The 10 Best Home Care Agencies for Seniors in San Antonio, TX for 2024
Explore In Home Care listings in San Antonio, Texas including 99 authentic reviews covering 89 of San Antonio In Home Care facilities.
On average the cost of In Home Care in San Antonio depends on many factors and your loved one's required level of care. We’ve spent hundreds of hours compiling helpful information below these listings, ranging from San Antonio In Home Care costs statistics, to local laws & regulations in the area, to free & low-cost resources to help older adults in the community thrive, and more.
What you can do with Caring
On this page:
- Home Care Services in San Antonio, Texas
- Paying for Home Care in San Antonio, TX
- Financial Assistance for Home Care in San Antonio, TX
- Free & Low-Cost Home Care Resources in San Antonio, TX
- Determining Your Loved One’s Need for In-Home Care
- Guidelines for Talking About In-Home Care
- Frequently Asked Questions
Paying for Home Care in San Antonio, TX
The Cost of Home Care in San Antonio, TX
In San Antonio, home care agencies charge around $4,767 per month for nonmedical care, according to the 2024 Genworth Cost of Care Survey. This cost runs about $950 below the nationwide median and about $427 above the Texas norm. However, local rates compare favorably to rates in many nearby cities. In Laredo, monthly costs trend about $475 higher than in San Antonio, and in Austin, seniors pay around $1,330 more.
San Antonio
$4,767
Texas
$4,290
United States
$5,720
Laredo
$5,243
Houston
$4,671
Waco
$4,576
Austin
$6,101
The Cost of Home Care vs. Other Senior Care Options in San Antonio, TX
San Antonio seniors typically pay around $4,767 per month for in-home care. This cost offers about $760 in monthly savings over home health care, which encompasses skilled nursing services. However, seniors save money by opting for adult day health care, which provides personal care in a nonresidential community environment for around $758 monthly.
Home Care
$4,767
Home Health Care
$5,529
Adult Day Health Care
$758
Assisted Living Facility
$5,125
Nursing Home Care (semi-private room)
$5,323
Financial Assistance for Home Care in San Antonio, TX
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in San Antonio, TX
Seniors in San Antonio can find numerous programs to help them save money, improve their homes and remain independent as they age in place. These programs are offered through government entities and nonprofit agencies and include everything from home-delivered meals to property tax exemptions.
Resource | Contact | Service |
---|---|---|
Bexar Area Agency on Aging | (866) 231-4922 | BAAA provides various services to seniors throughout San Antonio and Bexar County, including care coordination for those aged 60 or older, plus nutrition and transportation services. It also offers caregiver support for those caring for senior relatives. |
Alamo Area Council of Governments’ Weatherization Assistance | (210) 362-5282 | AACOG’s Weatherization Assistance program helps low-income seniors and other individuals struggling with high energy costs by installing energy conservation measures. Assistance may include installing additional insulation, weather-stripping and caulking. It may also encompass window glass repair and replacement of HVAC, space heaters, window air conditioners and gas water heaters that aren’t operating efficiently. |
Texas Comptroller | (210) 342-2300 | Homeowners aged 65 or older qualify for several property tax exemptions in San Antonio. Senior residents may apply for a $40,000 homestead exemption for school district taxes available to all homeowners, plus an additional $10,000 specifically for seniors and disabled individuals. They may also claim a $3,000 exemption for a county special tax on flood control and farm-to-market roads. |
Meals on Wheel San Antonio | (210) 735-5115 | Through a public/private partnership, MOW San Antonio provides home-delivered meals to homebound seniors. Volunteers deliver meals for breakfast, lunch and the weekend, including hot lunches and breakfast food items and/or specialty-made frozen meals. MOW also delivers pet food the third weekend of every month through its AniMeals add-on program. |
Blueprint Ministries | (210) 533-2761 | Blueprint Ministries repairs and renovates homes for seniors on low incomes, people with disabilities and veterans in San Antonio at no cost. Applicants must live within the service areas, live in the home being repaired and meet income eligibility. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
Melissa
4.0
Review of Cornerstone Caregiving - San Antonio, TX
We have Cornerstone Caregiving San Antonio, TX for my mother-in-law. We liked Mariah, the person who came in and talked to us. We asked her all questions that we felt were pertinent and we had one...
Home Care
Patsy S_5
5.0
Review of Hearts at Home Senior Care - San Antonio
They are really concerned about the clients and caregivers. They've been good to me.
Home Care
Patsy S_4
5.0
Review of Hearts at Home Senior Care - San Antonio
I like that the agency is up on trainings for the caregivers. I like that the agency is always there answering questions if we have any concerns.
Provider response
Thanks Patricia! We appreciate you and your family and are thankful you chose us as the company for you and your family! - Natascha