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The 10 Best Home Care Agencies for Seniors in Orange County, CA for 2024

Orange County provides a wealth of options for its older residents, such as Huntington Beach’s 8.5 miles of golden sand and Disneyland’s numerous attractions for seniors and their grandchildren. Older citizens comprise about 15.7% of the county’s almost 3.2 million residents. They’re never far from boutique coffee shops, restaurants serving local and international cuisine and some of the best shopping experiences possible, such as California’s largest luxury retail complex, South Coast Plaza. The region is equally known for its excellent medical care facilities, such as Orange County Global Medical Center and St. Joseph Hospital Orange.

Orange County has numerous home health care agencies with registered nurses and therapists delivering medical care in seniors’ homes. Older residents who don’t need medical attention but do require assistance with daily living functions, such as bathing and dressing, can get home care services for approximately $5,911 per month.

Below we’ve compiled a comprehensive directory of every home care provider in Orange County– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Paying for Home Care in Orange County, CA

The Cost of Home Care in Orange County, CA

Orange County’s seniors typically pay around $5,911 per month for home care, which is competitive when compared to California’s median fee of $6,101. The U.S. average of $4,957 is more affordable, but California’s costs tend to exceed those in most states. The results of the 2021 Genworth Cost of Care Survey show Orange County’s seniors typically pay less than their peers in Riverside, where the median fee is $6,101, and San Diego, where $6,387 is the norm. However, some nearby cities are more affordable, such as Oxnard at $5,815 and Bakersfield at $5,506.

Orange County

$5,911

California

$6,101

United States

$4,957

Bakersfield

$5,506

Oxnard

$5,815

Riverside

$6,101

San Diego

$6,387

The Cost of Home Care vs. Other Senior Care Options in Orange County, CA

Seniors able to travel to centers can get adult day care for around $1,652 per month. Assisted living includes care, meals and accommodation for approximately $5,250. Home care and home health care sound similar and share a median fee of $5,911, but they’re different. The former offers personal care support and the latter involves registered nurses and therapists delivering medical care. The near-hospital levels of medical care provided in nursing homes result in fees of around $9,125.

Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,652

Assisted Living Facility

$5,250

Nursing Home Facility (semiprivate room)

$9,125

Note: Data for Orange County was unavailable, so data for the nearest city, Los Angeles, was used instead.

Financial Assistance for Home Care in Orange County, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Orange County Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Orange County:

ResourceContactAddressService
Orange County Office on Aging(714) 480-64501300 S Grand Ave B, Santa Ana, CA 92705The Orange County Office on Aging offers social and financial support services for elderly residents of the county. These include the Dignity at Home Fall Prevention Program, which provides fall injury prevention counseling and assessments of in-home safety. In some cases, the office also helps cover home modifications for older adults. Other services include counseling for county, state and federal senior resources. 
Institute on Aging, Friendship Line California(415) 750-41113575 Geary Blvd, San Francisco, CA 94118The Institute on Aging’s Friendship Line California service offers a communications support service for older residents throughout the state, including Orange County. Seniors can call the Friendship Line at any time to receive crisis intervention and human contact support during moments of isolation. This is a nonemergency line for psychological support that helps isolated elderly individuals and is free to use.
Senior Mobility Program(714) 560-5660550 S. Main Street, Orange, CA 92868The Senior Mobility Program of the Orange County Transportation Authority offers senior residents of the county transportation services to destinations that aren’t included among the usual public transport routes. The Transportation Authority and participating Orange County cities finance this service, and residents of Orange County who are 60 years of age or older may join.
Meals on Wheels of Orange County(714)220-02241200 N. Knollwood Cir. Anaheim, CA 92801Meals on Wheels of Orange County manages several services. Its most fundamental program involves the delivery of nutritious, regularly scheduled meals to homebound elders throughout the county. The organization also offers adult day services, volunteer visitor sessions and care coordination counseling for seniors. 
County Council on Aging Southern California(714) 479-01072 Executive Circle, Suite 175, Irvine, CA 92614The Council on Aging Southern California is headquartered in Orange County and offers a broad range of support and counseling services for seniors in the region. Most notably, there is HICAP (Health Insurance Counseling and Advocacy Program), which offers customized counseling services and group seminars to seniors on accessing their Medicare benefits. The Council also offers its Financial Abuse Specialist Team (FAST) program, which educates elders on avoiding fraud and financial abuse from con artists, family members and caregivers. Other services of the Council on Aging include a long-term care ombudsman and a friendly visitor program staffed by volunteer companions.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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