Memory Care Facilities in Satsuma, AL

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Satsuma, an Alabama town that's known for having low crime rates, has a population of 6,159, and some of those residents are part of the 92,000 people in Alabama with Alzheimer's disease. There is one memory care facility located within the small city. Like other facilities within the state, that facility is referred to as a specialty care assisted living facility. It's licensed and regulated by the Alabama Department of Public Health Provider Standards. In addition to standard licensing, specialty assisted living facilities also have to carry a separate certification from the state Board of Health.

• The overall cost of living in Satsuma is 5 percent lower than the national average but 6 percent higher than the state average. Unfortunately, this includes the cost of healthcare services, which averages 6 percent lower than the national average and 8 percent higher than the state average. Because of this, area seniors may have some trouble finding affordable healthcare options.
  
• Satsuma weather is warm year-round, making it easy for family members to take seniors residing in memory care units outside. The low average temperature in January is 51 degrees Fahrenheit, and the high average temperature in August is 81 degrees Fahrenheit. However, it is possible for summer temps to reach into the 90s, which could be a problem for seniors who have bad reactions to excessive heat.
  
• Seniors in Satsuma aren't required to pay income tax on Social Security income or pension payments. This should leave some extra funds available to cover monthly memory care expenses. However, withdrawals from retirement accounts are fully taxed at a rate of 5 percent.
  
• The Satsuma area has no facilities from which to choose in the event of a medical emergency or illness, with the nearest major hospital specializing in brain health and dementia care located in Mobile.

Memory Care costs in Satsuma start around $0 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Satsuma and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Alabama page.