciding what size best fits them. Interested seniors can fill out an online application as often as every 6 months.

Many organizations offer free or low-cost legal services to Indiana seniors. Older adults can access advice on issues such as estate planning, living wills and power of attorney. Some firms also act as long-term care ombudsmen, advocating for the rights of seniors in senior living communities.

Program NamePhone NumberDescription
Indiana Adult Protective Services800-992-6978Adult Protective Services hears complaints about abuse or neglect of vulnerable adults in Indiana, including seniors. If a senior or family member submits a report to the local APS unit, It will investigate and take the necessary measures to protect the individual.
Indiana Legal Services844-243-8570This organization provides free legal assistance in civil cases for seniors who meet income limit requirements. It can help with matters such as wills and estates, advance care directives, guardianships and elder abuse. It also assists with consumer rights issues, including bankruptcy, wage garnishment, repossessions and predatory lending.
Indiana Long-Term Care Ombudsman800-622-4484The Indiana Long-Term Care Ombudsman program allows residents of assisted living communities to receive advocacy help. If a resident or resident's family member believes their rights are not being protected, they can contact the Ombudsman to get help.

Home Repair and Modifications

Seniors and those with disabilities can access a variety of local resources to help them pay for home repairs and modifications. Programs in Indiana have different eligibility criteria and often assist retirees by providing grants or loans.

Program NamePhone NumberDescription
Department of Housing202-708-1112Indiana has several organizations that help low-income seniors in the state pay for vital repairs to their homes. One is the Indiana Affiliates of Habitat for Humanity, which rehabilitates homes so that seniors can stay living in them safely. Another is the Veterans Affairs Regional Loan Center, an organization that provides loans and grants to seniors who need to adapt their existing dwellings to meet their changing needs.
FHLBank Indianapolis 800-442-2568FHLBank Indianapolis provides home repair and modification services to make homes more accessible for seniors with mobility issues. Participating FHLBank financial institutions fund grants through the Accessibility Modification Program, which serves homeowners 62 years or older and their dependents under 17 years old. Any seniors with disabilities can qualify for the program. Household income must be at or below 80% of the Area Median Income HUD Income Limits to qualify for assistance.
Indiana Housing and Community Development Authority800-872-0371Ramp Up Indiana is a Home Repair and Modifications program in Indianapolis, IN, that helps with mobility assistance. Homeowners with household wheelchair users or other mobility issues can apply for exterior ramp installation to improve home accessibility. The pre-built aluminum or steel ramps help reduce falls and improve the quality of life for residents with mobility problems. Ramp repair is also available through Ramp Up Indiana.
Indiana Rural Development State Office317-290-3100The Indiana Rural Development State Office administers Single Family Housing Repair Loans & Grants in Indiana. The USDA program is for homeowners aged 62 and older who live full-time in a residence, can't secure funding from another agency and meet the very low income guidelines for their county. Applicants must use grants to remove health and safety hazards, and loans can go toward repairing, improving or modernizing homes. Applications are available and accepted year-round at each area's local RD office.

Senior Engagement

Senior engagement resources and programs in Indiana help older adults remain active and ensure they contribute to the community. Resources include wellness programs, volunteer opportunities, support groups and organizations that help residents connect with the community to live fulfilling lives.

Program NamePhone NumberDescription
Indiana Dementia Friends317-254-5465Dementia Friends Indiana, a nonprofit run by CICOA Aging & In-Home Solutions, is a referral service that connects older adults with agencies that support those coping with cognitive decline. Through the organization's in-person and virtual events, including Memory Cafes and Become a Friend sessions, seniors and family members can meet others facing dementia-related challenges and learn techniques for safer home management. Loved ones can also access Help and Hope for Family Caregivers, a video series and workbook on navigating caregiving's demands.

Social Security Offices

Social Security offices in Indiana help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.

Program NamePhone NumberDescription
Indiana Social SecuritySocial Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working.

Tax Assistance

Seniors can apply for tax assistance from several Indiana resources. Elderly residents and those with disabilities could be eligible for tax exemptions on medical expenses, reductions on property tax and other tax assistance programs.

Program NamePhone NumberDescription
Indiana Homestead and Over 65 Deduction800-457-8283Indiana's homestead deduction lowers the property tax burden for a resident's primary residence and up to 1 acre of land. The standard deduction is for a maximum assessed property value of $45,000 or 60% of the property's value, whichever is less. An additional deduction is available for seniors 65+ whose property value is $200,000 or less. Seniors may also apply for the Over 65 Circuit Breaker Credit, which limits how much their property taxes can increase each year.

Utility & Energy Bill Assistance

Low-income seniors who are struggling to meet the costs of maintaining their homes can find support from organizations that offer assistance with utility and energy bills. Indiana retirees could also qualify for emergency funding programs if they're in danger of losing utility services due to unpaid invoices.

Program NamePhone NumberDescription
Indiana Housing & Community Development Authority317-232-7777Energy assistance is available to Indiana residents who meet the program's financial restrictions, which are similar to Medicaid's income and asset limits.

Veteran's Services

Indiana retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.

Program NamePhone NumberDescription
Indiana VA Benefits and Health CareSenior veterans and their dependents may receive state income tax exemptions, property tax exemptions, military retired pay and additional funds to help finance care via the Aid and Attendance program from the Indiana VA. Additionally, numerous medical services, including mental health, primary and specialty care, as well as social programs, can be accessed at the Richard L. Roudebush VA Medical Center in Indianapolis. In some cases, the Indiana VA's services are available remotely.

Assisted Living Laws and Regulations in Washington

Washington-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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