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How Much per Hour for a CNA Home Visit Care?
Date Updated: December 16, 2024
Written by:
Lauren Thomas is a seasoned writer that specializes in long-term care, with a special focus on dementia-related topics. She holds a degree in counseling and uses her knowledge and experience to create insightful content that gives seniors and families the information they need to make important care decisions.
Reviewed by:
Kristi Bickmann, a licensed Long-Term Care Specialist, represents top-rated "Traditional" & "Hybrid" LTC companies. Serving associations such as the American Nurses Association, she's a licensed insurance agent in 27 states. Specializing in insurance products for seniors, Kristi helps hundreds of families every year protect assets, retirement, and loved ones. She understands aging concerns firsthand, having assisted her own parents. Kristi ensures accuracy on topics about senior long-term care and its consequences.
The cost per hour for CNA home visit care averages around $33. However, the rate you pay may vary considerably based on where you live and the scope of services you need. Depending on financial aid in your state, your functional needs and your income and assets, you may have several options for paying for this level of care.
What Services Do CNAs Provide?
CNAs, or certified nursing assistants, provide basic medical care, often under the supervision of a licensed health care professional. Services may include:
- Nonemergency medical transportation
- Medication administration
- Catheter and wound care
- Pain management
- Management of chronic health conditions
- Nutrition therapy and feeding tube assistance
- Assistance with personal care, including oral and personal hygiene, toileting and dressing
This level of care, commonly called home health care, accommodates skilled nursing needs while letting clients avoid, postpone or shorten the duration of nursing home care while treating an injury or illness. A doctor or other health care provider must order care and typically provide referrals to specific agencies.
How Much Does Home Care Cost?
According to the 2024 Genworth Cost of Care Survey, CNAs charge a median hourly rate of $33, meaning you can expect to pay around $6,292 monthly for 44 hours of weekly care. However, where you live significantly impacts the cost you pay for services. For example, in Mississippi, the baseline monthly rate for care comes in near $4,195, while seniors in Maine pay considerably higher fees of roughly $8,008. Additionally, prices vary within each state depending on factors such as local living costs and availability of services.
How to Pay for Home Care
While CNA care costs can run high, many seniors qualify for financial assistance. For example, Medicaid may cover services through Home and Community-Based Services waivers, though the scope of coverage and eligibility criteria vary considerably across different states. Additionally, Original Medicare pays for part-time or intermittent home health care services for qualified individuals, and some Medicare Advantage and Medigap plans have expanded coverage for nonmedical home-based services.
In addition to obtaining financial assistance through state and federal health insurance programs, many home health care clients use long-term care insurance, life insurance benefits and veterans' benefits to pay for care. Along with these options, reverse mortgages and annuities can provide access to funds.