How Much Does Home Health Care Cost?

Home health care costs a median rate of $6,292 per month in the United States, according to Genworth's 2024 Cost of Care Survey. Specific costs vary based on several factors, including location, the level of care and specialized services needed, and the provider's qualifications.

U.S. home health agencies charge $6,292 per month, or $33 an hour. However, geographical location plays a role in determining home health care costs, with rates differing by state and city. Urban areas typically attract higher rates due to increased demand and operating costs. Some high-cost areas, such as Maine and South Dakota, see rates exceeding $8,008 per month, or $42 per hour. Other areas offer more affordable care. In Mississippi, the median cost for home health care runs $4,195 per month, or $22 per hour.

The level of care required also affects pricing. Certain medical services and therapies, such as physical therapy, medication administration and IV therapy, can incur higher costs due to the specialized training and equipment needed to perform them safely. Additionally, the qualifications and experience of caregivers can impact costs. For example, registered nurses charge higher rates than certified nursing assistants and home health aides.

Home health care encompasses medical and nonmedical support offered in a senior's home. Usually prescribed by an individual's physician, it involves the support of specialized medical workers, such as skilled nursing professionals or licensed therapists. Home health aides offer assistance with medical services, including medication administration, diabetes management, wound care, catheter care and physical therapy. In addition to hourly rates, agencies may charge additional fees for transportation, medical supplies or emergency response systems.

Seniors who don't require extensive skilled nursing services may explore different in-home care options. In-home care provides nonmedical support with activities of daily living, such as bathing, grooming, meal preparation and housekeeping. As its services don't involve medical care, in-home care typically costs less than home health care, with the national median falling around $5,720 per month, or $30 per hour.

Navigating the complexities of home health care can be daunting for seniors and their families. Consider consulting with a financial advisor or an elder care specialist who can develop an appropriate care plan and offer helpful tips for hiring an in-home caregiver. Your local Area Agency on Aging can assist with accessing information and resources about care options and resources.

Many available financial resources can help ease the burden of home health care costs. As many services involve medical care, Medicare coverage often extends to home health care. Additionally, individuals may consider long-term care insurance, veteran's benefits or Medicaid waivers.