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What Is the Least Expensive Cell Phone Plan for Seniors?

Date Updated: July 28, 2025

Written by:

Rachel Lustbader

Rachel Lustbader is a writer and editor with a background in healthcare and technology. Her work has been published on websites including HealthCare.com, BiteSizeBio.com, BetterHelp.com, Caring.com, and PayingforSeniorCare.com. She studied health science and public health at Boston University.

Both of Rachel’s grandmothers had very positive experiences in senior living communities, and Rachel saw firsthand the impact that kind, committed caregivers and community managers can have on seniors’ and their family members’ lives. With her work at Caring, Rachel hopes to help other families find communities, caregivers, and at-home products that benefit elderly loved ones and make life less stressful for family caregivers

The least expensive cell phone plan for seniors is Mint Mobile’s 55+ plan. This affordable plan helps keep cellular costs low for seniors on a budget. Customers 55 and older pay only $15.00 a month for unlimited talk, text and data, and there are no activation fees or long-term contracts. Because Mint Mobile uses T-Mobile’s cellular service, seniors have access to the largest 5G network in the nation for an affordable price. Seniors can also keep start-up costs down by using their existing unlocked phone with Mint Mobile’s SIM card.

In comparison, Lively offers seniors a Value Talk & Text plan for $14.99 a month that includes talk and text but no data. The plan includes 300 minutes, and each text sent costs 10 cents, making it a budget-friendly choice for seniors who don’t use their cell phones very often.

Why Mint Mobile Is Our Top Pick for the Least Expensive Cell Phone Plan for Seniors

Mint Mobile’s 55+ plan offers seniors 55 and older unlimited talk and text and includes 5GB of data for seniors to search the internet from their smartphone. There’s no need for seniors to change their phone number when they sign up, and the company offers discounts for new customers. Besides having one of the most affordable cellular plans for seniors, Mint Mobile also charges no overage fees if users exceed the allotted 5 GB of data.

While looking for the least expensive cell phone plan for seniors, we considered the monthly price and how much talk, text and data was included. Our findings are listed below.

Company and Carrier

Monthly Cellular Cost

Features

Additional Cellular Options

Mint Mobile

$15.00

Unlimited talk, text and data

5G network

Works with all unlocked phones

Lively (Verizon)

$14.99

Includes 300 minutes of talk time, and texts are an additional 10 cents each

Unlimited Talk & Text plan for $19.99 per month, and data plans start at $2.49 monthly

Consumer Cellular (AT&T)

$15.00

Unlimited talk

Mix-and-match plans with talk, text and data range from $20.00 to $55.00 per month.

For more information about this product, please read our full product review of Mint Mobile.

Other Inexpensive Cell Phone Plans for Seniors to Consider

Lively’s Value Talk & Text plan, at $14.99 a month, is a good choice for seniors who don’t use their cell phones often and rarely send text messages. However, seniors who spend more time talking to family and enjoy texting with their grandkids may want to consider Lively’s Unlimited Talk & Text plan for $19.99 per month.

Lively offers plans for seniors based on their budget and cell phone use

Lively’s Unlimited Talk & Text plan allows seniors to talk and text as much as they’d like without any overages or additional charges. This inexpensive plan makes it easy for older adults to stay in touch with family and friends. It’s also beneficial for those who don’t have a landline at home. Data plans can be added with prices starting at $2.49 per month for 100 MB and up to $30 per month for unlimited data.

To learn more, please read our full product review of Lively

Consumer Cellular offers an inexpensive talk plan and mix and match talk, text and data plans

Seniors can customize their cell phone plans with Consumer Cellular, mixing talk, text and data based on their use. The least expensive plan at $15.00 per month includes unlimited talk only, without texting or data. Seniors who want the ability to text and surf the web can choose from varying amounts of minutes, texts and data to create a money-saving plan that includes only what they need.

To learn more, please read our full product review of Consumer Cellular.

Learn More About Cell Phones for Seniors

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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