In Vermont, financial assistance for assisted living is available for seniors aged 65 and older who require nursing-home-level care, live in or plan to move to a licensed assisted living facility and do not exceed the monthly income cap of $2,250. Financial assistance is provided by Assisted Community Care Services, a division of Vermont’s Medicaid program.

Average Costs of Assisted Living in Vermont

Assisted living in Vermont costs an average of $5,250 per month, according to Genworth’s 2021 Cost of Care Survey. Vermont’s statewide average costs are significantly higher than the national average of $4,500. In the Burlington area, costs are significantly higher at $6,371 per month. According to Genworth’s data, assisted living costs in Vermont have decreased by 1.13% since 2020. 

Vermont has lower monthly assisted living costs than much of the New England region. New York has the lowest average costs overall at $4,580 per month, followed by Connecticut at $5,129. Maine averages $5,865 per month, while New Hampshire averages $6,053. Massachusetts and Rhode Island have the highest monthly costs at $6,500 and $6,826, respectively. 

  • Vermont: $5,250
  • Maine: $5,865
  • New Hampshire: $6,053
  • Massachusetts: $6,500
  • Connecticut: $5,129
  • New York: $4,580
  • Rhode Island: $6,826

More Ways to Finance Assisted Living in Vermont

Seniors who do not qualify for financial assistance through Medicaid can explore other options to finance their assisted living care. Some of these options include:

Financial assistance for veterans: Veterans and their families can take advantage of pension programs through the VA that can help cover assisted living costs at home or at VA nursing homes. 

Attendant Services Program: Seniors who require assistance with activities of daily living and wish to remain in their homes can hire family members or friends to provide care attendant services. Spend Down Program: Seniors who make more than Medicaid’s income limit of $2,250 may still be eligible for financial assistance if they can prove that most of their income goes to medical bills and expenses. This is also referred to as the “Medically Needy” program.