Located in the Pacific Northwest, Idaho is noted for its beautiful natural amenities and affordability. It features six national parks and 27 state parks, providing plenty of opportunities to fish, birdwatch and hike, and over 100 museums and art galleries offer a glimpse of the state’s culture and history. Idaho’s overall cost of living is a little lower than the national median, and while housing costs are a little high, utilities and transportation costs are very affordable.  

For older adults who want freedom from the hassles of homeownership but want to maintain their independence and privacy, independent living is a prime option. These communities promote a low-maintenance lifestyle and offer services such as curated social and recreational activities, transportation for local outings and delicious meals. They’re designed around the needs of seniors who don’t require personal care but no longer want the responsibility and expense of owning a home. This lifestyle is highly affordable compared to other senior care options, with those in Idaho paying $2,389 per month, which is well below the national median. 

This guide provides an overview of how independent living costs in Idaho compare to nearby states and offers tips on paying for services. It also lists some of the free programs and resources available to older adults.  

The Cost of Independent Living in Idaho

Note: No authoritative data source specifically tracks Independent Living prices, but they generally tend to fall 30%-40% below the price of Assisted Living in most states. In the guide below, we’ve estimated Independent Living prices as 35% cheaper than the Assisted Living prices reported by Genworth Financial in its 2021 Cost of Care Survey.

Idaho is notably cheaper than the other states in its vicinity when it comes to the costs of Independent Living. The state’s estimated price per month is $2,495, considerably lower than the national average of $2,925. Most of Idaho’s bordering states are more expensive, including Wyoming at $2,707, and Montana is close to the U.S. average at $2,893 per month. The Pacific Northwest states of Oregon and Washington are the most expensive averages in the area, with Oregon’s independent living prices at $3,279 and Washington’s at $3,900.

$2495

Idaho

$2925

The United States

$2893

Montana

$2707

Wyoming

$3279

Oregon

$3900

Washington

Prices for Independent Living vary across the state. The highest cost averages are found to the far north in Coeur d’Alene, where seniors can expect to pay about $3,039 a month. Idaho Falls, located in the southeast portion of the state, represents the other side of the cost spectrum at $2,275 per month. In between, Boise City runs approximately $2,331 monthly, Pocatello carries costs of $2,734 a month and Lewiston falls on the high side of the range at $2,872 a month.

$2331

Boise City

$2734

Pocatello

$2275

Idaho Falls

$2872

Lewiston

$3039

Coeur d’Alene

Independent Living is just one of many lodging options available for seniors in Idaho. Adult Day Care is slightly cheaper at $2,167 a month, while Assisted Living represents a significant jump in price at $3,838 per month. In-home care from Homemaker or Home Health Aide services costs $5,434 per month but allows for closer observation by medical professionals. Nursing Home care carries the highest prices at $8,517 per month for a semiprivate room or $9,125 for a private one.

$5434

Homemaker

$5434

Home Health Aide

$2167

Adult Day Care

$2495

Independent Living

$3838

Assisted Living

$8517

Nursing Home (semiprivate room)

$9125

Nursing Home (private room)

Can You Use Medicare or Medicaid to Pay for Independent Living in Idaho?

Unfortunately, you cannot use Medicaid and Medicare to help pay the monthly fee for residing in an Independent Living community. For seniors who need help with Activities of Daily Living (ADLs), there may be financial assistance programs available to help cover the cost of care in Independent Living. For more information about financial assistance for those who need a higher level of care, read our guide to Assisted Living in Idaho.

Read on for more information about using alternative means to make Independent Living more affordable, such as retirement funds, the sale of a home, etc.

Paying for Independent Living in Idaho

Seniors in Idaho have several options for paying for independent living. Many homeowners use their home as a way to finance independent living community expenses, either by selling it, renting it out or taking out a reverse mortgage. While Medicare doesn’t cover independent living, coverage may be available through other types of insurance, including Medicaid, long-term care policies and veterans’ benefits. These programs cover specific services provided in independent living communities, such as chore services, meals and maintenance, which may bring the individual’s monthly expenses down.  

Independent Living Resources in Idaho

Older adults in Idaho have access to a broad range of programs and services to help them enjoy their retirement. The following resources connect seniors with educational opportunities, social and recreational activities and information on community events.  

