Caring.com
Caring.com

(800) 558-0653

The 5 Best Home Care Agencies for Seniors in Billings, MT for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Billings, MT, residents and their loved ones rate In Home Care agencies 5 out of 5 stars across the 7 options below.

Home Care Agencies in Billings, MT

7 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

Paying for Home Care in Billings, MT

The Cost of Home Care in Billings, MT

Billings is an expensive city for home care in comparison to neighboring cities in Montana. Monthly costs for home care in Billings are slightly higher than the state average of $5,339, with a difference of $381. In fact, compared to the other cities in Montana surveyed by Genworth, only Billings surpasses the state average. Great Falls has a monthly average of $4,698 and Missoula an average of $5,243. Billings is also more expensive monthly than the national average of $4,957. Nearby city Idaho Falls has a cost of $5,720, reflecting neighboring Idaho’s higher state average of $5,434.

Billings

$5,720

Montana

$5,339

The United States

$4,957

Great Falls

$4,698

Missoula

$5,243

Idaho Falls

$5,720

The Cost of Home Care vs. Other Senior Care Options in Billings, MT

Average home care and home health care costs in Billings are the same at $5,720 per month. The difference between home care and home health care is that home health care includes medical services. This involves wound care or sometimes occupational, physical and speech therapy. Home care is more expensive than both adult day health care and an assisted living facility, which are $3,467 and $4,564, respectively, but it also provides seniors with greater freedom and comfort in their own homes. In contrast, skilled nursing care in a home costs around $1885 more.

Home Care

$5,720

Home Health Care

$5,720

Adult Day Care

$3,467

Assisted Living

$4,564

Nursing Home Care (semiprivate room)

$7,604

Financial Assistance for Home Care in Billings, MT

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Billings Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Billings:

ResourceContactAddressService
Adult Resource Alliance of Yellowstone County(406) 259-28491505 Avenue D, Billings, MT 59102The State Office of Aging contracts with the Adult Resource Alliance to bring seniors the assistance and resources needed for aging in place with the highest possible levels of independence, safety and dignity. Its RIDES program takes adults aged 60 and older to and from medical visits, shopping trips and community events. For a nominal contribution, Meals on Wheels volunteers deliver hot, nutritious lunches on weekdays and frozen meals on weekends and holidays.
Medicaid Community First Choice Self-Directed Personal Assistance Program (CFC-SDPAS)(406) 259-51811201 Grand Avenue, Billings, MT 59102CFC-SDPAS is an initiative that allows seniors and people with disabilities to manage their own in-home care support. Clients can recruit, hire, train and supervise caregivers that work in their residences. Services may include personal assistance with activities of daily living, light housekeeping and laundry, grocery shopping and medical escorts. The nonprofit agency LIFTT acts as a liaison for CFC-SDPAS in Billings.
Low Income Energy Assistance Program (LIEAP) & Energy Share(406) 247-47787 North 31st Street, Billings, MT 59101LIEAP can pay part of a qualifying applicant’s heating bill during the heating season of October through April each year. Most LIEAP recipients can also get a discount on their bills. Energy Share offers a one-time emergency assistance loan available year-round for eligible individuals facing utility disconnections or furnace repairs or replacements. These programs are partially or wholly funded by the Montana Department of Public Health and Human Services.
Big Sky Senior Services(406) 259-3111935 Lake Elmo Drive, Suite B, Billings, MT 59105Big Sky Senior Services provides comprehensive in-home support services to help older residents and individuals with disabilities maintain their independence. Its Senior Helping Hands initiative offers personal care, nursing services, homemaking support, respite care and safety planning. The Friends Volunteer Program connects volunteers with clients through regular check-up phone calls, visits or shopping trips. Lend-A-Hand Volunteers schedule visits as needed for minor chores, repairs, snow removal or errands. Pet Care Services is available to assist with pet needs as well.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.