Low-income seniors in Georgia are defined as those who have a yearly income of no more than $14,580 for a family of one. This amount is based on the Federal Poverty Level (FPL) guidelines. The poverty level increases depending on the number of individuals who live within the home. Poverty guidelines change each year depending on income and the average cost of food and are consistent across all continental states.

Income vs. Cost of Living Rates

When choosing a place to retire, low-income seniors may find it beneficial to explore cost of living rates throughout the state. Seniors with incomes within the FPL guidelines may find it difficult to make ends meet in areas with a high cost of living. The average cost of living in Georgia is $38,165 per year. In the northwest corner of the state in Rome, the cost of living is 20% lower than the state average, while in Columbus, the cost of living is almost 25% less.

State Benefits for Low-Income Seniors

Low-income seniors in Georgia can receive state benefits to pay for residential and in-home care, including assisted living and nursing homes. One benefit is the Community Care Services Program, which operates under the Elderly and Disabled Waiver. This waiver pays for personal care services for seniors at home and in a community setting, including meals, adult day health, case management, home health care and activities of daily living.