Assisted Living Communities in Novato, California

Assisted living communities in Novato charge monthly rates of $6,300, which is a significant increase over the state average of $5,250 and the national rate of $4,500. While care costs in Santa Rosa are higher at $7,048, other nearby cities have considerably more economical care. In Vallejo, rates are well below Novato’s average at $4,950, and in Yuba City, rates come in at $4,658. In Stockton, which is about 90 miles from Novato, care costs are among the lowest recorded in the state at $3,649.

In Novato, assisted living residents pay $6,300 per month on average for housing and personal care services.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Seniors in Novato pay $6,300 per month for assisted living. This is high compared to the monthly rate of adult day health care, which averages $2,275, but it’s economical compared to other local long-term care options. Seniors who live in their own homes pay $6,435 for in-home care and home health care, plus housing and meal expenses. Nursing home care, which is suitable for those with extensive care needs, is even costlier at $10,646.

Assisted living facilities in Novato and the rest of California follow rules set by the California Department of Social Services, Community Care Licensing Division. This division licenses local assisted living facilities and fields and investigates complaints through the Santa Rosa Adult & Senior Care Regional Office. To contact this location, seniors can call (707) 588-5026.

• Seniors in Novato don’t pay state income taxes on their Social Security benefits, but other forms of retirement income are fully taxed at relatively high rates compared to national norms. To reduce this burden, organizations such as the Area Agency on Aging and the senior center typically provide annual tax preparation services, helping older adults identify and claim deductions and exemptions.
• Novato Community Hospital is a 40-bed medical facility located in the city proper, providing access to 24-hour emergency medical care and a range of primary and specialty care services. There are 466 doctors per capita, more than double the national norm, and health care expenses such as hospital stays and dental care are about 8% lower here than in a typical U.S. city. This may appeal to those seeking long-term care in Central California.
• The air quality in the Novato region is subpar and may be a consideration for those managing chronic lung or heart conditions. The American Lung Association gave the region a B for ozone pollution levels, a passing grade for annual particle pollution but the lowest grade possible for 24-hour particle pollution. Seniors who are sensitive to pollution may want to track day-to-day air quality and participate in indoor activities as necessary.
• Novato is a relatively expensive place to live, which may be a consideration for those with limited financial resources. On a 100-point cost of living index based on national norms, the city rates 189.5, meaning that living costs exceed the national average by nearly 90%. By comparison, the state scores 149.9. This is mainly due to high-cost housing, an expense seniors may be able to reduce by opting for residential care.
• Crime is uncommon in Novato, making the city an attractive option for those seeking a safe retirement community. The property crime rate in the city is 26.3, compared to the U.S. average of 35.4, and violent crime comes in at 15.0, compared to the national average of 22.7.