Medicare Coverage of Mammograms
What It Is
Mammogram diagnostic screening
Medicare Part B covers one mammogram every 12 months for all Medicare-enrolled women age 40 or older. For Medicare-enrolled women age 35 to 39, Medicare Part B covers one mammogram to establish a diagnostic baseline.
Medicare Part B covers more frequent mammograms as medically necessary.
If you have a Medicare Part C Medicare Advantage plan: Medicare Part C Medicare Advantage plans, also called Medicare Advantage plans, must cover everything that's included in original Medicare Part A and Part B coverage. But sometimes a Part C plan covers more, with extra services or an expanded amount of coverage. (Co-payments for Part C plans may also be different than those for Part A or Part B.) To find out whether your plan provides extra coverage or requires different co-payments for mammograms, contact the plan directly.
What Medicare Pays
In 2010, Medicare Part B pays 80 percent of the Medicare-approved amount for a covered mammogram.
Beginning January 1, 2011, Medicare Part B pays the full cost of all covered mammograms except the diagnostic baseline mammogram, for which Medicare Part B pays 80 percent of the Medicare-approved amount.
Important: Regardless of the rules regarding any particular type of care, in order for Medicare Part A, Medicare Part B, or a Medicare Part C plan to provide coverage, the care must meet two basic requirements:
The care must be "medically necessary." This means that it must be ordered or prescribed by a licensed physician or other authorized medical provider, and that Medicare (or a Medicare Part C plan) agrees that the care is necessary and proper. For help getting your care covered, see FAQ: How Can I Increase the Odds That Medicare Will Cover My Medical Service?
The care must be performed or delivered by a healthcare provider who participates in Medicare.