Overland is a tight-knit community just a short drive from downtown St. Louis. It is surrounded by parks and recreational areas, which makes it ideal for seniors who enjoy being outdoors. Seniors make up 14% of the city’s population of almost 16,000 people. The cost of living is low, and Mercy Hospital, which provides treatment for stroke, cardiac issues and trauma, is just five miles away. Seniors in Overland who prefer to remain in their homes but still need assistance with basic needs and activities may choose to receive home care, which costs on average $4,481 per month. Home health care, which includes skilled nursing, costs the same in Overland.
Below we’ve compiled a comprehensive directory of every home care provider in the Overland area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
3910 S. Old Hwy 94, Suite 116, Saint Charles, MO, 63303
4.6
(72 reviews)
"BrightStar Care of West St. Louis County and St. Charles is available to you 24 hours a day, 7 days a week to make more possible for you and..."
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9893 Manchester Road, Saint Louis, MO, 63119
5.0
(53 reviews)
"AHC has been a tremendous partner in providing care for our father. Their caregivers are compassionate, well-trained, kind and reliable. Their management staff is professional, collaborative, flexible, responsive and caring. I highly recommend AHC..."
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8147 Delmar Blvd, Suite 215, Saint Louis, MO, 63130
4.7
(10 reviews)
"The staff was professional and caring. They spent the time that was needed to learn about my Mom to give her the best services possible. They recognized how hard this process was for me as an individual having to acknowledge Mom needed outside care, ..."
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504 Marshall Ave, Saint Louis, MO, 63119
4.7
(147 reviews)
"Seniors Home Care took wonderful care of my Aunt. When we needed their services, they responded immediately. All of their staff were so professional and compassionate. Our family was able to depend on them to help for as long as needed without any ..."
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2190 S. Mason Rd., Suite 204, Saint Louis, MO, 63131
4.5
(73 reviews)
"My dad is still at home with home care. I'm using BrightStar Care of Central St. Louis County. It is provided by the VA. They provide help with a bath, blood pressure, cleaning up, helping get dressed, helping out or in bed if needed, and clean up af..."
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6255 Knox Industrial Drive , St. Louis, MO, 63139
4.8
(35 reviews)
"They are wonderful my mother needed them the nursing director came to the nursing home she was at on day she was discharged to meet us she was very warm and caring explained everything to us and the caregiver that was assigned to her met us at her h..."
READ MORECaring's Family Advisors are here to help you with questions about senior living and care options.
320 Brookes Drive Suite 217, Hazelwood, MO, 63042
5.0
(10 reviews)
"My husband currently receives care from FirstLight. I cannot say enough good things about this company. They have met every need that he has even though he is a "difficult" client. The caregivers have been professional, reliable, and kind while he..."
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6900 Delmar Blvd., St. Louis, MO, 63017
5.0
(9 reviews)
"Private Care did an amazing job of having caring staff and always keeping me informed if they could not make the time alotted for my mother. They really did show care and compassion and that made my mom feel so good. ..."
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428 McDonough Street, St. Charles, MO, 63301
4.9
(10 reviews)
"This is an awesome resource. I used Griswold for temporary care after surgery and found the people to be wonderful and the scheduling process very accommodating. Highly recommended. ..."
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2705 Dougherty Ferry Road, Suite 200, Saint Louis, MO, 63122
5.0
(7 reviews)
"I called this company last week and spoke to a senior specialist. He was very knowledgeable in the veterans services that are offered. ..."
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1515 N Warson Rd, St. Louis, MO, 63132
5.0
(6 reviews)
"Im happy that I choose On The Go Homehealth as my provider. They are Professional and Helpful in many ways. My staff goes above and beyond expectations. I love my Aide more like family...Im very pleased. Thank you, Miss J.P...."
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113 Hilltop Village Center Dr, Eureka, MO, 63025
5.0
(6 reviews)
"Excellent service, caring, professional, dependable. Would be happy to be a reference...."
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7000 Natural Bridge Rd , St. Louis, MO, 63121
5.0
(3 reviews)
"A Savvy Healthcare was the reassurance I needed to feeling comfortable to finding assistance for my father’s home needs. Denise went above and beyond to get us the best provider who make sure all of our needs are met, and definitely takes extra care ..."
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23 N Gore, Suite 309, Saint Louis, MO, 63119
5.0
(2 reviews)
"I am a current client of 2 years. I love them! They are so adorable. I don't know what I'd do without them. They really helped me with everything. When I first started as a quilter, 'Melanie' bought me my first big hoop. If I could rate them from 1-5..."
