Can You Continue Driving While Receiving In-Home Care Services?

Author: Sarah Williams

Reviewed by: Catherine Braxton

Yes, you can continue driving while receiving in-home care services as long as you can drive safely and are appropriately licensed to do so. Some seniors are still able to drive despite needing other assistance with everyday tasks. However, being able to drive may affect public funding eligibility.

Common In-Home Care Services

In-home care aides support seniors to remain at home as they age. They help older adults complete challenging tasks while encouraging their independence. Duties vary widely, depending on an individual’s needs and preferences. While some seniors require significant assistance with several activities of daily living, others may need a little support around the home or benefit from companionship. Examples of in-home care services include:

  • Personal care, such as bathing, dressing, transferring and toileting
  • Meal preparation
  • Medication reminders
  • Light housework and laundry
  • Help with paying bills
  • Companionship
  • Transportation

Unlike home health care, in-home care doesn’t include skilled nursing care, medical attention or rehabilitation therapies.

Paying for In-Home Care

Older adults have a variety of financial options to consider when it comes to in-home care. They can self-pay from their private resources, such as savings and pension income. Senior homeowners aged 62 or older might also take out a reverse mortgage. When using these payment methods, seniors can contract independently with home care agencies regardless of their needs, abilities or driving status. Additionally, needing assistance with at least two daily activities often triggers long-term care insurance payouts, which seniors can use to pay for home care.State Medicaid plans may cover in-home care, typically through Home and Community-Based Services waiver programs. However, individuals must meet strict eligibility criteria. Although conditions vary among states, many impose functional level-of-care requirements. The VA Aid and Attendance allowance provides an extra payment for qualifying VA pension recipients. Although driving doesn’t automatically exempt people from qualifying for benefits, it may also mean they don’t fulfill the requirements to receive benefits.