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Assisted Living Communities in Winter Garden, Florida

Situated on Lake Apopka, about 15 miles outside downtown Orlando, Winter Garden offers diverse senior care solutions through access to 40 assisted living facilities, including 4 within its limits. Cost information from 2024 puts local assisted living costs at around $3,823 monthly, offering about $900 in savings over the Florida median and coming in well below the nationwide norm of...

Directory of Assisted Living in Winter Garden, FL

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The Cost of Assisted Living in Nearby Cities

In Winter Garden, assisted living facilities charge about $3,823 per month, according to the 2024 Genworth Cost of Care Survey. This rate runs well below the Florida median of $4,750 and the national norm of $5,350. Local prices also track lower than costs in many nearby cities. For example, seniors pay roughly $5,292 in Lakeland, and facilities in Sebastian charge around $5,500.

Winter Garden

$3,823

Florida

$4,750

The United States

$5,350

Ocala

$3,969

Deltona

$4,000

Lakeland

$5,292

Sebastian

$5,500

Paying for Assisted Living in Winter Garden, FL

Financial Assistance for Assisted Living in Winter Garden

Residents of assisted living facilities in Winter Garden may be eligible for financial assistance through the Medicaid Long Term Care Program and the Assistive Care Services waiver. Additional funding may also be available for the Optional State Supplement for seniors who receive Social Security income.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

The Cost of Other Types of Senior Care

Assisted living rates in Winter Garden hover near $3,823 per month. While this outpaces adult day health care fees of approximately $1,322, it offers affordability compared to other alternatives. For example, in-home care costs around $4,004, and seniors pay roughly $5,911 for home health care. Nursing home fees come in even higher at about $9,201.

In-Home Care

$4,004

Home Health Care

$5,911

Adult Day Health Care

$1,322

Assisted Living Facility

$3,823

Nursing Care Facility (semiprivate room)

$9,201

Note: Since data for Winter Garden is unavailable, we used data for the nearest city, Orlando, instead.

Free Assisted Living Resources in Winter Garden

Seniors in Florida often live on a fixed income. Therefore, free resources that are available in their community can help them maintain their budgets. The following organizations help seniors resolve legal issues, negotiate difficult health care issues and thrive in assisted living facilities.

ResourceContactService
Senior Resource Alliance Florida (SRA)407) 423-5311 or 800-963-5337The Senior Resource Alliance operates as the local Area Agency on Aging for the Central Florida region, including Winter Garden. It coordinates services for elders with other organizations in the area. The SRA offers numerous resources, such as transportation, senior centers, nutrition for needy elders and help selecting an assisted living facility. The SRA is also the starting point for seniors who want to access other services funded by the state or federal governments.
Florida Ombudsman Program(888) 831-0404Florida ombudsmen act as advocates for seniors who live in assisted living facilities. Ombudsmen investigate alleged complaints and work to resolve the issue between the senior and the facility once they complete their investigation. Ombudsmen ensure that facilities comply with regulations and treat seniors with dignity and respect. The ombudsmen also educate the larger community about the rights enjoyed by seniors in long-term care facilities.
Florida Elder Law(888) 895-7873Seniors aged 60 and older who need legal assistance on civil matters can turn to the Elder Law Project. It provides legal assistance on many issues, including probate, advance directives, living wills, family law, Medicare or Medicaid and assisted living. Eligible seniors can call the Elder Law Hotline 24/7 and make an appointment to speak with a lawyer.
Florida SHINE(800) 963-5337Serving Health Insurance Needs of Elders (SHINE) offers free, unbiased and confidential counseling on health care insurance for seniors eligible for Medicare or their caregivers. Counselors can provide information on the differences between Original Medicare and Medicare Advantage Plans and which one might best suit an individual. They can also explain how to purchase long-term care insurance and determine if a senior needs Medigap coverage or a Part D prescription drug plan. No counselor works for a health care company nor will they ever advise a senior to purchase a particular commercial plan.

What to Consider About Assisted Living in Winter Garden

The Agency for Health Care Administration, Bureau of Health Facility Regulation monitors and licenses assisted living facilities in Florida. The agency issues standard licenses for regular assisted living facilities and three additional types of specialty licenses that allow providers to offer personal care and limited nursing services to seniors.

Benefits and Drawbacks of Assisted Living in Winter Garden

  • Winter Garden has a relatively high cost of living that’s 14 points above the national average. However, the overall cost of health care, including assisted living, is approximately three points below the national average.
  • Winter Garden receives significant rain, about 14 more inches than the national average of 38 inches, but there’s no snow and an extra month of sunny days beyond the national average of 205. It scores a 6.8/10 on the BestPlaces Comfort Index, making it average for Florida. Additionally, it scores a 9 in winter, which is one reason why it’s so popular with Northern seniors.
  • Winter Garden has above-average water quality, scoring 60/100 compared to the national average of 55. Air quality is average with a 57/100 versus the U.S. median of 58.
  • Violent crime is not a significant concern for seniors in Winter Garden with the community scoring 18.5/100 compared to the national average of 22.7. However, property crime is worrying  with a 44/100 compared to the national average of 35.4.
  • Florida is an ideal spot for seniors looking to save money on taxes. There’s no state income tax, so there is no tax on retirement benefits of any kind, such as Social Security, 401(k)s or pensions. Seniors aged 65 and older who’ve been living in Florida for at least 25 years may be eligible for a 100% property tax deduction.
  • Residents aged 60 and older who live in Orange County can receive a free ride to the Orange County Convention Center vaccination site or the Valencia College West Campus vaccination site. LYNX transportation provides all rides.

Assisted Living Laws and Regulations in Winter Garden

Winter Garden-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Florida are required to follow. Visit our 

Reviews of Communities Nearby

Assisted Living

Denise

I visited this facility

Review of Golden Pond Communities

Golden Pond Communities was a very old facility. If you'd like to be able to smoke and sit outside, they have their own patios there, so that's one perk, but the place needs to be updated. The...

Read more

Assisted Living

James

I visited this facility

Review of The Summit of Winter Garden

The Summit of Winter Garden was the best of the places I visited. They made sure I knew right away that they did not take Medicaid. The person who did the tour was very knowledgeable about what was...

Read more

Assisted Living

Karen

I visited this facility

Review of Golden Pond Communities

I found Golden Pond for my ex husband. There's two things that I like. I like that they don't have levels of care. There's just a set fee. So, a lot of times they have the rent or whatever the...

Read more

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Other Options in Winter Garden, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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