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The 10 Best Home Care Agencies for Seniors in Rocky River, OH for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Rocky River, OH, residents and their loved ones rate In Home Care agencies across the 45 options below.

Home Care Services in Rocky River, Ohio

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Paying for Home Care in Rocky River, OH

The Cost of Home Care in Rocky River, OH

The average cost for seniors to receive home care in Rocky River is $5,196 per month, according to Genworth’s Cost of Care Survey. This is $240 more than both the state and national averages. A little to the south, seniors in Akron pay significantly less at $4,052 per month. Heading away from the major cities, the cost of care in Mansfield is $600 less than Rocky River, and in the northwest corner, Toledo matches the U.S. and the state at $4,957 per month.

Rocky River

$5,196

Ohio

$4,957

United States

$4,957

Akron

$4,052

Mansfield

$4,576

Toledo

$4,957

The Cost of Home Care vs. Other Senior Care Options in Rocky River, OH

Home care and home health care in Rocky River cost the same at $5,196, although home health care typically involves skilled nursing and minor medical assistance. Adult day health care is more affordable at $1,788 per month, but it’s only available during the day. Active seniors who prefer a community of other seniors and structured programs might consider assisted living, which is about $200 less than home care and offers support for basic activities of daily living. Nursing home care, which provides ongoing attention for significant medical needs, has the highest monthly cost at $8,395. 

Home Care

$5,196

Home Health Care

$5,196

Adult Day Health Care

$1,788

Assisted Living

$4,940

Nursing Home Care (semiprivate room)

$8,395

Note: Data for Rocky River was unavailable, so data for the nearest city, Cleveland, was used instead.

Financial Assistance for Home Care in Rocky River, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Rocky River, OH

Seniors who have elected to age in place can take advantage of additional services and programs designed to help them care for their property, provide social activities and ensure their nutritional needs are met. Financial assistance is often available. These programs may help seniors make repairs to their homes, apply for benefits and receive home meal deliveries. 

ResourceContactService
Rocky River Public Library's Outreach Services(440) 895-3755The Rocky River Public Library brings benefits to senior patrons who might not be able to visit the library in person. Their outreach services offer free delivery and pick-up of library materials so seniors can continue to enjoy books, magazines or media from the comfort of their favorite chair.
Ohio Home Weatherization Assistance Program(216) 574-7100The Ohio Home Weatherization Assistance Program (HWAP) makes energy-efficient improvements to reduce home energy costs for seniors. A home inspection will determine the needed services. Repairs might include sealing air leaks; repairing or replacing roofs, doors or windows; and replacing older HVAC systems or hot water heaters.
Rocky River Senior Center(440) 333-6660The Rocky River Senior Center aims to create an environment for healthy aging through social involvement and lifelong learning. Licensed social workers are available to seniors to answer questions about rights and benefits, and daytime transportation takes seniors to appointments, shopping and errands.
West Shore Meals on Wheels(440) 333-6298West Shore Meals on Wheels is a community-based nonprofit organization offering nutritious meals to residents of Fairview Park, Lakewood and Rocky River. Through volunteer drivers, the program provides hot meals to seniors five days a week, excluding holidays. It also provides meal delivery to local senior centers.
Cuyahoga County Home Modification(216) 574-7100Seniors in Cuyahoga County can apply for home modification through CHN Housing Partners to make their homes more functional and accessible, enabling them to maintain greater independence. Modifications might include building ramps, widening doorways and installing grab bars.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

In Home Care near Rocky River, OH

LakewoodWestlakeBrookparkBay Villagebrook parkNorth Olmsted

Other Options in Rocky River, OH

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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