Seniors and their families should evaluate care needs when choosing long-term care options. The average cost for home care of $5,672 increases to $5,720 if a family needs home health care, which includes licensed therapists or nurses who provide services in the home. Those with budget concerns may choose adult day health care, which averages $1,842 a month in Chicago. Assisted living care is $4,825. The most comprehensive level of care is nursing home care, averaging $6,996 a month for a semiprivate room.