What to Consider About Assisted Living in Bel Air

Many residents consider Bel Air “the heart of Harford County,” which they officially deem the “new center of opportunity.” Seniors can enjoy Bel Air’s historic preservation, arts and culture. Americans voted Bel Air the seventh best city for a healthy retirement. The town has six assisted living facilities for seniors to choose from, and 39 other communities nearby. Each facility provides care and remains safe due to the Department of Health and Mental Hygiene regulations.

Benefits and Drawbacks of Assisted Living in Bel Air

  • In Maryland, unlike places such as California, there are four definite seasons. It rains, snows or has other precipitation 22 percent, or 81 days, of the year. During the winter months, Bel Air receives 22 inches of snow annually. 
  • The American Lung Association gives Bel Air an “F” rating because the town has many high ozone days. Compared to Washington, D.C. or Baltimore, 39 percent of its population, mainly those age 65 and over, have a reduced risk of experiencing complications due to Bel Air's quality of air.
  • The cost of living index is significantly higher in Bel Air (126) and all of Marlyland (125) than the national index (100). Low-income seniors may not be able to save money here.
  • The crime rates of both violent and property crime in Bel Air is higher than national rates. Seniors are advised to take safety precautions when traveling out of their assisted living communities.
  • Bel Air has a walk score of 73, so active seniors can get around the city with ease for errands and fun. In Bel Air, seniors can shop along the Potomac River boardwalk, have a flavorful dining experience with celebrity chefs, take a leisure walk in Heavenly Waters Park or visit the Hays House Museum. 
  • The Bel Air area is home to world-class medical facilities, including the University of Maryland Upper Chesapeake Medical Center and Harford Memorial Hospital, in the event of medical emergencies or illness. 


Paying for Assisted Living in Bel Air

Average Monthly Costs

Cities in Maryland

$4,800.00 Bel Air
$4,000.00 US
$2,800.00 Edgewood

Assisted Living costs in Bel Air start around $4,800 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Bel Air and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Financial Assistance for Assisted Living in Bel Air

Many seniors in Bel Air and all of Maryland receive help to pay for care with Medicaid’s Home and Community Based Waiver if they meet the eligibility criteria. Also, for those who qualify, another source of financial support is available in Bel Air for long-term care with the Senior Assisted Living Group Home Subsidy Program.    

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.


Free Assisted Living Resources in Bel Air

Bel Air and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.


Assisted Living Laws and Regulations in Bel Air

Bel Air-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.