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The 10 Best Nursing Homes in Louisville, KY for 2024

Louisville, which is the largest city in Kentucky with a population of 617,638, is situated on the Ohio River, which borders the state of Indiana. About 14.5% of its residents are over the age of 65, and Louisville provides a number of resources and care options for its senior community. The city is home to excellent medical facilities and hospitals such as the University of Louisville Hospital and Baptist Health Hospital. The city provides nursing home care at $7,148, which is below the national average cost of $7,756, making Louisville a good option for seniors requiring full-time care.

Nursing home care is best suited to seniors who require full-time medical care and assistance. This option is for frail seniors and may not be the best option for everyone. Families of loved ones who need moderate medical services and in addition to personal care may want to look at other care options in Louisville such as assisted living and in-home care.

This guide aims to help seniors make the best care choice for their particular situation by looking at nursing home costs in Louisville and nearby cities, costs of alternative care options and free resources for seniors in Louisville.

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Nursing Home Facilities in Louisville, Kentucky

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Nursing Home Costs in Louisville, KY

The average monthly cost of nursing home care in Louisville is $7,148 for a semiprivate room and $8,334 for a private room. 

The Cost of Nursing Home Care in Nearby Cities

According to the Genworth Cost of Care Survey 2020, the average cost of nursing home care in Louisville is $7,148. This is similar to the Kentucky state average of $7,330. Nursing home care in Louisville costs $608 per month less than the national average of $7,756. The nearby city of Lexington has a similar monthly average of $7,178, while other cities such as Bowling Green, Owensboro and Cincinnati in the neighboring state of Ohio, have a higher monthly cost.

Louisville

$7,148

Kentucky

$7,330

The United States

$7,756

Bowling Green

$8,273

Owensboro

$7,787

Cincinnati

$8,152

Lexington

$8,152

The Cost of Other Types of Senior Care

Nursing home care in Louisville costs an average of $7,148 for a semi-private room per month and $8,334 for a private room per month. The cheapest option for senior care in Louisville is adult day health care at an average of $1,603 per month. The average cost for homemaker services is $4,195 per month and home health aide services cost an average of $4,385 per month. Assisted living communities have an average monthly charge of $4,557 in Louisville.

Nursing Home Care Semi-Private Room

$7,148

Nursing Home Care Private Room

$8,334

Homemaker Services

$4,195

Home Health Aides Services

$4,385

Adult Day Health Care

$1,603

Assisted Living

$4,557

Financial Assistance for Nursing Home Care in Louisville, KY

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Louisville, KY

The city of Louisville has a number of free resources for seniors in the community. These resources may help seniors with nursing home costs or assist them to age in place for a longer period of time.

ResourceContactService
ElderServe(502) 587-8673ElderServe is a nonprofit organization that has helped seniors age independently in their own homes since 1962. The program offers an adult day health care center that provides some much-needed respite for caregivers. A donation is requested for this service, but no senior is turned away if they can’t afford the donation. Additional services include senior companions to assist with running errands and meal prep, care management and matching seniors with volunteers who have similar interests for friendship. 
Kentucky HealthOnline contact onlyKY Health, which is the Kentucky version of Medicaid, is a state and federally-funded program. Seniors over the age of 60 who require full-time medical care in a nursing care home may be eligible for free payment assistance. Seniors are required to contribute all their available income to the nursing home payment, and Medicaid picks up the rest of the payment. Seniors are allowed to keep a small amount of money to purchase necessities. 
Senior Nutrition Program(502) 574-6375The Senior Nutrition Program is partially funded by the state, and the rest of the funding comes from donations. Volunteers deliver one hot meal each day to homebound seniors over the age of 60 who are unable to cook for themselves. The volunteers check on the seniors and make sure that they are healthy and don’t currently require additional assistance. There is no charge for this service but donations are greatly appreciated. Priority is given to those with the greatest social, physical and economic need for the service. 

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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