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The 10 Best Nursing Homes in Palatine, IL for 2024

Palatine is a charming village in Cook County, IL, home to nearly 65,000 residents. Of these individuals, 14.1% are seniors aged 65 and older. The community is well-equipped to serve the needs of its elderly residents, with 24% more physicians per capita than the average U.S. city and access to world-class health care facilities, including Northwest Community Hospital. Additionally, health care costs in Palatine are 12% lower than the national average

Palatine's lower health care costs are reflected in the town's nursing home prices. The Genworth 2021 Cost of Care Survey reports that the average cost of nursing home care in Palatine is $6,996 per month, which is lower than the national median of $7,908. In nursing homes, seniors have access to the support of skilled nursing staff who provide 24-hour supervision, personal care, medication management and medical services for individuals with medically complex conditions. Alternatively, seniors with less extensive medical needs may explore the area's assisted living and home care options.

This guide is designed to provide insight into nursing home care in Palatine, including a comparison of local costs to other cities in the state, some options for financial assistance and a list of senior-focused support resources.

Nursing Home Facilities in Palatine, Illinois

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Nursing Home Costs in Palatine, IL

Seniors in Palatine nursing homes pay an average of $6,996 per month for semi-private rooms, while private rooms average $8,060.

The Cost of Nursing Home Care in Nearby Cities

Palatine's average nursing home costs are $730 higher than the state median, but when compared to the U.S. average, they're over $900 less expensive. Looking at other cities in Illinois, nursing home costs in Rockford are 6.4% higher than those in Palatine, while rates in Springfield are similar at $6,965. Peoria and Decatur are more budget-friendly options, with rates that fall $456 and $578 below those in Palatine, respectively.

Palatine

$6,996

Illinois

$6,266

United States

$7,908

Rockford

$7,445

Peoria

$6,540

Decatur

$6,418

Springfield

$6,965

The Cost of Other Types of Senior Care

Budget, care needs and living preferences are all factors that come into play when selecting the best type of long-term care. Seniors who are still largely self-sufficient may find adult day care to provide an adequate level of assistance, and at $1,842 per month, it's over $5,100 less than nursing care on average. Assisted living facilities are also less expensive than nursing homes at $4,825, though the care isn't as medically focused. For those who wish to age in place, in-home care is available in Palatine for $1,324 less than seniors would pay for nursing home care, as is home health care, which sees costs that are approximately 18.2% lower.

In-Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living Facility

$4,825

Nursing Home Facility (semiprivate room)

$6,996

Nursing Home Facility (private room)

$8,060

Note: Data for Palatine was unavailable, so data for the nearest city, Chicago, was used instead. 

Financial Assistance for Nursing Home Care in Palatine, IL

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one's stay in a nursing home and a portion of the costs until day 100. After 100 days, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those who need long-term care will have to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the cost of living expenses in a skilled nursing facility for qualifying seniors. Care and room and board are covered with no time limit, but residents may be charged for extras such as specially prepared food or cosmetic services. Medicaid eligibility requirements are strict and complex, so not all seniors qualify for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren't available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about local financial assistance programs for seniors.

Reviews of Communities Nearby

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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