Resource
Contact
Service
(888) 687-2277
AARP Idaho serves those aged 60 and over through year-round community events, education and information services and advocacy. Through this organization, older adults can participate in virtual activities such as trivia nights, educational workshops, history lectures and book discussions. It can also help older adults obtain discounts on local goods and services and connect with volunteer activities in their communities.
(877) 471-2777
Idaho has six Area Agencies on Aging that administer programs and services to those aged 60 and over. Each agency has a designated service area in which it provides services such as home-delivered and congregate meals, transportation, and information and referrals. Agencies may also operate local senior centers where older adults participate in social and recreational activities.
(800) 972-7660
Idaho’s Property Tax Circuit Breaker is available to seniors, those with disabilities and widowed people who meet certain income limits. This program provides a nonrefundable credit of up to $1,320, helping to reduce older adults’ tax burdens.
(208) 780-1300
The Division of Veterans Services supports veterans in Idaho with advocacy and informational services. Through the division, seniors get help with accessing local, state and federal benefits, including hunting and fishing licenses, tax breaks, financial assistance, free campsites and day passes to state parks. The division can also help older adults apply for pension benefits, which can help them maintain their standard of living throughout their retirement years.
(800) 247-4422
SHIBA is a statewide program that provides free health insurance options counseling to seniors who qualify for Medicare. Through this program, older adults get one-on-one counseling from trained advisors who help them understand their Medicare benefits, compare Medigap and Medicare Advantage plans and determine whether they qualify for Medicaid, which can help them control their medical costs. SHIBA advisors also provide helpful information on recognizing and preventing health insurance fraud.
(208) 746-7541
Idaho Legal Aid Services provides free civil legal services via legal advice lines and multiple offices throughout the state. This nonprofit agency has licensed legal professionals who help older adults obtain public benefits such as Social Security, Medicare and Supplemental Security Income. The agency can also help resolve issues such as denied health insurance claims and Social Security overpayments.
2-1-1 (800) 926-2588
2-1-1 Idaho Careline is a service of the Department of Health & Welfare. Through this free service, live agents help older adults connect with services in the community, such as rental assistance, food and clothing, medical care, emergency shelter and utility assistance. Seniors can also connect with the Idaho Commission on Aging, which utilizes a No Wrong Door approach to promote access to community-based programs and services.

COVID-19 Rules for Independent Living in Idaho

The following information is based on research done on several government websites, including coronavirus.idaho.gov. These rules apply to Independent Living Communities and other types of senior living facilities. We’ve most recently updated this data on 2/7/2022, but since COVID-19 is a rapidly evolving pandemic, contact your local senior living facility or Area Agency on Aging for more specific and up-to-date information.

Visitation Policies

Rules for Idaho Communities

Are loved ones allowed to visit to provide emotional support?

Yes (Conditions Apply)

Are relatives allowed to visit for end-of-life care?

Yes

Are residents required to quarantine after visiting with a loved one?

Not Available*

Are visitors required to wear PPE (including masks) in order to visit residents?

Yes

Are non-medical contractors (such as hairdressers and entertainers) allowed in senior living facilities?

Yes

Are visitors checked for elevated temperatures?

Yes

Are visitors required to answer questions about health, travel, and potential virus contact?

Yes

*Note: This information was not available for this state, contact your local area agency on aging or senior living facility for more information.

Outings & Social Activities

Rules for Idaho Communities

Are residents allowed to leave (errands, visiting family, etc.) for non-medical reasons?

Yes

Are residents who leave required to quarantine when they return?

No (Conditions Apply)

Are senior living communities required to cancel all group outings?

No

Are residents allowed to eat meals together in a common area?

Yes (Conditions Apply)

Are residents allowed to gather in common areas for group activites?

Yes (Conditions Apply)

COVID-19 Safety Measures for Staff and Residents

Rules for Idaho Communities

Are staff members regularly required to do a temperature check?

Yes

Are staff members regularly tested for COVID-19?

Yes (Conditions Apply)

Are staff members members regularly required to do a health and safety screening, including questions about travel, contact with positive cases, etc?

Yes

Are residents regularly screened for COVID-19 symptoms?

Yes

Are residents regularly checked for elevated temperatures?

Yes

Are residents regularly tested for COVID-19?

Yes (Conditions Apply)

Find Independent Living Communities in Idaho

Use the tool below to find Independent Living Communities near you – if you’d like to search in a specific city in Idaho, simply put that in the search bar below.

Holiday Chateau de Boise

7250 W Poplar St, Boise, ID, 83704

I toured the Holiday Chateau de Boise. It was friendly, quiet, and home-like. The staff was very nice, and she was excited to show it to me. The rooms were spacious. I would have no problem moving the … (read more)
I toured the Holiday Chateau de Boise. It was friendly, quiet, and home-like. The staff was very nice, and she was excited to show it to me. The rooms were spacious. I would have no problem moving the … (read more)

Truewood by Merrill, Boise

2600 North Milwaukee Street, Boise, ID, 83704

Willow Park Assisted Living is nestled in a quiet residential area in Boise, Idaho, close to parks, restaurants and shopping. Visitors appreciate the personal touch the facility provides to its reside … (read more)
Willow Park Assisted Living is nestled in a quiet residential area in Boise, Idaho, close to parks, restaurants and shopping. Visitors appreciate the personal touch the facility provides to its reside … (read more)

Arbor Village at Hillcrest

1093 S Hilton Street, Boise, ID, 83705

I liked that Arbor Village at Hillcrest had laundry services included. Also, it was a little bit more updated and pets were allowed in. My mom has a little dog and I liked that you could have a privat … (read more)
I liked that Arbor Village at Hillcrest had laundry services included. Also, it was a little bit more updated and pets were allowed in. My mom has a little dog and I liked that you could have a privat … (read more)

