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Independent Living in Wyoming

Home to points of interest, such as the Center of the West museumsscenic tours and exciting events throughout the year, Wyoming offers a unique cultural experience and is well-suited for active retirees. The state’s overall cost of living is a little below the national average, which may enable older adults to maintain their standard of living throughout their retirement years, and a generally comfortable climate provides plenty of opportunities to enjoy local amenities. Its clean air makes it a great option for those with allergies or cardiovascular or respiratory issues, and world-class medical facilities, such as Aspen Mountain Medical Center in Rock Springs and Campbell County Health in Gillette, provide exceptional care. 

Independent living is ideal for older adults who don’t need personal care or skilled nursing services but want a maintenance-free lifestyle with time-saving amenities. These communities are oriented around the interests and needs of residents and typically provide daily meals, social clubs, recreational amenities, housekeeping and grounds services and wellness services. Monthly rates vary depending on the location and amenities offered, but on average, independent living residents in Wyoming pay $2,714 per month for services.

This guide compares Wyoming’s monthly rates to those in nearby states, provides tips on paying for services and highlights some statewide resources available to older adults. 

The Cost of Independent Living in Wyoming

Note: Because there isn’t an authoritative source of cost information for Independent Living, we estimated costs based on the 2021 Genworth Financial Cost of Care Survey. Independent Living is usually 30-40% cheaper than Assisted Living, so we took the Assisted Living costs and deducted 35% to calculate Independent Living costs.

Seniors in Wyoming can expect to pay $215 less per month for Independent Living compared to the national average. Compared to surrounding states, Wyoming’s average monthly cost is also $378 less than Colorado’s and $183 lower than Montana’s. However, it’s higher than Idaho’s by $215, Utah’s by $435 and South Dakota’s by $532.

Seniors have limited data when comparing Independent Living costs in Wyoming’s cities. The capital city of Cheyenne has an average cost of $3,600, which is much higher than the state and national averages. Compared to capital cities in adjacent states, Cheyenne’s cost is higher than Denver’s but only by $25. However, it’s $1,269 higher than Boise’s cost of $2,331 and $1,448 higher than Salt Lake City’s cost of $2,152 per month. Back in Wyoming, it’s second-most populous city Casper also has a higher than average cost. However, it’s lower than Cheyenne’s cost by $451. 

Cheyenne

$3600

Casper

$3149

Denver, Colorado

$3575

Boise, Idaho

$2331

Salt Lake City, Utah

$2152

Independent Living in Wyoming costs $2,710 and rarely provides personalized supportive care, while Assisted Living costs $4,169 and includes hands-on care in senior communities. Aging adults who require continuous attention and regular nursing care may benefit from Nursing Home Care. The higher level of care provided in these senior communities has an average cost of $6,996 for semiprivate rooms or $7,635 for private rooms. Seniors may also opt to receive care in their homes through In-Home Care or Home Health Care, which averages $5,529 monthly for either option. For limited, non-residential care, Adult Day Health Care runs $1,733 in Wyoming.

Independent Living

$2710

Assisted Living

$4169

Adult Day Health Care

$1733

In-Home Care

$5529

Home Health Care

$5529

Nursing Home Care (semiprivate room)

$6996

Nursing Home Care (private room)

$7635

Can You Use Medicare or Medicaid to Pay for Independent Living in Wyoming?

Unfortunately, you cannot use Medicaid and Medicare to help pay the monthly fee for residing in an Independent Living community. For seniors who need help with Activities of Daily Living (ADLs), there may be financial assistance programs available to help cover the cost of care in Independent Living. For more information about financial assistance for those who need a higher level of care, read our guide to Assisted Living in Wyoming.

Read on for more information about using alternative means to make Independent Living more affordable, such as retirement funds, the sale of a home, etc.

Paying for Independent Living in Wyoming

While independent living is a comparatively affordable arrangement for older adults, it’s important to understand options for covering monthly costs. For many, accessing funds from long-term investments or borrowing from or cashing out life insurance policies provides enough money to cover costs. Homeowners may sell their house and use proceeds from the sale toward living expenses or rent it out for regular passive income. A reverse mortgage, which lets the homeowner borrow against their home’s equity, allows them to keep their home while using it to cover services. While Medicare and private medical insurance doesn’t cover services, other policies, such as long-term care insurance, Medicaid and some Medicare Advantage plans, may provide coverage for services, such as meals, transportation and housekeeping, bringing down out-of-pocket costs.  

Independent Living Resources in Wyoming

Numerous government and private nonprofit agencies serve older adults in Wyoming, helping them enjoy their retirement years and maintain their independence. The following resources help older adults find social and recreational programs, volunteer opportunities and community-based services that supplement independent living communities’ amenities.  

ResourceContactService
AARP WyomingMembership Sign-UpAARP Wyoming is a statewide nonprofit membership organization that offers a range of cost-saving discounts and benefits for those aged 50 and over. Through this program, members gain access to exclusive discounts at service providers, stores and restaurants, as well as on travel, home and auto insurance and prescription medications. Members are also entitled to free financial planning, which can help them identify ways to cover independent living services.
Wyoming Military Department | Veterans ServicesContact FormThe Veterans Services Division of the Wyoming Military Department provides advocacy, information and referrals for veterans and their families. Through this division, individuals can get one-on-one help with assessing eligibility and applying for veterans’ and survivors’ pension programs, which provide a monthly cash benefit that can be used toward independent living expenses. The division can also help veterans access benefits, such as tax breaks, park passes, hunting and fishing licenses, free and low-cost medical care and counseling.
Wyoming Department of Health | Aging Division(307) 777-7656 (866) 571-0944 The Wyoming Department of Health’s Aging Division advocates on behalf of state residents aged 60 and over. It administers free and low-cost services under the Older Americans Act, including options counseling, home-delivered and congregate meals, nonemergency medical transportation and information and referrals for community-based services.
Retired & Senior Volunteer Program(800) 942-2677RSVP is a service of AmeriCorps, a nationwide nonprofit organization that helps individuals connect with volunteer opportunities in their communities. Through RSVP, those aged 55 and over get free one-on-one assistance with finding volunteer postings that fit their interests and schedules. Opportunities vary by community but often include sewing stuffed animals and blankets for hospitalized children, tutoring and mentoring services, providing tours in museums and historic sites and distributing food in food banks. In exchange for their service, volunteers receive supplemental insurance, travel reimbursement and recognition at special events.
Wyoming State Health Insurance Information Program(800) 856-4398WSHIIP is a statewide program that provides free, unbiased health insurance options counseling for Medicare beneficiaries. It’s staffed primarily by trained volunteers who help older adults understand their Original Medicare benefits or shop around for private insurance options, such as Medicare Advantage or long-term care insurance, which can help cover independent living costs. The program also helps individuals address denied health insurance claims or canceled Medicare policies.
Wyoming 2112-1-1 (888) 425-7138 Wyoming 2-1-1 connects state residents with government and private nonprofit services in their communities. The service has live agents who are available by phone on weekdays to help older adults connect with public assistance programs, social and recreational activities, volunteer opportunities and retirement communities. It can also help individuals locate preventative care and telemedicine services and financial assistance for medical expenses.
Legal Aid of Wyoming(877) 432-9955Legal Aid of Wyoming provides free civil legal advice, assistance and representation for state residents aged 60 and over. It has multiple office locations throughout the state with licensed legal professionals who help older adults access public benefits, such as Medicare, Medicaid and Social Security. It can also help with reviewing independent living community contracts.

Directory of Independent Living Facilities in Wyoming

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Independent Living in Wyoming

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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