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10135 Manchester Road, Saint Louis, MO, 63122
5.0
(1 reviews)
"Absolutely delightful. The caregiver was wonderful, clean, prompt, polite and really seemed to take pride in her role...."
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4244 Ellenwood Ave, St. Louis, MO, 63116
5.0
(1 reviews)
"This agency has a lot of credible workers, my mother has relied on the services of this agency for the past 3yrs and everyone of their caregivers are respectful, professional and very compassionate...."
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8976 Watson Rd Suite D, St Louis, MO, 63119
5.0
(1 reviews)
"We were in need of a home health provider that we could afford. Coleman was affordable and has been very professional. My mother loves the care and attention she receives. The workers are friendly and show true care for the job. I would recommend thi..."
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118 Centre on the Lake, Saint Louis, MO, 63367
4.3
(3 reviews)
"Senior Helpers (Lamplighter Sq. location, St. Louis County, MO) has been a wonderful home care service to work with. I have my mother (wheelchair and bedside commode usuage) and my father (Dementia) living with my husband and I since April 2011. I co..."
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7915 Big Bend Blvd., Webster Groves, MO, 63119
3.8
(4 reviews)
"It seems to be working really well with Homewatch Caregivers. The caregiver basically helps both my mom and dad. She does laundry, cooking, and cleaning, and she even mows the lawn. She doesn't have to, but she likes doing that. It's not the normal s..."
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10097 Manchester Rd Suite 105,, St. Louis, MO, 63122
3.5
(2 reviews)
"My husband is using Amada Senior Care St. Louis. The caregiver is very good and very conscientious. He likes her very much. She does everything we ask her to and more. They've been bending over backward to accommodate us and help us. He's been in the..."
READ MOREHome care costs in Overland are comparable to the national average of $4,481, according to Genworth’s 2020 Cost of Care Survey. Both are $109 more than the state average. The cost of home care in Overland is variable depending on where an individual lives, how many hours of care are needed and what types of services need to be provided. St. Joseph residents pay $4,338, while those in Springfield pay $4,290. Columbia is one of the most expensive cities with costs of $4,576.
Overland
$4,481
Missouri
$4,372
United States
$4,481
St. Joseph
$4,338
Columbia
$4,576
Springfield
$4,290
If cost is an issue, it’s important to consider all the available options for long-term care. Home care and home health are both the same cost at $4,481 per month in Overland. Adult day health care is the cheapest option, at $1,842, and is ideal for seniors who live with family or have assistance at night. Assisted living costs $3,750, and a semiprivate room in a nursing home is $5,355 per month.
Home Care
$4,481
Home Health Care
$4,481
Adult Day Health Care
$1,842
Assisted Living
$3,750
Nursing Home Care (semiprivate room)
$5,355
Note: Data for Overland was unavailable, so data for the nearest city, St. Louis, was used instead.
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Seniors who need help maintaining their homes and aging in place have access to many different options for assistance in Overland. This list provides an array of services, both free and low-cost, that help address these needs.
| Resource | Contact | Service |
|---|---|---|
| County Older Resident Program | (314) 615-4516 | The County Older Resident Program (CORP) helps seniors aged 60 and older address their needs through a variety of programs and services. These services include transportation, home visits and telephone reassurance, home care and repair, tax preparation, claims assistance, volunteer opportunities and information and referrals. |
| St. Louis Area Agency on Aging | (314) 612-5918 | The St. Louis Area Agency on Aging (SLAAA) provides community-based services for older adults in the area. The goal of the agency is to help seniors stay in their homes for as long as possible by providing employment, volunteer opportunities and social activities. Other programs offered to seniors include tax assistance, disease prevention education, transportation and insurance counseling. |
| Frank Munsch Community Center | (314) 428-0490 | The Frank Munsch Community Center offers activities and programs to keep seniors busy and safe during the day. The community center has a weight room and cardio room, two full-sized gymnasiums, an elevated walking track, a racquetball court, a sauna and several multipurpose rooms for classes and activities. |
| Utility Assistance | (866) 674-6327 | The Utility Assistance Program helps connect seniors aged 60 and older with organizations that can help them pay their energy bills, especially during the winter months or when they are faced with disconnection. These organizations include Dollar Help, Heat UP St. Louis and Energy Care. |
| Community Action Agency of St. Louis County Weatherization Assistance Program | (314) 863-0015 | The Weatherization Assistance Program helps seniors reduce their monthly energy bills by implementing energy-efficient measures, including installing insulation, repairing or replacing old and worn heating systems and replacing air filters. |
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible. Â
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