Nursing Home Communities in Dumfries, VA

With a history stretching back...

, Dumfries has had plenty of time to become an attractive town for older adults. The town has an estimated 5,922 residents, and 4% of them are seniors 65 years of age or older. Dumfries is located in Prince William County, an area served by the Prince William Medical Center, which employs neuroscience specialists and occupational, speech and physical therapists, among other professionals. Additionally, the Sentara Northern Virginia Medical Center is just north of Dumfries, giving seniors another option for medical care.

The Genworth 2020 Cost of Care Survey reports that in the Dumfries area, the average nursing home charges $11,726 for a semiprivate room, which is more than the national average for such accommodations ($7,756). Designed for residents with advanced needs, nursing homes have features such as around-the-clock monitoring and specialized medical services, including rehabilitation and skilled nursing. Seniors on the independent side of the capability spectrum may be better served by the more affordable options of home health care or assisted living.

This guide discusses the cost of nursing homes in Dumfries and covers some helpful senior-focused resources in the area.

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Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

• Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
• Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
• Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.