Assisted Living Communities in Oviedo, Florida

Seniors in Oviedo pay approximately $4,000 per month for assisted living, which is hundreds of dollars below the national average of $4,500 and equal to Florida’s norm. Seniors may save money by obtaining care in nearby cities such as Ocala and Lakeland, where respective monthly fees come in at $3,850 and $3,300. However, most other cities have higher median rates. In Palm Bay, care costs exceed Oviedo’s average at $4,461, and in The Villages, seniors pay $5,208 for services.

On average, assisted living facilities in Oviedo charge monthly rates of $4,000.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Assisted living is one of the more cost-effective long-term care options in Oviedo, with monthly median rates coming in at $4,000. This offers significant monthly savings over the cost of in-home care or home health care, which averages $4,767 and doesn’t include housing expenses. Nursing home care is even costlier at $8,060, but adult day health care is more affordable at $1,463.

The Florida Agency for Health Care Administration licenses and monitors assisted living facilities in Oviedo and enforces guidelines related to building requirements, care planning, nutrition services and staffing. The department also investigates reports of substandard care and publishes information on residents’ rights.

• The cost of living in Oviedo is relatively high, which may affect seniors’ ability to maintain their preferred standard of living on fixed incomes. Groceries, housing, transportation and expenses such as restaurant meals and clothing are higher here, but opting for assisted living may provide greater control over monthly expenses.
• Crime is relatively uncommon in Oviedo, promoting an environment many seniors are seeking for their retirement years. On a 100-point crime index, the city scores 15.4 for violent crime and 21.3 for property crime, compared to national norms of 22.7 and 35.4. Its per-capita crime rates put it in line with similarly sized cities, such as Winter Springs, and are lower than in nearby cities, such as Casselberry and Longwood.
• As is typical of the region, summers in Oviedo have high temperatures in the low 90s and stifling humidity, but other seasons are pleasant, with daytime temperatures in the comfortable 70-85-degree range. Assisted living facilities have indoor social and recreational activities throughout the year, and many have fitness centers and pools, letting residents maintain an active lifestyle even when outdoor temperatures are too high for comfort.
• Health care costs in Oviedo are consistent with national norms. While there are only 177 doctors per capita compared to 210 nationally, the city is home to Oviedo Medical Center, promoting access to diverse primary and specialty care as well as emergency services. Assisted living facilities often have telemedicine services and visiting physicians to further improve access to care.
• Florida is among the few states in the nation without an income tax, meaning seniors don’t pay state income taxes on pension income, Social Security benefits or withdrawals from retirement savings accounts. This may leave more money available for long-term care expenses in Oviedo.
• Oviedo’s exceptional air quality makes it a good option for those with cardiovascular or respiratory conditions and may appeal to seniors seeking assisted living in Central Florida. The American Lung Association gives Seminole County, where the city is located, the highest marks across all three categories, including Ozone, 24-hour Particle Pollution and Annual Particle Pollution.