Seniors in Maryland are considered low income if they have an income of $12,880 per year or less, according to Federal Poverty Guidelines. The United States census shows that 11.4% of the population fits into this category. The state and federal governments offer several programs that are intended to improve the lives of low-income seniors.

Medicaid Income Limits

For seniors, as well as the blind and disabled, the income limit for Medicaid benefits is $3,399 per month. If seniors don’t qualify for general coverage, there are waiver programs that offer assistance with services such as home health care, personal care, transportation and medical equipment. Certain Medicaid waivers might have different income requirements, including limits on the number of assets a beneficiary can have. Other programs in Maryland that are targeted at low-income residents may have additional requirements.

Other Low-Income Programs in Maryland

Medicaid is not the only benefit that seniors who are financially struggling can take advantage of in Maryland. The following table provides some information about state programs that are targeted at low-income seniors:

Program

Income Limit

Benefit

Maryland Energy Assistance

$1,982

This program helps residents catch up with their energy bills and provides weatherization services. 

Low Income Household Water Assistance 

$3,324

Water assistance offers up to $2,000 for seniors who need help paying their water or wastewater bills. 

SNAP

$2,265

The Supplemental Nutrition Assistance Program helps seniors pay for groceries. 

Transportation Assistance Program 

Varies by location

This program provides rides for seniors in Maryland who don't own a vehicle and can't access public transportation.