What to Consider About Assisted Living in San Carlos

San Carlos is an affluent bedroom community located near California's Silicon Valley, just north of San Jose.  Residents of the "City of Good Living" enjoy the small town feel with the convenience of living close to the Bay metro area. Of these 30,000 residents, 14.6 percent are seniors over 65. There are six assisted living facilities in San Carlos to care for this population. In California, assisted living facilities receive licensing through the Department of Social Services. Its Senior Care Licensing Program is designated to monitor residential care facilities for the elderly and continuing care retirement communities.

Benefits and Drawbacks of Assisted Living in San Carlos

  • Weather in San Carlos is temperate year-round, with warm summers and no winter snow. July high temperatures average around 78 degrees, January lows are 42 and annual rainfall is light. Seniors sensitive to the heat may find relief here. 

  • On a scale of 1 to 100, with 1 being the safest, violent crime rates in the San Carlos area are 26.7, compared to the U.S. average of 31.1. Property crime rates are 31.2, compared to the U.S. average of 38.1.  

  • The cost of living in San Carlos is 394, compared to a U.S. base of 100. Health care is on par with the average, and grocery costs are slightly higher. Housing costs, however, are more than 10 times the national average, which may affect seniors on a fixed income. 

  • There are several options for public transportation in San Carlos. The Bay Area Regional Transit (BART) lines offer light rail and buses in the Bay area and the surrounding communities. Paratransit and discounted fares are available for seniors and those with a qualifying disability. Caltrain provides light rail service through the San Jose and Bay area regions. Seniors, the disabled and Medicaid cardholders are eligible for discounted fares. 

  • San Carlos has an array of community resources for seniors, including the San Carlos Adult Community Center, an organization that offers social and recreational activities for seniors, including assistance for housing, health screens, organized game nights and group outings. 

  • The Carmichael area is home to world-class medical facilities, including Sequoia Hospital - San Carlos and Hospital San Carlos Altamirano, in the event of medical emergencies or illness.


Paying for Assisted Living in San Carlos

Average Monthly Costs

Cities in California

$5,186.00 Belmont
$5,003.00 Burlingame
$5,000.00 Menlo Park
$4,710.00 San Mateo
$4,166.00 Foster City
$4,063.00 Redwood City
$4,000.00 US

Assisted Living costs in San Carlos start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in San Carlos and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Financial Assistance for Assisted Living in San Carlos

Senior citizens in California, as well as those with a qualifying disability, may be eligible for the Assisted Living Waiver (ALW), which is a Home and Community-Based Services (HCBS) waiver that was created by legislation that directed the California Department of Health Care Services (DHCS). Los Gatos residents may find this especially helpful to afford senior care. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in California page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.


Free Assisted Living Resources in San Carlos

San Carlos and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.


Assisted Living Laws and Regulations in San Carlos

San Carlos-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in California are required to follow. Visit our Assisted Living in California page for more information about these laws.