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The 10 Best Nursing Homes in Watertown, WI for 2024

Watertown is a historic city in Wisconsin that many seniors call home: People aged 65 years and older make up 17% of the city’s 23,479 residents. The city is notable for the presence of Watertown Regional Medical Center. That facility has a unit dedicated to senior mental health as well as a rehabilitation and therapy program. Among other services, Watertown Regional Medical Center also covers eye, heart, cancer and neurological care.

According to the Genworth 2020 Cost of Care Survey, the average Watertown senior pays $8,790 a month for a semiprivate room in a nursing home. That is higher than the national average of $7,756. While nursing homes tend to be costly, they also deliver extensive services, including around-the-clock monitoring and ample access to therapists, licensed nurses and visiting doctors, among other professionals. If a senior’s capabilities allow them to function with less attention, home health care or assisted living may be lower-cost options to consider.

This guide takes a deep dive into the cost of various senior care options, including nursing homes, before concluding with a list of Watertown-area resources for elders.

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Nursing Home Facilities in Watertown, Wisconsin

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Nursing Home Costs in Watertown, WI

In Watertown, a semiprivate room in a nursing home costs an average of $8,790 per month. A private room’s average price is $9,429.

The Cost of Nursing Home Care in Nearby Cities

In terms of monthly average costs for semiprivate nursing home accommodations, Watertown is over $1,000 more expensive than the national average, though it is only $106 costlier than the Wisconsin average.

As for other Wisconsin cities, Watertown is pricier than Fond du Lac, which has an average rate of $7,902 per month. However, the story is different regarding Watertown versus Janesville, which is more expensive at $9,612. Likewise, Racine and Milwaukee are also costlier than Watertown. Racine’s median rate is $9,277, and Milwaukee’s is $9,429.

Watertown

$8,790

Wisconsin

$8,684

The United States

$7,756

Janesville

$9,612

Racine

$9,277

Milwaukee

$9,429

Fond du Lac

$7,902

The Cost of Other Types of Senior Care

Cost comparisons between various senior care arrangements can also assist with long-term planning decisions. In Watertown, by monthly average, the most expensive option is a private room in a nursing home at $9,429, followed by a semiprivate room at $8,790. Home care and home health care have an identical average of $5,339 per month. Assisted living typically costs around $4,956, and the median monthly figure for adult day health care is $2,019.

Home care

$5,339

Home health care

$5,339

Adult day health care

$2,019

Assisted living

$4,956

Nursing home (semiprivate room)

$8,790

Nursing home (private room)

$9,429

Note: Data for Watertown was unavailable, so data for the nearest city, Madison, was used instead.

Financial Assistance for Nursing Home Care in Watertown, WI

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Watertown, WI

Watertown’s older residents can turn to the following resources for support. Some make it possible to continue living in one’s home in a safe, dignified manner, thus delaying or preventing the need to move to a different setting. But when such a transition is necessary, other services are available to make the life change more manageable.

ResourceContactService
Jefferson County Aging & Disability Resource Center(920) 674-8734
The Jefferson County ADRC is a unified information source as well as a service provider. They conduct consultations regarding admissions to nursing homes and other senior care facilities. For homebound adults 60 years of age and older, the ADRC provides home-delivered meals. An eligibility assessment is required. Other ADRC services include options counseling and transportation. Note: The bulk of Watertown is in Jefferson County, but a portion is in Dodge County, which has its own ADRC.
Wisconsin Board on Aging and Long-Term Care(1-800) 815-0015This board operates the Ombudsman Program, which works with residents of nursing homes and other long-term care facilities who are 60 years of age and above. The program’s ombudsmen investigate and help to resolve concerns, and they educate residents on their rights. For seniors 65 years of age and up, the board also conducts counseling regarding Medicare through the Medigap Helpline and counseling on prescription drug coverage through the Part D & Prescription Drug Helpline. Note: The number to the left is for the Ombudsman Program. For Medigap help, dial (1-800) 242-1060, and for the Part D & Prescription Drug Helpline, dial (1-855) 677-2783.
Wisconsin Home Energy Assistance Program(1-866) 432-8947
Through the administration of federal funding, WHEAP assists households with covering their heating bills. Examples of aid this program provides include emergency fuel assistance and urgent repairs to heating systems. It can also help recipients with setting up payment plans. Income limits apply. Also of interest may be the Wisconsin Weatherization Assistance Program, which can boost a home’s energy efficiency and has the same contact number.
Home Repair Loans(920) 674-8711Seniors with homes in disrepair may be able to access loans from Watertown. The loans do not require repayment until the sale of the home. Funding can go toward fixing furnaces and water heaters, plumbing systems and windows and doors. Other repairs are also available, as are accessibility improvements. For eligibility, recipients must meet certain income criteria, which are subject to change. Home value limits may also apply.

Reviews of Communities Nearby

Nursing Homes

Thurow

I am a friend or relative of a current/past resident

Review of Marquardt Mem Mnr

The staff were very friendly. They always asked if we needed anything. My dad felt very comfortable and had pleasure staying there. It is a clean facility.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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