In Connecticut, seniors receiving less than 80% the median annual income for the state are considered low income. According to the 2021 U.S. Census, median annual income per capita in Connecticut is $47,869, compared to the national per capita median annual income of $37,638 per year, and 80% of Connecticut’s median annual income is $38,295.20 per year, or $3,191.27 monthly.

However, many low-income programs use a much lower number to determine eligibility for participation, using the Federal Poverty Level as a threshold for qualification. Connecticut’s Medicaid program, for example, serves seniors 65 or older, or disabled adults of any age earning less than $18,075 gross income per year, or just $1,506.25 per month.

What is the Difference Between Low Income and Poverty Level?

The difference between low income and poverty level is that low income is defined as any income up to 200% of the poverty level, whereas anything below the poverty level is considered in poverty. The federal poverty level in 2022 is considered any income under $13,590 for a one-person household. That number increases by $4,720 per year per member of the household. For example, a household of two would be considered in poverty if the total household income were less than $18,310. In Connecticut, 10.1% of people live in poverty, according to the 2021 U.S. Census. 

Is There Financial Assistance Available in Connecticut for Low-Income Seniors?

There are several programs offered in Connecticut to assist low-income seniors with needs ranging from housing, energy and food to providing home health care and assistance with long-term care. Low-income seniors in Connecticut needing long-term in-home care may qualify for personal services, nursing care and homemaker services as needed with a Medicaid waiver. 

The Connecticut Home Care Program for Elders (CHCPE) also assists low-income Connecticut seniors who are at risk of being placed in a nursing home to keep them living at home. This program has no income limits for participation but may require seniors who do not qualify for Medicaid to pay for a portion of their care.