The 5 Best In Home Care Service in Sunray, TX for 2023
Located in the northernmost part of Texas, Sunray is a small city of less than 2,000 people. U.S. Census data finds that Sunray’s Potter County has a senior population of 13.5%, which means that this area skews a bit younger than the average U.S. region. Sunray’s cost of living is 26% below the national average and, with no state level income tax obligation in Texas, retirement-age adults may find it a financially savvy choice. Hospitals such as BSA Hospital and Northwest Texas Healthcare System, are based in Amarillo.
Due to Sunray’s small size and its proximity to Amarillo, Genworth Financial considers Sunray to be part of Amarillo in its 2021 Cost of Care Survey. According to said study, the area’s average monthly price of home care is $4,052. Home care refers to basic personal, nonmedical care, whereas home health care includes a medical component and is sometimes more expensive.
Below we’ve compiled a comprehensive directory of every home care provider in Sunray– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Sunray, TX
7925 Jones Branch Dr., Suite LL 140, Mclean, VA, 22102
Caring Senior Service
720 South Tyler, Suite 100, Amarillo, TX, 79101
6701 Aberdeen , Suite 5, Lubbock, TX, 79424
Nurses Unlimited – Amarillo
4037 West 50th Street, Amarillo, TX, 79109
Interim HealthCare of Borger, TX
1313 West Wilson, Borger, TX, 79007
Interim HealthCare of Amarillo, TX
3501 S Soncy, Suite 134, Amarillo, TX, 79119
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Paying for Home Care in Sunray, TX
The Cost of Home Care in Sunray, TX
Sunray’s average monthly price for home care is approximately $500 below that of the Texas average, which in turn is approximately $400 below the U.S. average. Genworth Financial finds that Texas prices go even lower in the West Texas city of El Paso and reach their lowest in the South Texas city of Brownsville. Meanwhile, prices peak in the state capital, Austin, where seniors pay roughly 28% more than they do in Sunray. Dallas, another major city where Texans see home care prices that exceed the state average, costs 20% more than Sunray on a monthly basis.
The Cost of Home Care vs. Other Senior Care Options in Sunray, TX
Home health care, which differs from home care in that it offers skilled nursing, shares home care’s average monthly price of $4,052. Seniors living in Sunray’s assisted living facilities pay roughly $550 a month more than those who choose in-home care. Nursing home care doubles that price jump and is roughly $1,100 more expensive than home care. At $1,408 a month, adult day health care is much cheaper than competing options, but is usually used to supplement in-home care.
Home Health Care
Adult Day Health Care
Assisted Living Facility
Nursing Home Facility (semiprivate room)
Note: Data for Sunray was unavailable, so data for the nearest city, Amarillo, was used instead.
Financial Assistance for Home Care in Sunray, TX
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Sunray Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Sunray:
Area Agency on Aging of the Panhandle
Address: 415 Southwest 8th Avenue, Amarillo, TX 79101
Phone Number: (800) 331-2227
The Panhandle Area Agency on Aging advocates for residents ages 60 and older in Moore County and 25 surrounding counties. This AAA plans and coordinates programs that support independence and enhance the quality of life for seniors aging at home. Services include information, benefits counseling, personal care assistance, homemaker services and home-delivered meals. Elders can also access assistance with caregiver support, transportation, minor home repairs, legal aid and referrals to other senior resources.
Texas Department of Aging and Disability Services (DADS) Region 1
Address: 3501-L 45th Street, MC 005-9, Amarillo, TX 79110
Phone Number: (806) 457-5313
The Texas DADS Region 1 office coordinates care programs for older adults and their caregivers in Moore County and the surrounding areas. Services include light chores, personal care, in-home health care, respite care and caregiver support. Participation is subject to eligibility requirements.
Dumas Meals on Wheels
Address: 310 E. 1st, Dumas, TX 79029
Phone Number: (806) 935-4224
Dumas Meals on Wheels delivers hot, healthy meals to homebound elderly Sunray residents who can’t prepare their own food. Volunteers bring meals to participants five days each week, including holidays, regardless of the weather. Dumas Meals on Wheels can accommodate special dietary requests prescribed by a senior’s doctor.
Utility Assistance Program
Address: 1309 SW 8th Avenue, Amarillo, TX 79101
Phone Number: (855) 459-3716
Panhandle Community Services administers the Comprehensive Energy Assistance Program for low-income residents of Sunray and other Panhandle communities. This program can cover up to six monthly utility payments per year. In emergency cases, qualifying households can have portable heating or cooling units installed or repaired. Clients can also receive budget counseling and guidance with energy conservation.
Address: 1900 N. Spring St., Amarillo, TX 79107
Phone Number: (806) 376-4571
Catholic Charities of the Texas Panhandle promotes the well-being and dignity of vulnerable residents throughout the region. Through its Hunger Project, the organization provides a monthly supply of nutritious food to homebound individuals aged 55 and older on a fixed income. Seniors may also benefit from the Adult Eye Care Program, which coordinates free professional optometric and ophthalmologic care including prescriptions and eyeglasses.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.