The state of Mississippi pays for in-home care for some seniors. However, eligibility rules vary depending on the waiver program. Seniors must meet specific income, resource eligibility and health requirements to receive funding for in-home care. Mississippi seniors looking for funding for in-home care can apply to one of two waiver programs that help cover the cost of this care.

Independent Living Waiver Program

Mississippi’s Division of Medicaid and the Department of Rehabilitation Services work together to oversee the state’s Independent Living Waiver Program. This program is designed for individuals who, without the program, would require full-time nursing care.

Eligible recipients of this waiver must have severe orthopedic and neurological impairments to qualify. They also must be Medicaid eligible, receiving Supplementary Security Income (SSI) or other Medicaid services. If approved, seniors can obtain in-home care through the Independent Living Waiver Program.

Elderly and Disabled Waiver Program

The Elderly and Disabled Waiver Program is managed by Mississippi’s Office of Long-Term Care. Registered nurses and social workers collaborate to screen individuals to determine whether they are medically eligible to receive in-home care. They also must meet income requirements to qualify. Seniors must be receiving Supplemental Security Income (SSI) and must not have an income higher than 300% of SSI. Once approved, several services can be provided for qualifying seniors, including in-home care.