There are 242 assisted living communities in the state of Alabama. These communities are scattered throughout the state and located within most major cities. Assisted living communities provide residential long-term care for seniors who want to maintain their independence while receiving varying levels of care. This includes assistance with personal care needs, such as bathing, grooming, toileting, housekeeping and meals.

What’s the Cost of an Assisted Living Community?

According to Genworth’s 2021 Cost of Care Survey, the average monthly cost of an assisted living community in Alabama is $3,503 per month or around $42,030 annually. Care can vary throughout the state depending on the exact location, the type of housing and the number of amenities. In Huntsville, located in the far northern part of the state, assisted living communities cost an average of $3,345 per month, and in Birmingham, near the center of the state, the cost is $4,028. In the state’s far southwestern city of Mobile, the cost of care is $3,523 per month.

Is Assisted Living Covered by Insurance?

In Alabama, Medicaid waivers pay for limited personal care assistance for qualified individuals in assisted living communities. Medicare typically doesn’t cover any of the cost unless the services are medically necessary. Some long-term care insurance plans cover part of the cost of assisted living, depending on what the policy covers.