MorningStar of Boise

5850 N. Five Mile Rd., Boise, ID, 83713

MorningStar of Boise is near the River Greenbelt, the Idaho State Capitol Building and the Boise Art Museum in Boise, Idaho. The facility is described by visitors as welcoming and comfortable with an … (read more)
MorningStar of Boise is near the River Greenbelt, the Idaho State Capitol Building and the Boise Art Museum in Boise, Idaho. The facility is described by visitors as welcoming and comfortable with an … (read more)

Garden Plaza of Valley View

1130 N. Allumbaugh St., Boise, ID, 83704


Heatherwood Senior Living

5277 Kootenai Street, Boise, ID, 83705

My tour at Heatherwood Senior Living was fine. I saw a library room. I saw a puzzle room. I saw a video room, and the rooms. Their rooms were fine. I didn’t see any staff other than Jennifer; she was … (read more)
My tour at Heatherwood Senior Living was fine. I saw a library room. I saw a puzzle room. I saw a video room, and the rooms. Their rooms were fine. I didn’t see any staff other than Jennifer; she was … (read more)

Brookdale Boise Parkcenter Independent Living

767 East Parkcenter Boulevard, Boise, ID, 83706

We went to Brookdale Boise Parkcenter Independent Living. We liked the people who were there. We liked the idea of having a duplex, and it had a garage. We saw the two-bedroom duplex and we only have … (read more)
We went to Brookdale Boise Parkcenter Independent Living. We liked the people who were there. We liked the idea of having a duplex, and it had a garage. We saw the two-bedroom duplex and we only have … (read more)

The Terraces of Boise

4940 E. Mill Station Drive, Suite 105, Boise, ID, 83716

My mother moved to the Terraces in 2016. At the time it was a very nice facility, and she was happy there. The Terraces was taken over by Human Good a few years ago and has declined immensely. To be f … (read more)
My mother moved to the Terraces in 2016. At the time it was a very nice facility, and she was happy there. The Terraces was taken over by Human Good a few years ago and has declined immensely. To be f … (read more)

Grace Assisted Living at Englefield Green

250 S. Allumbaugh Way, Boise, ID, 83709

Grace Assisted Living at Englefield Green is located in Boise, Idaho, close to Borah Park, Hillcrest Country Club and Boise Towne Square. Visitors comment on the friendly, professional staff and compl … (read more)
Grace Assisted Living at Englefield Green is located in Boise, Idaho, close to Borah Park, Hillcrest Country Club and Boise Towne Square. Visitors comment on the friendly, professional staff and compl … (read more)

Salmon Creek Gracious Retirement Living

4890 N Cloverdale Rd, Boise, ID, 83713

I went to look at Salmon Creek Gracious Retirement Living. The cost was alright; it wasn’t a lot. We needed a two-bedroom apartment, and the only two-bedroom apartment they had was where they took the … (read more)
I went to look at Salmon Creek Gracious Retirement Living. The cost was alright; it wasn’t a lot. We needed a two-bedroom apartment, and the only two-bedroom apartment they had was where they took the … (read more)

Northgate Senior Village

5901 Ellens Ferry Way, Boise, ID, 83703

I liked Northgate Senior Village’s configuration. I have a very large apartment with a nice private backyard area. They have a meal every day, and it’s almost a community.
I liked Northgate Senior Village’s configuration. I have a very large apartment with a nice private backyard area. They have a meal every day, and it’s almost a community.

Grace Assisted Living at State Street

9995 W. State Street, Boise, ID, 83714

As soon as COVID gets under control, my wife and I are moving into Grace Assisted Living at State Street. It is an excellent community. It has a Christian-like atmosphere and at orientation they offer … (read more)
As soon as COVID gets under control, my wife and I are moving into Grace Assisted Living at State Street. It is an excellent community. It has a Christian-like atmosphere and at orientation they offer … (read more)

Parkview Apartments

3110 Crescent Rim Dr., Boise, ID, 83706

I’ve been to Parkview Apartments because I have a friend there. What I liked the most was the awesome view from many of the apartments. It overlooked a beautiful park, you can also see the mountain in … (read more)
I’ve been to Parkview Apartments because I have a friend there. What I liked the most was the awesome view from many of the apartments. It overlooked a beautiful park, you can also see the mountain in … (read more)

Touchmark at Meadow Lake Village

4037 E. Clocktower Lane, Meridian, ID, 83642

Touchmark at Meadow Lake Village is an assisted and independent living and memory care facility on about 100 private acres with walking paths in Meridian, Idaho. Its surroundings are characterized by … (read more)
Touchmark at Meadow Lake Village is an assisted and independent living and memory care facility on about 100 private acres with walking paths in Meridian, Idaho. Its surroundings are characterized by … (read more)