Home to points of interest, such as the Center of the West museumsscenic tours and exciting events throughout the year, Wyoming offers a unique cultural experience and is well-suited for active retirees. The state’s overall cost of living is a little below the national average, which may enable older adults to maintain their standard of living throughout their retirement years, and a generally comfortable climate provides plenty of opportunities to enjoy local amenities. Its clean air makes it a great option for those with allergies or cardiovascular or respiratory issues, and world-class medical facilities, such as Aspen Mountain Medical Center in Rock Springs and Campbell County Health in Gillette, provide exceptional care.  

Independent living is ideal for older adults who don’t need personal care or skilled nursing services but want a maintenance-free lifestyle with time-saving amenities. These communities are oriented around the interests and needs of residents and typically provide daily meals, social clubs, recreational amenities, housekeeping and grounds services and wellness services. Monthly rates vary depending on the location and amenities offered, but on average, independent living residents in Wyoming pay $2,714 per month for services.

This guide compares Wyoming’s monthly rates to those in nearby states, provides tips on paying for services and highlights some statewide resources available to older adults.  

The Cost of Independent Living in Wyoming

Note: Because there isn’t an authoritative source of cost information for Independent Living, we estimated costs based on the 2021 Genworth Financial Cost of Care Survey. Independent Living is usually 30-40% cheaper than Assisted Living, so we took the Assisted Living costs and deducted 35% to calculate Independent Living costs.

Seniors in Wyoming can expect to pay $215 less per month for Independent Living compared to the national average. Compared to surrounding states, Wyoming’s average monthly cost is also $378 less than Colorado’s and $183 lower than Montana’s. However, it’s higher than Idaho’s by $215, Utah’s by $435 and South Dakota’s by $532.

$2710

Wyoming

$2925

The United States

$3088

Colorado

$2893

Montana

$2495

Idaho

$2275

Utah

$2178

South Dakota

Seniors have limited data when comparing Independent Living costs in Wyoming’s cities. The capital city of Cheyenne has an average cost of $3,600, which is much higher than the state and national averages. Compared to capital cities in adjacent states, Cheyenne’s cost is higher than Denver’s but only by $25. However, it’s $1,269 higher than Boise’s cost of $2,331 and $1,448 higher than Salt Lake City’s cost of $2,152 per month. Back in Wyoming, it’s second-most populous city Casper also has a higher than average cost. However, it’s lower than Cheyenne’s cost by $451. 

$3600

Cheyenne

$3149

Casper

$3575

Denver, Colorado

$2331

Boise, Idaho

$2152

Salt Lake City, Utah

Independent Living in Wyoming costs $2,710 and rarely provides personalized supportive care, while Assisted Living costs $4,169 and includes hands-on care in senior communities. Aging adults who require continuous attention and regular nursing care may benefit from Nursing Home Care. The higher level of care provided in these senior communities has an average cost of $6,996 for semiprivate rooms or $7,635 for private rooms. Seniors may also opt to receive care in their homes through In-Home Care or Home Health Care, which averages $5,529 monthly for either option. For limited, non-residential care, Adult Day Health Care runs $1,733 in Wyoming.

$2710

Independent Living

$4169

Assisted Living

$1733

Adult Day Health Care

$5529

In-Home Care

$5529

Home Health Care

$6996

Nursing Home Care (semiprivate room)

$7635

Nursing Home Care (private room)

Can You Use Medicare or Medicaid to Pay for Independent Living in Wyoming?

Unfortunately, you cannot use Medicaid and Medicare to help pay the monthly fee for residing in an Independent Living community. For seniors who need help with Activities of Daily Living (ADLs), there may be financial assistance programs available to help cover the cost of care in Independent Living. For more information about financial assistance for those who need a higher level of care, read our guide to Assisted Living in Wyoming.

Read on for more information about using alternative means to make Independent Living more affordable, such as retirement funds, the sale of a home, etc.

Paying for Independent Living in Wyoming

While independent living is a comparatively affordable arrangement for older adults, it’s important to understand options for covering monthly costs. For many, accessing funds from long-term investments or borrowing from or cashing out life insurance policies provides enough money to cover costs. Homeowners may sell their house and use proceeds from the sale toward living expenses or rent it out for regular passive income. A reverse mortgage, which lets the homeowner borrow against their home’s equity, allows them to keep their home while using it to cover services. While Medicare and private medical insurance doesn’t cover services, other policies, such as long-term care insurance, Medicaid and some Medicare Advantage plans, may provide coverage for services, such as meals, transportation and housekeeping, bringing down out-of-pocket costs.  

Independent Living Resources in Wyoming

Numerous government and private nonprofit agencies serve older adults in Wyoming, helping them enjoy their retirement years and maintain their independence. The following resources help older adults find social and recreational programs, volunteer opportunities and community-based services that supplement independent living communities’ amenities.  

Resource 

Contact 

Service 

AARP Wyoming is a statewide nonprofit membership organization that offers a range of cost-saving discounts and benefits for those aged 50 and over. Through this program, members gain access to exclusive discounts at service providers, stores and restaurants, as well as on travel, home and auto insurance and prescription medications. Members are also entitled to free financial planning, which can help them identify ways to cover independent living services.

The Veterans Services Division of the Wyoming Military Department provides advocacy, information and referrals for veterans and their families. Through this division, individuals can get one-on-one help with assessing eligibility and applying for veterans’ and survivors’ pension programs, which provide a monthly cash benefit that can be used toward independent living expenses. The division can also help veterans access benefits, such as tax breaks, park passes, hunting and fishing licenses, free and low-cost medical care and counseling.

