Caring.com
Caring.com

(800) 558-0653

The 5 Best Home Care Agencies for Seniors in Rockland, ME for 2024

Rockland, Maine, is an appealing retirement destination that stands out for its pleasant, small-town feel and affordable cost of living. In this community of 7,165, over 23% of the residents are aged 65 or older, which is significantly higher than the U.S. average of 16.5%.

Supportive services for Rockland seniors are available through the Area Agency on Aging, local nonprofits and home care agencies. These providers help with household chores, personal grooming and errands. Home health care agencies may be authorized to handle medications and routine medical care. In Rockland, the median cost of home care is $5,148 per month, although this cost can vary depending on how many hours of care a senior requires.

Below we’ve compiled a comprehensive directory of every home care provider in the Rockland area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

Home Care Agencies in Rockland, ME

5 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

Paying for Home Care in Rockland, ME

The Cost of Home Care in Rockland, ME

According to data from Genworth Financial, the median cost of in-home care in Rockland is $5,148 per month, which is $667 higher than the national average of $4,481. However, residents save $191 compared to the state median of $5,339. Additionally, Rockland is more affordable than other metropolitan areas. Seniors in Bangor pay roughly $100 more each month. In Manchester, New Hampshire, rates increase to $5,529. Home care costs are even higher in Portland and Boston, Massachusetts, where seniors pay $5,625 and $5,720 per month, respectively.

Rockland

$5,148

Maine

$5,339

United States

$4,481

Portland

$5,625

Bangor

$5,243

Manchester, NH

$5,529

Boston, MA

$5,720

The Cost of Home Care vs. Other Senior Care Options in Rockland, ME

In-home care providers in Rockland charge $5,148 per month for both home care and home health care services. This is approximately $1,000 lower than the cost of assisted living ($6,150), and it’s almost $4,000 less than the cost of a semiprivate room in a nursing home, which averages $9,125. Seniors who want to age in place can also consider adult day health care. Although local pricing information wasn’t available, these programs cost $3,467 per month statewide.

Home Care

$5,148

Home Health Care

$5,148

Assisted Living

$6,150

Nursing Home Care (semiprivate room)

$9,125

Note: Data for Rockland was unavailable, so data for the nearest city, Lewiston, was used instead.

Financial Assistance for Home Care in Rockland, ME

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources. 

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details. 
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care. 
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state. 
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more. 
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Rockland, ME

Seniors in Rockland may face numerous challenges as they age. Fortunately, a number of local agencies and government programs provide essential services, such as transportation, delivered meals, home repairs and subsidized personal care, to help seniors maintain their independence.

ResourceContactService
Spectrum Generations Central Maine Agency on Aging(207) 622-9212As the Area Agency on Aging for Rockland and central Maine, Spectrum Generations provides information and supportive services to help residents navigate all aspects of the aging process. It offers Medicare insurance counseling, health and wellness programs, adult day health care and in-home assistance. The agency serves seniors aged 60 and older, disabled adults and caregivers.
Penquis(800) 215-4942Penquis is a nonprofit organization that's been serving low- and middle-income families in Knox County since 1967. Its senior services division helps residents access housing, long-term care, transportation, volunteer opportunities and utility bill assistance. Home repairs and weatherization services are among the organization’s other offerings.
Knox County Aging and Disability Resource Center(800) 639-1553Sponsored by Spectrum Generations, the Knox County ADRC educates seniors about ways to maintain their health and independence. It sponsors seminars on Medicare, fall prevention, VA benefits and aging in place. Older adults may also qualify for case management services and in-home care sponsored by the Family Caregiver Support Program and other initiatives.
Making Community Happen Meals on Wheels(207) 596-6477Making Community Happen provides hot, nutritious weekday meals to seniors in Rockland and the surrounding parts of Knox County. It manages a congregate dining program and offers short-term and ongoing meal deliveries to seniors who are homebound. Meals are made from scratch in the organization's Rockland kitchen and have a $5 suggested donation.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.