New Mexico does pay for in-home care. However, there are limitations to what is covered and who qualifies for this aid. Eligible seniors may be able to get some assistance through Medicare and Medicaid for specific home care services. There are other programs that may help cover the costs of in-home care in New Mexico. Read on to see if you or a loved one qualifies for services available throughout the state.

New Mexico Medicare and Medicaid Home Care Benefits

While Medicare doesn’t typically pay for long-term nonmedical home care, some personal care services, such as help getting dressed or eating, may be covered under certain circumstances. Medicaid in New Mexico, on the other hand, covers home care under the Aged, Blind and Disabled program. This includes help with daily living activities, personal care assistance and home health care, as long as it’s provided by a licensed professional.

Known as Centennial Care, New Mexico’s Medicaid program offers the Community Benefit Waiver to help eligible seniors gain access to long-term care services to help maintain their independence without requiring nursing home placement. This waiver may include personal care assistance, adult day care, respite care and private duty nursing. Services are available based on individual needs. The Community Benefit Waiver allows eligible seniors to choose their own care provider, including family members. If you don’t qualify for full-coverage Medicaid, an allocation for the Community Benefit program may still be available. Contact the New Mexico Aging and Long-Term Services Department Aging and Disability Resource Center for more information regarding this program and how to apply.

New Mexico Department of Health

Homemaker/Direct Support Services, through the New Mexico Department of Health, are available to some individuals at least 21 years old. This service is provided regularly to help with activities of daily living, household chores and companionship for socialization. These services can be provided in the individual’s home or within the community, based on needs and preferences.

In-Home Living Supports are also available to people aged 18 and older, depending on the qualifying condition or disability they have. This service is provided routinely for a minimum of 4 hours daily. Hours provided are based on the individual’s needs and may consist of 24 hours of help per day. A plan of care must be established with specified hours and days of service. In-home living support services are paid at a daily rate, not on an hourly basis.