(307) 777-7656 

(866) 571-0944 

The Wyoming Department of Health’s Aging Division advocates on behalf of state residents aged 60 and over. It administers free and low-cost services under the Older Americans Act, including options counseling, home-delivered and congregate meals, nonemergency medical transportation and information and referrals for community-based services.

(800) 942-2677 

RSVP is a service of AmeriCorps, a nationwide nonprofit organization that helps individuals connect with volunteer opportunities in their communities. Through RSVP, those aged 55 and over get free one-on-one assistance with finding volunteer postings that fit their interests and schedules. Opportunities vary by community but often include sewing stuffed animals and blankets for hospitalized children, tutoring and mentoring services, providing tours in museums and historic sites and distributing food in food banks. In exchange for their service, volunteers receive supplemental insurance, travel reimbursement and recognition at special events.

(800) 856-4398 

WSHIIP is a statewide program that provides free, unbiased health insurance options counseling for Medicare beneficiaries. It’s staffed primarily by trained volunteers who help older adults understand their Original Medicare benefits or shop around for private insurance options, such as Medicare Advantage or long-term care insurance, which can help cover independent living costs. The program also helps individuals address denied health insurance claims or canceled Medicare policies.

2-1-1 

(888) 425-7138 

Wyoming 2-1-1 connects state residents with government and private nonprofit services in their communities. The service has live agents who are available by phone on weekdays to help older adults connect with public assistance programs, social and recreational activities, volunteer opportunities and retirement communities. It can also help individuals locate preventative care and telemedicine services and financial assistance for medical expenses.

(877) 432-9955 

Legal Aid of Wyoming provides free civil legal advice, assistance and representation for state residents aged 60 and over. It has multiple office locations throughout the state with licensed legal professionals who help older adults access public benefits, such as Medicare, Medicaid and Social Security. It can also help with reviewing independent living community contracts. 

COVID-19 Rules for Independent Living in Wyoming

The following information is based on research done on several government websites, including health.wyo.gov. These rules apply to Independent Living Communities and other types of senior living facilities. We’ve most recently updated this data on 2/15/2022, but since COVID-19 is a rapidly evolving pandemic, contact your local senior living facility or Area Agency on Aging for more specific and up-to-date information.

Visitation Policies

Rules for Wyoming Communities

Are loved ones allowed to visit to provide emotional support?

Yes (Conditions Apply)

Are relatives allowed to visit for end-of-life care?

Yes

Are residents required to quarantine after visiting with a loved one?

No

Are visitors required to wear PPE (including masks) in order to visit residents?

Yes

Are non-medical contractors (such as hairdressers and entertainers) allowed in senior living facilities?

Yes

Are visitors checked for elevated temperatures?

Yes

Are visitors required to answer questions about health, travel, and potential virus contact?

Yes

Outings & Social Activities

Rules for Wyoming Communities

Are residents allowed to leave (errands, visiting family, etc.) for non-medical reasons?

Yes

Are residents who leave required to quarantine when they return?

No (Conditions Apply)

Are senior living communities required to cancel all group outings?

No

Are residents allowed to eat meals together in a common area?

Yes (Conditions Apply)

Are residents allowed to gather in common areas for group activites?

Yes (Conditions Apply)

COVID-19 Safety Measures for Staff and Residents

Rules for Wyoming Communities

Are staff members regularly required to do a temperature check?

Yes

Are staff members regularly tested for COVID-19?

Yes (Conditions Apply)

Are staff members members regularly required to do a health and safety screening, including questions about travel, contact with positive cases, etc?

Yes

Are residents regularly screened for COVID-19 symptoms?

Yes

Are residents regularly checked for elevated temperatures?

Yes

Are residents regularly tested for COVID-19?

Yes (Conditions Apply)

Find Independent Living Communities in Wyoming

Use the tool below to find Independent Living Communities near you – if you’d like to search in a specific city in Wyoming, simply put that in the search bar below.

Holiday Whispering Chase

4350 E Lincolnway, Cheyenne, WY, 82001

Whispering Chase is an independent living facility in the outskirts of Cheyenne, Wyoming, conveniently located on East Lincolnway. Visitors and relatives note the friendliness of staff members, who ar … (read more)
Whispering Chase is an independent living facility in the outskirts of Cheyenne, Wyoming, conveniently located on East Lincolnway. Visitors and relatives note the friendliness of staff members, who ar … (read more)

Pointe Frontier Retirement

1406 Prairie Avenue, Cheyenne, WY, 82009

Pointe Frontier Retirement is located in Cheyenne, Wyoming, near Cheyenne Veterans Affairs Medical Center and Cheyenne Regional Medical Center. Visitors compliment the facility’s well-maintained groun … (read more)
Pointe Frontier Retirement is located in Cheyenne, Wyoming, near Cheyenne Veterans Affairs Medical Center and Cheyenne Regional Medical Center. Visitors compliment the facility’s well-maintained groun … (read more)

Primrose Retirement Community of Cheyenne

1530 Dorothy Lane, Cheyenne, WY, 82009

Primrose Retirement Community of Cheyenne is conveniently located in Cheyenne, Wyoming, near Interstates 80 and 25, which offers easy access to the Cheyenne Regional Medical Center and Ivinson Memoria … (read more)
Primrose Retirement Community of Cheyenne is conveniently located in Cheyenne, Wyoming, near Interstates 80 and 25, which offers easy access to the Cheyenne Regional Medical Center and Ivinson Memoria … (read more)

Independent Living Facilities in Wyoming (3)