Caring.com
Caring.com

(800) 558-0653

The 10 Best Assisted Living Facilities in White Bear Lake, MN for 2024

Our comprehensive listings and authentic reviews in White Bear Lake, MN below include 104 Assisted Living facilities with 1284 reviews. On average in White Bear Lake, residents and their loved ones rate Assisted Living options 4.46 out of 5 stars.

To support you in your search, our Family Advisors are standing by to provide you with a free, no-obligation care and budget consultation.

We’ve spent hundreds of hours compiling helpful information below these listings, ranging from assisted living costs statistics of in White Bear Lake, to local laws & regulations in the area, to nearby services and programs that can help older adults in the community thrive, and more.

Assisted Living Facilities in White Bear Lake, Minnesota

104 Results


Pets AllowedPhysical TherapyPool / Hot TubVeterans Benefits

Filters

104 Results

Sort By

1

2

3

6

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

On this page:

What to Consider About Assisted Living in White Bear Lake

Assisted living facilities in White Bear Lake follow guidelines set by the Minnesota Department of Health. This department enforces a high standard of care for residents through strict licensing procedures related to care planning, staffing and building requirements. It also conducts random and scheduled inspections and investigates complaints from assisted living residents, staff or visitors.

Benefits and Drawbacks of Assisted Living in White Bear Lake

  • Compared to a state score of 97.2, the cost of living in White Bear Lake is rated 102.5 on a 100-point index based on national norms. This indicates living expenses here are slightly higher than in other Minnesota and U.S. cities. While residents may pay comparatively high rates for groceries, housing and transportation, assisted living may give seniors greater control over monthly expenses compared to living alone. 
  • Violent crime is relatively uncommon in White Bear Lake, with the city rating 10.3 on a 100-point crime index versus a national score of 22.7. While property crime is historically slightly more prevalent, earning the city a rating of 36.8 compared to 35.4 nationally, rates have been trending downward for the past two decades.
  • Minnesota has chilly winters and warm summers, appealing to older adults who enjoy seasonal weather. The city gets 33 inches of rain and 52 inches of snow annually, with precipitation falling 109 days per year, and skies are sunny an average of 195 days annually. Year-round temperatures range from lows of 6 degrees in the winter to highs of 83 in the summer.
  • Overall, health care costs in White Bear Lake come in about 12% lower than national norms, which may benefit seniors managing chronic health conditions. There are 279 doctors per capita compared to the U.S. average of 210, and over three dozen hospitals serve the region. While no hospitals are in the city proper, many assisted living facilities have on-call physicians who provide routine services.
  • Minnesota is among the few states that impose state income taxes on all retirement income, including Social Security benefits. However, those aged 65 and over whose annual income is below $33,700 can deduct up to $9,600, reducing what they owe in state taxes. 
  • Ramsey County, where most of White Bear Lake is located, has a moderate rating of C for 24-hour particle pollution and a passing grade for annual particle pollution levels from the American Lung Association. This may help to support the health and comfort of older adults considering this community for long-term care.

 

Paying for Assisted Living in White Bear Lake

Assisted living communities in White Bear Lake charge estimated monthly rates of $5,163 for care.

The Cost of Assisted Living in Nearby Cities

In White Bear Lake, assisted living residents pay $5,163 per month for housing and services, which is about $660 higher than state and national norms. Other surveyed cities in Minnesota have more economically priced care, with facilities in Duluth charging $5,000 per month for services and rates in Rochester and St. Cloud coming in at roughly $1,000 less than in White Bear Lake. Seniors may save up to $2,000 per month by obtaining care in Mankato as an alternative to White Bear Lake.

White Bear Lake

$5,163

Minnesota

$4,508

United States

$4,500

Rochester

$4,180

Mankato

$3,135

Duluth

$5,000

St. Cloud

$4,100

The Cost of Other Types of Senior Care

Compared to other long-term senior care options in White Bear Lake, assisted living is moderately priced at $5,163. This is nearly $1,900 less per month than the cost of in-home care and home health care. It’s also less than half the cost of nursing home care, which has base monthly rates of $11,708. Adult day health care may be a more budget-friendly alternative, with seniors paying $2,102 per month for this level of care. 

In-Home Care

$7,055

Home Health Care

$7,055

Adult Day Health Care

$2,102

Assisted Living Facility

$5,163

Nursing Home Facility (semiprivate room)

$11,708

Note: Data for White Bear Lake was unavailable, so data for the nearest city, Minneapolis, was used instead.

Financial Assistance for Assisted Living in White Bear Lake

There are several options in Minnesota for seniors who need help covering the costs associated with assisted living. Minnesota's Medicaid plan, Medical Assistance (MA), offers financial assistance to qualified seniors under their managed care programs. For seniors without Medicaid, the state has a few options such as the Group Residential Housing Assistance Program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Minnesota page.

Financial Assistance in Minnesota

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

Free Assisted Living Resources in White Bear Lake

White Bear Lake and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in White Bear Lake, please visit our Assisted Living in Minnesota page.

Assisted Living Laws and Regulations in White Bear Lake

White Bear Lake Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in are required to follow. Visit our Assisted Living in Minnesota page for more information about these laws.

Laws and Regulations in Minnesota

Reviews of Communities Nearby

Assisted Living

Stephanie

I visited this facility

Review of Cerenity Residence - White Bear Lake

We toured Cerenity Residence - White Bear Lake. It was fine. It was an older facility, and the units were smaller, which worked better for us. They provide the main appliances; if you want a...

Read more

Assisted Living

Bloomingal

I am a friend or relative of a current/past resident

Review of The Waters of White Bear Lake

Nice building and grounds. Many times there is no one at the front desk, and sometimes no one answers the concierge door buzzer. Light housekeeping is basically vacuuming, no dusting. They ran...

Read more

Assisted Living

Bryan

I am a friend or relative of a current/past resident

Review of Cerenity Residence - White Bear Lake

My father has moved into The Residence at Cerenity White Bear Lake. It's very good. They have activities every day and they check in on him. As he's improved a little bit, they adjusted his level...

Read more

Helpful Articles

Assisted Living near White Bear Lake, MN

Vadnais HeightsLittle CanadaMahtomediLino LakesHugoNew Brighton

Other Options in White Bear Lake, MN

Business Owners

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.