The Best Nursing Homes in Ballwin, MO for 2024
A western suburb of St. Louis, Ballwin, MO, offers older adults a small community setting without sacrificing easy access to the specialists and hospitals, such as St. Luke's Hospital, typically found within a large metropolitan area. Ballwin's 30,622 residents, of whom 19.6% are aged 65 and over, are served by 396 physicians per capita, which is 88% greater than national norms. Nursing home care costs in Ballwin are also ideal for budgeting seniors, at $5,627 monthly, which is noticeably lower than national figures and only slightly higher than state costs.
Frail seniors whose health requires them to receive constant care may find nursing homes ideal for their situation. Besides skilled nursing, these facilities provide care and therapy from licensed doctors and rehabilitation specialists. In comparison, active older adults may benefit more from the customized personal care and medication management found in assisted living and home care services.
This guide compares senior care types and their costs to help older adults plan their future care. It also highlights local nonprofits and agencies created to assist Ballwin's aging population in finding and affording care.
Nursing Home Facilities in Ballwin, Missouri
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Nursing Home Costs in Ballwin, MO
Ballwin nursing home monthly rates average $5,627 for semi private rooms and $6,737 for private rooms.
The Cost of Nursing Home Care in Nearby Cities
Semi Private rooms in Ballwin nursing homes cost $2,281 less per month than the national average cost, although they are $365 more per month than the state median. Jefferson City rates are just 1.3% higher than Ballwin's. Kansas City, however, commands a much higher price, averaging $837 more monthly. Heading to the southern half of the state, Cape Girardeau and Springfield costs are lower, by a respective $395 and $365 per month for semi private accommodations.
Auburn
$5,627
Missouri
$5,262
United States
$7,908
Kansas City
$6,464
Jefferson City
$5,703
Cape Girardeau
$5,232
Springfield
$5,262
The Cost of Other Types of Senior Care
Older Missourians in Ballwin can seek care through a variety of options. The acute care found in nursing homes is ideal for frail elders and costs $5,627 and $6,737 monthly for a semi private and private room, respectively. Seniors who opt for medical care or nonmedical assistance provided in their personal residence through home health care or in-home care enjoy a savings of $145 monthly. Adult day health care offers seniors who need only a few hours of supervision and medical care savings of $3,700 per month compared to a semi-private nursing home room. Assisted living, which supports seniors' independence through daily personal care, is 37% cheaper.
In-Home Care
$5,482
Home Health Care
$5,482
Adult Day Health Care
$1,918
Assisted Living Facility
$4,100
Nursing Home Facility (semiprivate room)
$5,627
Nursing Home Facility (private room)
$6,737
Note: Data for Ballwin was unavailable, so data for the nearest city, St. Louis, was used instead.
Financial Assistance for Nursing Home Care in Ballwin, MO
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one's stay in a nursing home and a portion of the costs until day 100. After 100 days, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those who need long-term care will have to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the cost of living expenses in a skilled nursing facility for qualifying seniors. Care and room and board are covered with no time limit, but residents may be charged for extras such as specially prepared food or cosmetic services. Medicaid eligibility requirements are strict and complex, so not all seniors qualify for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
If these options aren't available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about local financial assistance programs for seniors.